References related to affordable homeownership

Note:  most of these references contain extensive bibliographies which themselves contain a number of additional references.  The list that follows includes not only references with data in support of the benefits of homeownership but also references that suggest the benefits of homeownership might have been overstated, especially by research prior to the housing crisis. This list has been updated (10/2013) to include a rigorous 2013 re-examination of homeownership post-housing crisis, co-authored by one of the foremost scholars in the area, William Rohe and published by the Joint Center for Housing Studies at Harvard University.


NEW:  Rohe, William M. and Lindblad, Mark (August 2013). Reexamining the Social Benefits of Homeownership after the Housing Crisis. Joint Center for Housing Studies Paper HBTL-04. Paper originally presented at Homeownership Built to Last: Lessons from the Housing Crisis on Sustaining Homeownership for Low-Income and Minority Families – A National Symposium held on April 1 and 2, 2013 at Harvard Business School in Boston, Massachusetts. http://www.jchs.harvard.edu/research/publications/homeownership-symposium-reexamining-social-benefits-homeownership-after


The Local Impact of Home Building in a Typical Metro Area:  Income, Jobs, and Taxes Generated
Prepared by the Housing Policy Department, National Association of Homebuilders  June 2009 
http://www.nahb.org/fileUpload_details.aspx?contentTypeID=3&contentID=35601&subContentID=219188


The Local Impact of Home Building in a Typical Metro Area:  Comparing Costs to Revenue for Local Governments. Prepared by the Housing Policy Department, National Association of Homebuilders June 2009  http://www.nahb.org/fileUpload_details.aspx?contentTypeID=3&contentID=35601&subContentID=219189

Colson, N. Edward. "Housing Policy and the Social Benefits of Homeownership." Federal Reserve Bank of Philadelphia  Business Review (Second Quarter 2002), pp. 7-16. http://www.philadelphiafed.org/research-and-data/publications/business-review/2002/q2/brq202ec.pdf


This is a review paper that provides “the” comprehensive and concise summary of the existing credible academic literature (as of 2002) on the topic of the social benefits of homeownership pre-crisis.   Extensive and robust bibliography.

Homeownership Done Right:  What Experience and Research Teach Us.  David Abromowitz and Janneke Ratcliffe.  Center for American Progress April 2010. http://cdn.americanprogress.org/wp-content/uploads/issues/2010/04/pdf/homeownership_done_right.pdf

Homeownership:  The Problematics of Ideals and Realities.  Lynne Dearborn .  J. Affordable Housing, Fall 2006. http://www.eslarp.uiuc.edu/Research/Faculty/Homeownership.theproblematicsofidealsandrealities.pdf
Homeownership for the Poor in Distressed Neighborhoods:  Does This Make Sense?  Joseph Harkness and Sandra J. Newman, Johns Hopkins University.  Published in Housing Policy Debate 13 (3).    Fannie Mae Foundation 2002. http://content.knowledgeplex.org/kp2/kp/text_document_summary/scholarly_article/relfiles/hpd_1303_harkness.pdf

Harkness, Joseph, and Sandra Newman. 2003. "Differential Effects of Homeownership
on Children from Higher- and Lower-Income Families." Journal of Housing Research 14:1-19.
In Pursuit of a Responsible Homeownership Policy.  Reid Cramer.  Published in Shelterforce:  The Journal of Affordable Housing and Community Building (National Housing Institute) Fall 2009. http://www.shelterforce.org/article/1747/in_pursuit_of_a_responsible_homeownership_policy

Now’s the Time:  How the Housing Crisis Has Created An Unprecedented Opportunity for Working Families to Achieve Financial Security.  Published by Homewise, Inc. Santa Fe, June 2012.
http://www.homewise.org/wp-content/uploads/2013/01/National-Draft-FINAL-Jul-281.pdf


Glaeser, Edward L. 2011. Rethinking the Federal Bias Toward  Homeownership. Cityscape: A Journal of Policy Development and Research 13(2).  http://www.huduser.org/portal/periodicals/cityscpe/vol13num2/ch1.html and citable link: http://dash.harvard.edu/handle/1/8052149

 “VISION 2040.”  Puget Sound Regional Council (December 2009). http://www.psrc.org/growth/vision2040/

Housing Seattle.”  Seattle Planning Commission (Winter 2011). http://www.seattle.gov/planningcommission/docs/HousingSeattle.pdf

Andriotis, A. “Five housing markets where renting beats owning.”  The Wall Street Journal: MarketWatch (June 25, 2012). http://articles.marketwatch.com/2012-06-25/finance/32394943_1_single-family-homes-housing-market-payment-and-property-taxes

Housing Levy Impact:  2011 Report of Accomplishments Housing (City of Seattle, Seattle City Council, Seattle Office of Housing) February 2012     http://www.seattle.gov/housing/levy/docs/2011_annual_report.pdf


The Impacts of Affordable Housing on Health:  A Research Summary. Cohen, Rebecca.  Published in Insights from Housing Policy Research (May, 2011).  The Center for Housing Policy.  http://www.nhc.org/publications/Housing-and-Health.html


Affordable housing is important to the economic vitality of communities.   HousingPolicy.org   Retrieved from: http://www.housingpolicy.org/getting_started/why.html

Foundation for Success? A Review of New Research on the Effects of Homeownership on Children   Brennan, Maya.  Published in Insights from Housing Policy Research (October, 2010). 
The Impacts of Affordable Housing on Education:  A Research Summary.  Brennan, Maya. Published in Insights from Housing Policy Research (May, 2011).  The Center for Housing Policy.  http://www.nhc.org/publications/Housing-and-Health.html

Comprehensive Community Initiatives:  Lessons in Neighborhood Transformation.   Anne C. Kubisch.  Published by National Housing Institute Shelterforce Online January/February 1996.
http://www.nhi.org/online/issues/85/compcominit.html

The American Dream or The American Delusion?  The Private and External Benefits of Homeownership
Grace W. Bucchianeri.  The Wharton School of Business (Unpublished Manuscript).
http://realestate.wharton.upenn.edu/research/papers/full/615.pdf    (Undated, but post-crisis).

Rohe, William M., and Michael A. Stegman. 1994. "The Impact of Home Ownership on the Social and Political Involvement of Low-Income People." Urban Affairs Review 30:152-172   abstract:  http://uar.sagepub.com/content/30/1/152.abstract

Rohe, William M., and Leslie S. Stewart. 1996. "Homeownership and Neighborhood
Stability." Housing Policy Debate 7:37-81.

American Dream or American Obsession?  The Economic Benefits and Costs of Homeownership.
Wenli Li and Fang Yang.  Published by the Federal Reserve of Philadelphia 2010. 
http://www.philadelphiafed.org/research-and-data/publications/business-review/2010/q3/brq310_benefits-and-costs-of-homeownership.pdf

DiPasquale, Denise, and Edward Glaeser.  Incentives and Social Capital: Are Homeowners Better Citizens?. Journal of Urban Economics, 45, 1999, pp. 354-84. (a preliminary version of this paper that appeared in Chicago Working Paper in Law & Economics I n1997 is available at http://www.law.uchicago.edu/files/files/54.Glaeser.Home_.pdf)

The Social Benefits and Costs of Homeownership:  A Critical Assessment of the Research.  William M. Rohe, Shannon Van Zandt and George McCarthy.  Published by the Joint Center for Housing Studies, Harvard University, October 2001.  http://www.jchs.harvard.edu/sites/jchs.harvard.edu/files/liho01-12.pdf

The Private and Social Benefits of Homeownership:  A Lecture by Dr. Donald R. Haurin, Professor of Economics, Finance and  Public Policy, Ohio State University (December 11, 2003).  http://ti.org/haurinshow.pdf

Are Homeowners Better Citizens? New Evidence on the Behavioral Effects of Homeownership for Local Civic Participation.  Brian J. McCabe, Department of Sociology, New York University (Unpublished and undated manuscript)  https://files.nyu.edu/bjm305/public/McCabe_Civic_Participation.pdf

Retsinas, Nicolas P., and Eric S. Belsky (Eds.). 2002. Low-Income Homeownership: Examining the Unexamined Goal. Washington, D.C.: Brookings Institute Press.

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