Step 2 - Credit History

Obtain a copy of your credit report. Review the information, address any issues, and correct any errors in the report as necessary.  WHC recommends that you obtain a copy of your credit report from each of the three major credit companies in the U.S. (Experian www.experian.com, Trans Union www.transunion.com, and Equifax www.equifax.com) in order to see your credit score and to be sure you have not overlooked any credit problems or errors that need to be addressed.

How can I find out what is on my credit report?

Can I get a free credit report?

Why is my credit score & history so important?

Search now for local resources related to this step in the homeownership process>