• 6/17/2020

    The board and staff of Washington Homeownership Resource Center stand with Black Lives Matter and all who are fighting for the complete and immediate dismantling of racism in our national, state, and local systems, including our judicial, educational, housing, and financial systems.

    A long history of racism in housing has led to significant disparities for Black households. For example, the practice and legacy of redlining and discrimination in access to credit have resulted in Black families having lower homeownership rates, higher foreclosure rates, and increased vulnerability to gentrification and displacement, all of which tie to the racial wealth gap that continues to plague this country. 

    While WHRC is proud of the work we have done over the past 24 years and know that it has benefited Black and brown homeowners, we understand that it isn’t enough. Going forward, we will take intentional action to address disparities in homeownership access and outcomes for Black households. While we are still working to determine how to have the biggest impact, we expect this work will include: 

    ·         Prioritizing outreach and advocacy that increases access to homeownership for Black homebuyers

    ·         Increasing awareness and uptake of our foreclosure-prevention services in Black communities

    ·         Partnering with community-based, Black-led organizations to lend our advocacy voice to their members’ policy priorities 

    ·         Advocating for policy reform to eliminate disparate access to credit, discrimination in lending, “steering” in real estate, and the impacts of gentrification

    ·         Pursue opportunities to ensure staff and board are educated about and mindful of the history of discrimination in housing and how that legacy is perpetuated today

    ·         Engaging our staff, board, and partners in collaborative efforts to undo institutional racism in housing and homeownership as well as in our own organization

    Reading Lists for Further Learning

    On the role of racism in housing and homeownership:

    ·        Redlining’s Legacy of Inequality: Low Homeownership Rates, Less Equity for Black Households by Brenda Richardson, Senior Contributor (Forbes.com, 2020)

    ·        From the War on Poverty to the War on Crimeby Elizabeth Hinton (Harvard University Press, 2016)

    ·        The Color of Law: A Forgotten History of How Our Government Segregated America by Richard Rothstein (Liveright Publishing, 2018)

    ·        The Forging of a Black Community: Seattle's Central District from 1870 through the Civil Rights Era by Quintard Taylor with Foreword by Norm Rice (University of Washington Press, 1994)

    ·        Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership by Keeanga-Yamahtta Taylor (University of North Carolina Press, 2019)

    ·        The South Side: A Portrait of Chicago and American Segregation by Natalie Y. Moore (Picador, 2017)

    Undoing racism in general:
    MANY anti-racism reading lists are available online, including these:

    ·         From the Baltimore Public Library

    ·         From Ibram X. Kendi, author of “How To Be An Anti-Racist”

    ·         From Chicago Public Library, an extended list with titles released after Mr. Kendi’s list was created

    For children and young adults:

    ·         Reading list from Publishers Weekly

    ·         Reading list from The Guardian




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Thank you for taking the time to talk to me and put my heart at rest! I look forward to working with you to stay in our home.  I have an appointment with a housing counselor your referred us to and I will give you an update once that occurs.  Again, it meant so very much to me that you took the time to give me hope.
A. F.
I want to say a huge thank you.  It feels a million times better knowing where we will be living, that we don't have to move, and I can actually afford to live here.  My life is no longer on hold, and we have been able to make plans for the first time in ages. There is no more black cloud of uncertainty hanging over my head always, waiting for the bank to dictate so much of my life. Thank you, thank you, thank you!
C. K.
There are no words to say how much you did for us and how much you helped us, you basically saved us.
B. A.