{"id":85,"date":"2021-01-07T09:37:50","date_gmt":"2021-01-07T17:37:50","guid":{"rendered":"https:\/\/washingtonhome.wpengine.com\/?page_id=85"},"modified":"2026-06-02T16:20:08","modified_gmt":"2026-06-02T23:20:08","slug":"for-homebuyers","status":"publish","type":"page","link":"https:\/\/www.homeownership-wa.org\/ar\/for-homebuyers\/","title":{"rendered":"\u0644\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u0627\u0644\u0645\u0646\u0632\u0644\u064a\u064a\u0646"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2021\/01\/buying-a-home-e1785251428924.jpg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-1b1d1f-bg\" style=\"opacity: 0.7;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row triple-top-padding triple-bottom-padding single-h-padding limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_child col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:696px;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h1 class=\"font-635512 h1 fontspace-994669 font-weight-600\" ><span>\u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644<\/span><\/h1><div><p>\u0644\u0630\u0644\u0643 \u062a\u0631\u064a\u062f \u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644! \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f\u0643 WHRC \u0641\u064a \u0627\u0644\u062a\u0646\u0642\u0644 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u062b\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u0639\u0642\u062f\u0629 \u0648\u0627\u0644\u0645\u0631\u0647\u0642\u0629 \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0623\u062d\u064a\u0627\u0646.<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row inverted-device-order style-color-ffffff-bg row-internal row-container\"><div class=\"row unequal col-no-gutter row-child\" data-height=\"70\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell double-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h4 fontheight-506459 font-weight-600 text-accent-color\" ><span>\u0645\u0646 \u0627\u0644\u0645\u062d\u062a\u0645\u0644 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u0646\u0632\u0644\u0643 \u0647\u0648 \u0623\u0643\u0628\u0631 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u062a\u0642\u0648\u0645 \u0628\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0625\u0637\u0644\u0627\u0642 \u060c \u0648\u0643\u0648\u0646\u0643 \u0645\u0633\u062a\u0647\u0644\u0643\u064b\u0627 \u0630\u0643\u064a\u064b\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0639\u0646\u064a \u062a\u0648\u0641\u064a\u0631 \u0622\u0644\u0627\u0641 \u0627\u0644\u062f\u0648\u0644\u0627\u0631\u0627\u062a - \u0631\u0628\u0645\u0627 \u0639\u0634\u0631\u0627\u062a \u0627\u0644\u0622\u0644\u0627\u0641 \u0645\u0646 \u0627\u0644\u062f\u0648\u0644\u0627\u0631\u0627\u062a -.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>\u0633\u062a\u0648\u0635\u0644\u0643 \u0645\u0643\u0627\u0644\u0645\u0629 \u0625\u0644\u0649 WHRC \u0628\u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0644\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0633\u0628\u0642 \u060c \u0648\u062f\u0631\u0648\u0633 \u062a\u0639\u0644\u064a\u0645 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u060c \u0648\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0633\u0628\u0642 \u060c \u0648\u0646\u0645\u0627\u0630\u062c \u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0627\u0644\u0628\u062f\u064a\u0644\u0629 \u0645\u062b\u0644 \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0623\u0631\u0627\u0636\u064a \u0627\u0644\u0645\u062c\u062a\u0645\u0639\u064a\u0629 \u0648\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0644\u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0630\u0627\u062a\u064a\u0629 (\u0641\u0643\u0631 \u0641\u064a \u0628\u0631\u0646\u0627\u0645\u062c Habitat for Humanity). \u064a\u0648\u0641\u0631 WHRC \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0645\u0648\u0627\u0631\u062f \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627 \u0644\u0645\u0648\u0642\u0639\u0643 \u0648\u062f\u062e\u0644\u0643 \u0648\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643 \u0627\u0644\u062e\u0627\u0635\u0629.<\/p>\n<\/div><div class=\"uncode_text_column\" ><p><strong>\u0646\u062d\u0646 \u0647\u0646\u0627 \u0644\u062a\u0645\u0643\u064a\u0646\u0643 \u0628\u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0648\u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062d\u062a\u0627\u062c\u0647\u0627 \u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u062d\u0644\u0627\u0645\u0643 \u0641\u064a \u0627\u0645\u062a\u0644\u0627\u0643 \u0627\u0644\u0645\u0646\u0632\u0644.<\/strong><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-bottom pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\" style=\"min-height: 60vh;\"><div class=\"uncell single-block-padding\" ><div class=\"column-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_AdobeStock_188343173-scaled.jpeg);background-repeat: no-repeat;background-position: center bottom;background-size: cover;\" data-o_src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_AdobeStock_188343173-scaled.jpeg\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"uncont\" ><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-165755-bg row-container\" id=\"row-unique-2\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2023\/08\/WHRC_Seamless_FPO_white.png);background-repeat: no-repeat;background-position: center top;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.91;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal col-half-gutter single-top-padding single-bottom-padding quad-h-padding full-width row-parent\" data-height-ratio=\"25\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-6 half-internal-gutter\"><div class=\"uncol style-spec style-dark\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:90%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h4 class=\"font-635512 h5 fontspace-177060 font-weight-600 text-color-ffffff-color text-uppercase\" ><span>\u0647\u0644 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0622\u0646\u061f<\/span><\/h4><div class=\"text-top-reduced\"><p>Call our hotline number or fill out a message form to contact us. Free interpretation services are available by phone in over 220 languages.<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-3 no-internal-gutter\"><div class=\"uncol style-spec style-dark\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container btn-block\" ><a role=\"button\"  href=\"tel:877-894-4663\" class=\"custom-link btn btn-custom-typo font-635512 font-weight-600 text-uppercase fontspace-177060 border-width-0 btn-color-1b1d1f btn-flat btn-block btn-icon-left\" title=\"\u0627\u062a\u0635\u0644 \u0628\u0627\u0644\u062e\u0637 \u0627\u0644\u0633\u0627\u062e\u0646 WHRC\"><i class=\"fa fa-phone\"><\/i>Call 877-894-4663<\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-left align_center column_parent col-lg-3 single-internal-gutter\"><div class=\"uncol style-light\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container btn-block\" ><a role=\"button\"  href=\"https:\/\/form.jotform.com\/221147626100039\" class=\"custom-link btn btn-custom-typo font-635512 font-weight-600 text-uppercase fontspace-177060 border-width-0 btn-color-1b1d1f btn-flat btn-block btn-icon-left\" title=\"\u0631\u0627\u0633\u0644\u0646\u0627\"><i class=\"fa fa-envelope3\"><\/i>\u0631\u0627\u0633\u0644\u0646\u0627<\/a><\/span><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-3\"><div class=\"row triple-top-padding triple-bottom-padding quad-h-padding full-width row-parent\" data-height-ratio=\"35\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row unequal col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-3 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/ar\/homebuyers-journey\/\" target=\"_blank\" title=\"\u062e\u0631\u064a\u0637\u0629 \u0631\u062d\u0644\u0629 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"uncode-missing-media\" src=\"https:\/\/via.placeholder.com\/500x500.png?text=media+not+available&amp;w=500&amp;h=500\" \/><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>\u062e\u0631\u064a\u0637\u0629 \u0631\u062d\u0644\u0629 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span><a href=\"https:\/\/www.homeownership-wa.org\/ar\/homebuyers-journey\/\" target=\"_blank\" rel=\"noopener\">10 \u062e\u0637\u0648\u0627\u062a \u0644\u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0641\u064a \u0631\u062d\u0644\u0629 \u0627\u0645\u062a\u0644\u0627\u0643 \u0645\u0646\u0632\u0644\u0643.<\/a><\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ar\/homebuyers-journey\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"\u062e\u0631\u064a\u0637\u0629 \u0631\u062d\u0644\u0629 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644\" target=\"_blank\">\u0627\u0628\u062f\u0623 \u0631\u062d\u0644\u062a\u0643<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-3 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/ar\/for-homebuyers\/#info-sessions\" title=\"\u0644\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u0627\u0644\u0645\u0646\u0632\u0644\u064a\u064a\u0646\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-1023\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm.jpg\" width=\"1400\" height=\"934\" alt=\"Man sitting on the floor with his dog and laptop.\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm.jpg 1400w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-300x200.jpg 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-1024x683.jpg 1024w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-768x512.jpg 768w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-18x12.jpg 18w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-350x234.jpg 350w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>\u062c\u0644\u0633\u0627\u062a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span><a href=\"https:\/\/www.homeownership-wa.org\/ar\/for-homebuyers\/#info-sessions\">\u062d\u0636\u0648\u0631 \u062c\u0644\u0633\u0629 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0644\u0644\u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644\u064a.<\/a><\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ar\/for-homebuyers\/#info-sessions\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"\u062c\u0644\u0633\u0627\u062a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644\">\u0633\u062c\u0644 \u0627\u0644\u064a\u0648\u0645<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-3 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/ar\/bhi\/\" target=\"_blank\" title=\"\u0645\u0628\u0627\u062f\u0631\u0629 \u0627\u0644\u0628\u064a\u062a \u0627\u0644\u0623\u0633\u0648\u062f\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-348\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2023\/04\/BHI-Family-on-porch_6-5-uai-2190x1460.jpg\" width=\"2190\" height=\"1460\" alt=\"A Black father and mother holding their young son and daughter while smiling as they sit down in front of a home.\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>\u0645\u0628\u0627\u062f\u0631\u0629 \u0627\u0644\u0628\u064a\u062a \u0627\u0644\u0623\u0633\u0648\u062f<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span><a href=\"https:\/\/www.homeownership-wa.org\/ar\/bhi\/\" target=\"_blank\" rel=\"noopener\">\u0633\u062f \u0641\u062c\u0648\u0629 \u0627\u0644\u062b\u0631\u0648\u0629 \u0627\u0644\u0639\u0631\u0642\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0632\u0644.<\/a><\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ar\/bhi\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"\u0645\u0628\u0627\u062f\u0631\u0629 \u0627\u0644\u0628\u064a\u062a \u0627\u0644\u0623\u0633\u0648\u062f\" target=\"_blank\">\u064a\u062a\u0639\u0644\u0645 \u0623\u0643\u062b\u0631<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-3 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/ar\/covenant-homeownership-program\/\" target=\"_blank\" title=\"\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0639\u0647\u062f \u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0632\u0644\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.6%;\"><\/div><img decoding=\"async\" class=\"wp-image-1022\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1385031185_sm-uai-1400x933.jpg\" width=\"1400\" height=\"933\" alt=\"A young girl smiling with her grandparents\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0639\u0647\u062f \u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0632\u0644<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span><a href=\"https:\/\/www.homeownership-wa.org\/ar\/covenant-homeownership-program\/\" target=\"_blank\" rel=\"noopener\">\u0647\u0644 \u062a\u062d\u062a\u0627\u062c \u0645\u0633\u0627\u0639\u062f\u0629 \u0641\u064a \u062f\u0641\u0639 \u062f\u0641\u0639\u0629 \u0623\u0648\u0644\u0649\u061f \u062a\u062d\u0642\u0642 \u0645\u0646 \u0623\u0647\u0644\u064a\u062a\u0643.<\/a><\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ar\/covenant-homeownership-program\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0639\u0647\u062f \u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0632\u0644\" target=\"_blank\">\u064a\u062a\u0639\u0644\u0645 \u0623\u0643\u062b\u0631<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-3\" data-row=\"script-row-unique-3\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-3\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-646393-bg row-container onepage-section\" data-label=\"info-sessions\" data-name=\"info-sessions\" id=\"row-unique-4\"><div class=\"row full-width row-parent\" data-height-ratio=\"60\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row unequal col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-1023\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm.jpg\" width=\"1400\" height=\"934\" alt=\"Man sitting on the floor with his dog and laptop.\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm.jpg 1400w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-300x200.jpg 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-1024x683.jpg 1024w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-768x512.jpg 768w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-18x12.jpg 18w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-350x234.jpg 350w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:80%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h2\" ><span>\u062c\u0644\u0633\u0627\u062a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>\u0647\u0644 \u0623\u0646\u062a \u0645\u0647\u062a\u0645 \u0628\u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644\u061f \u0644\u0633\u062a \u0645\u062a\u0623\u0643\u062f\u0627 \u0645\u0646 \u0623\u064a\u0646 \u062a\u0628\u062f\u0623\u061f \u0627\u0646\u0636\u0645 \u0625\u0644\u0649 WHRC \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0628\u0627\u0634\u0631\u0629 \u0648\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0648\u062c\u0644\u0633\u0629 \u0623\u0633\u0626\u0644\u0629 \u0648\u0623\u062c\u0648\u0628\u0629. \u0646\u062d\u0646 \u0646\u0634\u0627\u0631\u0643 \u0646\u0638\u0631\u0629 \u0639\u0627\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0644\u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0641\u064a \u0648\u0627\u0634\u0646\u0637\u0646\u060c \u0648\u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0628\u062f\u0621 \u0641\u064a \u0631\u062d\u0644\u0629 \u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0646\u0632\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643.<\/p>\n<\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/us06web.zoom.us\/meeting\/register\/tZYvcOqhqDwuH922BhT8WgY7aSoWr2cm5SeA\" class=\"custom-link btn border-width-0 btn-default btn-icon-right\" title=\"\u0633\u062c\u0644 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062c\u0644\u0633\u0629 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\" target=\"_blank\">\u0633\u062c\u0644 \u0627\u0644\u064a\u0648\u0645<i class=\"fa fa-external-link\"><\/i><\/a><\/span><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/us06web.zoom.us\/meeting\/register\/tZEud-mtqD0vGNZ0PBTpjkark4loxbRiYUKx#\/registration\" class=\"custom-link btn border-width-0 btn-default btn-outline btn-icon-right\" title=\"\u0633\u062c\u0644 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062c\u0644\u0633\u0629 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\" target=\"_blank\">\u0633\u062c\u0644 \u0627\u0644\u064a\u0648\u0645<i class=\"fa fa-external-link\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-4\" data-row=\"script-row-unique-4\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-4\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-208545-bg row-container\" id=\"row-unique-5\"><div class=\"row unequal single-top-padding single-bottom-padding single-h-padding full-width row-parent\" data-height-ratio=\"74\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell single-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h2\" ><span>Looking for help with your down payment or closing costs?<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p><a href=\"https:\/\/downpaymentresource.com\/are-you-eligible\/\">Down Payment Resource<\/a> connects you with programs that can make homeownership more affordable. In just a few minutes, you can explore grants, assistance programs, and other resources available where you live. Click below to see what options may be available to you.<\/p>\n<\/div><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 40%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-2138\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Logo.png\" width=\"579\" height=\"135\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Logo.png 579w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Logo-300x70.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Logo-18x4.png 18w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Logo-350x82.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Logo-280x65.png 280w\" sizes=\"(max-width: 579px) 100vw, 579px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/downpaymentresource.com\/are-you-eligible\/\" class=\"custom-link btn border-width-0 btn-default btn-icon-left\" title=\"FIND DOWN PAYMENT HELP\" target=\"_blank\">FIND DOWN PAYMENT HELP<\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell single-block-padding\" ><div class=\"column-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Hero-Image.png);background-repeat: no-repeat;background-position: center center;background-size: cover;\" data-o_src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Hero-Image.png\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"uncont\" ><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-5\" data-row=\"script-row-unique-5\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-5\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-194476-bg row-container\" id=\"row-unique-7\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/05\/Journey-Overview-p2.png);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-194476-bg\" style=\"opacity: 0.8;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row quad-top-padding quad-bottom-padding triple-h-padding full-width row-parent\" data-height-ratio=\"50\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:900px;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h2\" ><span>Connect With a Pre-Vetted Lending or Real Estate Partner<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-lead\" ><p>Our list of professionals have been vetted through our Referral Partner Onboarding Process. Explore and find the provider that fits your needs.<\/p>\n<\/div><div class=\"empty-space empty-single\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<span class=\"btn-container btn-inline\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ar\/vetted-lending-and-real-estate-referral-partner-directory\/\" class=\"custom-link btn border-width-0 btn-default btn-outline btn-icon-right\" title=\"Vetted Lending and Real Estate Referral Partner Directory\" target=\"_blank\">Go to Directory<i class=\"fa fa-external-link\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:80%;\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 75%;\"><div class=\"tmb tmb-light  img-circle tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper img-circle\"><div class=\"dummy\" style=\"padding-top: 100%;\"><\/div><img decoding=\"async\" class=\"wp-image-1391\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/test_white_2.png\" width=\"354\" height=\"354\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/test_white_2.png 354w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/test_white_2-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/test_white_2-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/test_white_2-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/test_white_2-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/test_white_2-348x348.png 348w\" sizes=\"(max-width: 354px) 100vw, 354px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-7\" data-row=\"script-row-unique-7\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-7\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-8\"><div class=\"row double-top-padding double-bottom-padding single-h-padding limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-left align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:85%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h4 fontspace-177060 text-uppercase\" ><span>\u0623\u0633\u0626\u0644\u0629 \u0645\u0643\u0631\u0631\u0629<\/span><\/h3><div><p>\u0627\u0646\u0642\u0631 \u0639\u0644\u0649 \u0643\u0644 \u0633\u0624\u0627\u0644 \u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u0632\u064a\u062f \u062d\u0648\u0644 \u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode-accordion wpb_accordion wpb_content_element  sign-size-rg w-border\" data-collapsible=\"no\" data-target=\"\" data-active-tab=\"0\" >\n\t\t<div class=\"panel-group wpb_wrapper wpb_accordion_wrapper\" id=\"accordion_1198822194\" data-no-toggle=\"\">\n\n<div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1198822194\" href=\"#1609175727-1-481746830086301\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u0645\u0627 \u0647\u0648 \u062a\u0639\u0644\u064a\u0645 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644 \u0648\u0644\u0645\u0627\u0630\u0627 \u0623\u062d\u062a\u0627\u062c\u0647\u061f<\/span><\/a><\/p><\/div><div data-id=\"1609175727-1-481746830086301\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u064a \u0644\u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644 \u0639\u0628\u0627\u0631\u0629 \u0639\u0646 \u0641\u0635\u0644 \u062f\u0631\u0627\u0633\u064a \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0623\u0648 \u0634\u062e\u0635\u064a\u064b\u0627 \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0627\u0644\u062a\u062d\u0627\u0642 \u0628\u0647 \u0644\u0641\u0647\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u0649 \u0645\u0646\u0632\u0644 \u0648\u0634\u0631\u0627\u0626\u0647 \u0648\u0627\u0645\u062a\u0644\u0627\u0643\u0647 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644. \u0642\u062f \u064a\u0643\u0648\u0646 \u062a\u0639\u0644\u064a\u0645 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0633\u0627\u0643\u0646 \u0645\u0637\u0644\u0628\u064b\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0645\u0642\u0631\u0636 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0623\u0648 \u0628\u0631\u0646\u0627\u0645\u062c \u064a\u0642\u062f\u0645 \u0644\u0643 \u062f\u0641\u0639\u0629 \u0645\u0642\u062f\u0645\u0629 \u0623\u0648 \u0645\u0633\u0627\u0639\u062f\u0629 \u0623\u062e\u0631\u0649 \u0644\u0644\u0645\u0634\u062a\u0631\u064a. \u062d\u062a\u0649 \u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 \u0645\u0637\u0627\u0644\u0628\u064b\u0627 \u0628\u0625\u0643\u0645\u0627\u0644 \u062a\u0639\u0644\u064a\u0645 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644 \u060c \u0641\u0625\u0646 \u0623\u062e\u0630 \u0641\u0635\u0644 \u062f\u0631\u0627\u0633\u064a \u0633\u064a\u0648\u0636\u062d \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0646\u0632\u0644 \u0648\u064a\u0645\u0646\u062d\u0643 \u0641\u0631\u0635\u0629 \u0644\u0637\u0631\u062d \u0623\u064a \u0623\u0633\u0626\u0644\u0629 \u0642\u062f \u062a\u0643\u0648\u0646 \u0644\u062f\u064a\u0643.<\/p>\n<p>\u062a\u0631\u0639\u0649 \u0644\u062c\u0646\u0629 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0628\u0648\u0644\u0627\u064a\u0629 \u0648\u0627\u0634\u0646\u0637\u0646 \u0627\u0644\u0641\u0635\u0648\u0644 \u0627\u0644\u062f\u0631\u0627\u0633\u064a\u0629 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0648\u0627\u0633\u0639 \u0648\u0647\u064a \u0645\u062a\u0627\u062d\u0629 \u0641\u064a \u0627\u0644\u0645\u0643\u062a\u0628\u0627\u062a \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u0648\u0644\u0627\u064a\u0629 \u0648\u0643\u0630\u0644\u0643 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a. \u064a\u0633\u062a\u0645\u0631 \u0641\u0635\u0644 \u0627\u0644\u0644\u062c\u0646\u0629 \u0644\u0645\u062f\u0629 \u062e\u0645\u0633 \u0633\u0627\u0639\u0627\u062a \u060c \u0648\u064a\u062a\u0645 \u062a\u062f\u0631\u064a\u0633\u0647 \u0645\u0646 \u0642\u0628\u0644 \u0633\u0645\u0627\u0633\u0631\u0629 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u060c \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0631\u0628\u062d\u064a\u0629 \u060c \u0648\u0627\u0644\u0645\u0642\u0631\u0636\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0639\u0645\u0644\u0648\u0646 \u0641\u064a \u0634\u0631\u0627\u0643\u0629 \u0644\u064a\u0642\u062f\u0645\u0648\u0627 \u0644\u0643 \u0645\u0646\u0647\u062c\u064b\u0627 \u0634\u0627\u0645\u0644\u0627\u064b \u0648\u0645\u062d\u0627\u064a\u062f\u064b\u0627. \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0639\u0645\u0644 \u0645\u0639 \u0648\u0643\u0627\u0644\u0629 \u063a\u064a\u0631 \u0631\u0628\u062d\u064a\u0629 \u0645\u0639\u064a\u0646\u0629 \u0644\u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644 \u060c \u0641\u0642\u062f \u062a\u0637\u0644\u0628 \u0647\u0630\u0647 \u0627\u0644\u0648\u0643\u0627\u0644\u0629 \u0641\u0635\u0644 \u0627\u0644\u0644\u062c\u0646\u0629 \u0623\u0648 \u0627\u0633\u062a\u0628\u062f\u0627\u0644\u0647 \u0623\u0648 \u0627\u0633\u062a\u0643\u0645\u0627\u0644\u0647 \u0628\u0641\u0626\u062a\u0647 \u0623\u0648 \u0633\u0644\u0633\u0644\u0629 \u0641\u0635\u0648\u0644\u0647 \u0627\u0644\u062e\u0627\u0635\u0629. \u0628\u0639\u062f \u062d\u0636\u0648\u0631 \u0627\u0644\u0641\u0635\u0644 \u060c \u0633\u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0634\u0647\u0627\u062f\u0629 \u0625\u062a\u0645\u0627\u0645. \u0627\u0646\u0642\u0631 <a href=\"http:\/\/wshfc.org\/buyers\/schedule.htm\">\u0647\u0646\u0627<\/a> \u0644\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u0649 \u0641\u0635\u0644 \u062a\u0639\u0644\u064a\u0645\u064a \u0644\u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644 \u0641\u064a \u0645\u0646\u0637\u0642\u062a\u0643 \u0623\u0648 \u0627\u062a\u0635\u0644 \u0628\u0627\u0644\u062e\u0637 \u0627\u0644\u0633\u0627\u062e\u0646 WHRC.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1198822194\" href=\"#1746830354402-1-1\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u0645\u0627 \u0647\u0648 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u062a\u0639\u0644\u064a\u0645 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644 \u0648\u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0642\u0628\u0644 \u0627\u0644\u0634\u0631\u0627\u0621\u061f<\/span><\/a><\/p><\/div><div data-id=\"1746830354402-1-1\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u064a\u062e\u062f\u0645 \u062a\u0639\u0644\u064a\u0645 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0633\u0627\u0643\u0646 \u0648\u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0642\u0628\u0644 \u0627\u0644\u0634\u0631\u0627\u0621 \u063a\u0631\u0636\u064b\u0627 \u0645\u0634\u0627\u0628\u0647\u064b\u0627 \u060c \u0644\u0643\u0646\u0647\u0645\u0627 \u0644\u064a\u0633\u0627 \u0646\u0641\u0633 \u0627\u0644\u062e\u062f\u0645\u0629. \u0628\u064a\u0646\u0645\u0627 \u062a\u0648\u0641\u0631 \u0641\u0635\u0648\u0644 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0627\u0645\u0629 \u0641\u064a \u0628\u064a\u0626\u0629 \u062c\u0645\u0627\u0639\u064a\u0629 \u060c \u0641\u0625\u0646 \u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0633\u0628\u0642 \u062a\u0642\u062f\u0645 \u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0641\u0631\u062f\u064a\u0629 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627 \u0644\u0645\u0648\u0642\u0641\u0643 \u0627\u0644\u0645\u062d\u062f\u062f. \u064a\u062f\u0641\u0639 \u0645\u0634\u062a\u0631\u0648 \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0639\u0627\u062f\u0629\u064b \u0631\u0633\u0648\u0645\u064b\u0627 \u0645\u0642\u0627\u0628\u0644 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u060c \u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646 \u0628\u0639\u0636 \u0628\u0631\u0627\u0645\u062c \u0645\u0633\u0627\u0639\u062f\u0629 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u062a\u0642\u062f\u0645 \u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0633\u0628\u0642 \u0645\u062c\u0627\u0646\u064b\u0627 \u0643\u062c\u0632\u0621 \u0645\u0646 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0628\u0631\u0646\u0627\u0645\u062c\u0647\u0645. \u0641\u064a \u062c\u0644\u0633\u0629 \u0627\u0644\u0645\u0634\u0648\u0631\u0629 \u0642\u0628\u0644 \u0627\u0644\u0634\u0631\u0627\u0621 \u060c \u0633\u064a\u0642\u0648\u0645 \u0627\u0644\u0645\u0633\u062a\u0634\u0627\u0631 \u0628\u0633\u062d\u0628 \u0648\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0648\u0641\u062d\u0635 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0623\u0633\u0631\u062a\u0643 \u060c \u0648\u062a\u0642\u062f\u064a\u0645 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0646 \u0623\u0646\u0648\u0627\u0639 \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0646 \u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u060c \u0648\u0627\u0644\u062a\u0648\u0635\u064a\u0629 \u0628\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u0628\u0639\u0629 \u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0639\u0648\u0627\u0626\u0642 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0648\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u062a\u0642\u062f\u0645\u0643 \u0646\u062d\u0648 \u0647\u062f\u0641\u0643.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1198822194\" href=\"#1746830702519-2-4\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u0643\u064a\u0641 \u0623\u062e\u062a\u0627\u0631 \u0645\u0642\u0631\u0636 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u061f<\/span><\/a><\/p><\/div><div data-id=\"1746830702519-2-4\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u064a\u0639\u062f \u0627\u062e\u062a\u064a\u0627\u0631 \u0645\u0642\u0631\u0636 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0642\u0631\u0627\u0631\u064b\u0627 \u0645\u0647\u0645\u064b\u0627 \u060c \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0648\u0641\u0631 \u0644\u0643 \u0643\u0648\u0646\u0643 \u0627\u0646\u062a\u0642\u0627\u0626\u064a\u064b\u0627 \u0622\u0644\u0627\u0641 \u0627\u0644\u062f\u0648\u0644\u0627\u0631\u0627\u062a \u0639\u0644\u0649 \u0645\u062f\u0649 \u0641\u062a\u0631\u0629 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643. \u0646\u0638\u0631\u064b\u0627 \u0644\u0623\u0646 \u0627\u0644\u0645\u0642\u0631\u0636\u064a\u0646 \u064a\u062a\u0645\u062a\u0639\u0648\u0646 \u0628\u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062a\u064a \u064a\u0642\u062f\u0645\u0648\u0646\u0647\u0627 \u060c \u0641\u0642\u062f \u0644\u0627 \u062a\u0631\u063a\u0628 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u0623\u0648\u0644 \u0627\u0644\u0630\u064a \u062a\u0642\u062f\u0645\u0647. \u0648\u0645\u0639 \u0630\u0644\u0643 \u060c \u0641\u0625\u0646 \u0627\u0644\u0645\u0639\u062f\u0644 \u0627\u0644\u0645\u0646\u062e\u0641\u0636 \u0644\u064a\u0633 \u0647\u0648 \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631 \u0627\u0644\u0648\u062d\u064a\u062f \u0639\u0646\u062f \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0645\u0642\u0631\u0636 \u060c \u0648\u0646\u062d\u0646 \u0646\u0634\u062c\u0639\u0643 \u0639\u0644\u0649 \u0623\u062e\u0630 \u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u062a\u062d\u062a \u0627\u0644\u0625\u0631\u0634\u0627\u062f:<\/p>\n<ol>\n<li>\u0647\u0644 \u0645\u0642\u0631\u0636 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0639\u0644\u0649 \u062f\u0631\u0627\u064a\u0629 \u0628\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0641\u064a \u0648\u0627\u0634\u0646\u0637\u0646 \u0648\u0647\u0644 \u0644\u062f\u064a\u0647 \u062e\u0628\u0631\u0629 \u0641\u064a \u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0644\u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644\u061f<\/li>\n<li>\u0647\u0644 \u062a\u0634\u0639\u0631 \u0628\u0627\u0644\u0631\u0627\u062d\u0629 \u0639\u0646\u062f \u0627\u0644\u062a\u062d\u062f\u062b \u0645\u0639\u0647\u0645 \u0648\u0637\u0631\u062d \u0627\u0644\u0623\u0633\u0626\u0644\u0629\u061f \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644 \u060c \u062e\u0627\u0635\u0629 \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u0634\u062a\u0631\u064a \u0645\u0646\u0632\u0644 \u0644\u0623\u0648\u0644 \u0645\u0631\u0629 \u060c \u0639\u0645\u0644\u064a\u0629 \u0645\u0631\u0647\u0642\u0629 \u0648\u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u0623\u0646 \u064a\u062a\u0645\u0643\u0646 \u0627\u0644\u0645\u0642\u0631\u0636 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0645\u0646 \u0627\u0644\u0625\u062c\u0627\u0628\u0629 \u0639\u0644\u0649 \u0623\u0633\u0626\u0644\u062a\u0643.<\/li>\n<li>\u0647\u0644 \u0627\u0644\u0645\u0642\u0631\u0636 \u0642\u0627\u062f\u0631 \u0639\u0644\u0649 \u0625\u0646\u0634\u0627\u0621 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u062a\u0646\u0648\u0639\u0629 \u0645\u0646 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0642\u0631\u0648\u0636 \u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0648\u0642\u0631\u0648\u0636 VA \u0648 FHA \u0648 USDA\u061f<\/li>\n<\/ol>\n<p>\u062a\u062d\u062a\u0641\u0638 WHRC \u0628\u062f\u0644\u064a\u0644 \u0644\u0644\u0645\u062a\u062e\u0635\u0635\u064a\u0646 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u064a\u0646 \u0641\u064a \u0625\u0642\u0631\u0627\u0636 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u062d\u0627\u0635\u0644\u064a\u0646 \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635 \u0644\u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u0645\u0647\u0646\u0629 \u0641\u064a \u0648\u0627\u0634\u0646\u0637\u0646. \u0648\u0641\u064a \u062d\u064a\u0646 \u0646\u062a\u062d\u0642\u0642 \u0645\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0644\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0627\u0633\u062a\u064a\u0641\u0627\u0626\u0647\u0645 \u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0648\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u062a\u0643\u0631\u064a\u0645 \u0642\u064a\u0645 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0641\u064a \u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0633\u0643\u0646\u060c \u0641\u0625\u0646 \u0625\u062f\u0631\u0627\u062c\u0647\u0645 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u062f\u0644\u064a\u0644 \u0644\u0627 \u064a\u0645\u062b\u0644 \u062a\u0623\u064a\u064a\u062f\u064b\u0627 \u0644\u0623\u064a \u0645\u0642\u0631\u0636 \u0623\u0648 \u0645\u062a\u062e\u0635\u0635 \u0645\u0639\u064a\u0646. \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u0647\u062a\u0645\u064b\u0627 \u0628\u0627\u0644\u0625\u062d\u0627\u0644\u0627\u062a \u0625\u0644\u0649 \u0645\u0642\u0631\u0636\u064a\u0646 \u0645\u0639\u062a\u0645\u062f\u064a\u0646\u060c \u064a\u0631\u062c\u0649 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u062e\u0637\u0646\u0627 \u0627\u0644\u0633\u0627\u062e\u0646 \u0623\u0648 \u0645\u0631\u0627\u0633\u0644\u062a\u0646\u0627 \u0639\u0628\u0631 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0639\u0644\u0649 <a href=\"mailto:info@homeownership-wa.org\">info@homeownership-wa.org<\/a>. To view the directory click on the button below.<\/p>\n<\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ar\/vetted-lending-and-real-estate-referral-partner-directory\/#lending-partners\" class=\"custom-link btn border-width-0 btn-accent btn-icon-left\" title=\"List of Lending Agents\" target=\"_blank\"><i class=\"fa fa-user-circle-o\"><\/i>Directory of Vetted Lending Agents<\/a><\/span><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1198822194\" href=\"#1746830724958-3-10\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u0643\u064a\u0641 \u0623\u062e\u062a\u0627\u0631 \u0648\u0643\u064a\u0644 \u0639\u0642\u0627\u0631\u0627\u062a\u061f<\/span><\/a><\/p><\/div><div data-id=\"1746830724958-3-10\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u064a\u0639\u062f \u0627\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u0649 \u0627\u0644\u0648\u0643\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u062e\u0637\u0648\u0629 \u0645\u0647\u0645\u0629 \u0641\u064a \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0645\u0646\u0632\u0644\u0643 \u0627\u0644\u062c\u062f\u064a\u062f. \u0623\u0648\u0644\u0627\u064b \u0648\u0642\u0628\u0644 \u0643\u0644 \u0634\u064a\u0621 \u060c \u064a\u0645\u062b\u0644\u0643 \u0648\u0643\u064a\u0644\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0623\u062b\u0646\u0627\u0621 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0646\u0632\u0644. 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\u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u0630\u064a \u064a\u0643\u0648\u0646 \u0639\u0644\u0649 \u062f\u0631\u0627\u064a\u0629 \u0628\u0647\u0630\u0647 \u0627\u0644\u0628\u0631\u0627\u0645\u062c \u0623\u0643\u062b\u0631 \u0641\u0627\u0639\u0644\u064a\u0629 \u0645\u0646 \u063a\u064a\u0631\u0647. \u0644\u0627 \u064a\u0642\u062f\u0645 WHRC \u062a\u0648\u0635\u064a\u0627\u062a \u0625\u0644\u0649 \u0648\u0643\u0644\u0627\u0621 \u0639\u0642\u0627\u0631\u0627\u062a \u0645\u0639\u064a\u0646\u064a\u0646 \u060c \u0648\u0644\u0643\u0646 \u0628\u0631\u0646\u0627\u0645\u062c \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 (\u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0633\u062a\u062e\u062f\u0645 \u0648\u0627\u062d\u062f\u064b\u0627) \u0642\u062f \u064a\u0643\u0648\u0646 \u0644\u062f\u064a\u0647 \u0639\u062f\u062f \u0642\u0644\u064a\u0644 \u0645\u0646 \u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a \u0644\u0643.<\/p>\n<p><strong>\u0636\u0639 \u0641\u064a \u0627\u0639\u062a\u0628\u0627\u0631\u0643 \u0637\u0631\u062d \u0647\u0630\u0647 \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0644\u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0641\u064a \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631 \u0627\u0644\u0635\u062d\u064a\u062d:<\/strong><\/p>\n<ol>\n<li>\u0647\u0644 \u0623\u0646\u062a \u0648\u0643\u064a\u0644 \u0639\u0642\u0627\u0631\u0627\u062a \u0645\u062d\u062a\u0631\u0641 \u0628\u062f\u0648\u0627\u0645 \u0643\u0627\u0645\u0644\u061f<\/li>\n<li>\u0645\u0646\u0630 \u0645\u062a\u0649 \u0648\u0623\u0646\u062a \u062a\u0645\u062b\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0646\u061f<\/li>\n<li>\u0647\u0644 \u0644\u062f\u064a\u0643 \u0641\u0631\u064a\u0642 \u064a\u062f\u0639\u0645 \u0639\u0645\u0644\u0627\u0626\u0643\u061f \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0623\u0645\u0631 \u0643\u0630\u0644\u0643 \u060c \u0641\u0645\u0646 \u0633\u064a\u062a\u0635\u0644 \u0628\u064a \u0637\u0648\u0627\u0644 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0648\u0645\u0627 \u0647\u0648 \u0646\u0648\u0639 \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646\u0646\u064a \u062a\u0648\u0642\u0639\u0647 \u0639\u0646\u062f \u0625\u062c\u0631\u0627\u0621 \u0627\u0633\u062a\u0641\u0633\u0627\u0631\u061f<\/li>\n<li>\u0643\u064a\u0641 \u062a\u0631\u0649 \u0639\u0645\u0644 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0628\u062d\u062b \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u063a\u0644\u0627\u0642 \u0627\u0644\u0635\u0641\u062d\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629\u061f<\/li>\n<li>\u0643\u064a\u0641 \u062a\u062d\u062f\u062f \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0627\u0644\u062a\u064a \u062a\u0631\u064a\u0646\u064a\u061f<\/li>\n<li>\u0643\u064a\u0641 \u062a\u062d\u062f\u062f \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0645\u0646\u0632\u0644 \u0645\u0633\u0639\u0631\u064b\u0627 \u0628\u0634\u0643\u0644 \u0635\u062d\u064a\u062d\u061f<\/li>\n<li>\u0645\u0627 \u0627\u0644\u062a\u0633\u0645\u064a\u0627\u062a \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0644\u062f\u064a\u0643\u061f<\/li>\n<li>\u0647\u0644 \u0639\u0645\u0644\u062a \u0645\u0639 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0644\u0623\u0648\u0644 \u0645\u0631\u0629\u061f<\/li>\n<li>\u0647\u0644 \u0623\u0646\u062a \u0639\u0644\u0649 \u062f\u0631\u0627\u064a\u0629 \u0628\u0628\u0631\u0646\u0627\u0645\u062c \u0645\u0633\u0627\u0639\u062f\u0629 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0632\u0644 \u0627\u0644\u0630\u064a \u0623\u0633\u062a\u062e\u062f\u0645\u0647 \u0644\u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644\u064a\u061f<\/li>\n<\/ol>\n<p>\u062a\u062d\u062a\u0641\u0638 WHRC \u0628\u062f\u0644\u064a\u0644 \u0644\u0644\u0645\u062a\u062e\u0635\u0635\u064a\u0646 \u0641\u064a \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u064a\u0646. \u0648\u0641\u064a \u062d\u064a\u0646 \u0646\u062a\u062d\u0642\u0642 \u0645\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0644\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0627\u0633\u062a\u064a\u0641\u0627\u0626\u0647\u0645 \u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0648\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u062a\u0643\u0631\u064a\u0645 \u0642\u064a\u0645 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0641\u064a \u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0633\u0643\u0646\u060c \u0641\u0625\u0646 \u0625\u062f\u0631\u0627\u062c\u0647\u0645 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u062f\u0644\u064a\u0644 \u0644\u0627 \u064a\u0634\u0643\u0644 \u062a\u0623\u064a\u064a\u062f\u064b\u0627 \u0644\u0623\u064a \u0645\u062a\u062e\u0635\u0635 \u0639\u0642\u0627\u0631\u064a \u0645\u062d\u062f\u062f. \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u0647\u062a\u0645\u064b\u0627 \u0628\u0627\u0644\u0625\u062d\u0627\u0644\u0627\u062a \u0625\u0644\u0649 \u0648\u0643\u0644\u0627\u0621 \u0639\u0642\u0627\u0631\u0627\u062a \u0645\u0639\u062a\u0645\u062f\u064a\u0646\u060c \u064a\u0631\u062c\u0649 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u062e\u0637\u0646\u0627 \u0627\u0644\u0633\u0627\u062e\u0646 \u0623\u0648 \u0645\u0631\u0627\u0633\u0644\u062a\u0646\u0627 \u0639\u0628\u0631 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0639\u0644\u0649 <a href=\"mailto:info@homeownership-wa.org\">info@homeownership-wa.org<\/a>. To view the directory of vetted realty agents click on the button below.<\/p>\n<\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ar\/vetted-lending-and-real-estate-referral-partner-directory\/#realty-partners\" class=\"custom-link btn border-width-0 btn-accent btn-icon-left\" title=\"List of Realty Agents\" target=\"_blank\"><i class=\"fa fa-user-circle-o\"><\/i>Directory of Vetted Realty Agents<\/a><\/span><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1198822194\" href=\"#1746830742685-4-10\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u0645\u0627 \u0647\u064a \u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062a\u064a \u0623\u062d\u062a\u0627\u062c\u0647\u0627 \u0644\u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644\u061f<\/span><\/a><\/p><\/div><div data-id=\"1746830742685-4-10\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u064a\u0645\u0646\u062d\u0643 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u0645\u062a\u0627\u0632 (\u0623\u0639\u0644\u0649 \u0645\u0646 720 \u0639\u0644\u0649 \u0645\u0642\u064a\u0627\u0633 FICO) \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0623\u062f\u0646\u0649 \u0627\u0644\u0645\u0639\u062f\u0644\u0627\u062a \u0648\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0623\u0643\u062b\u0631 \u0645\u0644\u0627\u0621\u0645\u0629 \u060c \u0648\u0644\u0643\u0646 \u0623\u0648\u0644\u0626\u0643 \u0627\u0644\u0630\u064a\u0646 \u0644\u062f\u064a\u0647\u0645 \u0627\u0626\u062a\u0645\u0627\u0646 \u062c\u064a\u062f \u0623\u0648 \u0639\u0627\u062f\u0644 \u0644\u0627 \u064a\u0632\u0627\u0644 \u0644\u062f\u064a\u0647\u0645 \u062e\u064a\u0627\u0631\u0627\u062a \u0639\u0646\u062f \u0627\u0644\u062a\u0623\u0647\u0644 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636. \u064a\u062e\u062a\u0644\u0641 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0644\u0643\u0644 \u0646\u0648\u0639 \u0645\u0646 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0642\u0631\u0648\u0636. \u062a\u062a\u0637\u0644\u0628 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0639\u0627\u062f\u0629\u064b \u062f\u0631\u062c\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u062a\u0628\u0644\u063a 620 \u0623\u0648 \u0623\u0639\u0644\u0649 \u0648\u062a\u062a\u0637\u0644\u0628 \u0642\u0631\u0648\u0636 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0627\u0644\u0641\u062f\u0631\u0627\u0644\u064a\u0629 \u0639\u0627\u062f\u0629\u064b \u062f\u0631\u062c\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u062a\u0628\u0644\u063a 580 \u0623\u0648 \u0623\u0639\u0644\u0649.<\/p>\n<p>\u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0645\u0631\u0629 \u0648\u0627\u062d\u062f\u0629 \u0641\u064a \u0627\u0644\u0623\u0633\u0628\u0648\u0639 \u0645\u062c\u0627\u0646\u064b\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0643\u0627\u062a\u0628 \u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0627\u0644\u062b\u0644\u0627\u062b\u0629\u060c Equifax \u0648Transunion \u0648Experian. \u0642\u062f \u064a\u0648\u0641\u0631 \u0644\u0643 \u0627\u0644\u0628\u0646\u0643 \u0623\u0648 \u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0623\u064a\u0636\u064b\u0627 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062f\u0631\u062c\u0629 FICO \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0645\u062c\u0627\u0646\u064b\u0627. \u064a\u0645\u0643\u0646 \u0644\u0645\u0633\u062a\u0634\u0627\u0631 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0645\u0646 HUD \u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0641\u064a \u062a\u0642\u064a\u064a\u0645 \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0631\u0641\u0639 \u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0633\u064a\u062d\u0633\u0646 \u062e\u064a\u0627\u0631\u0627\u062a \u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0646\u0632\u0644. \u0625\u0630\u0627 \u0643\u0646\u062a \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u060c \u0641\u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0633\u0627\u0639\u062f\u0643 \u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629. \u0627\u062a\u0635\u0644 \u0628\u0640 WHRC \u0644\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0647\u0630\u0647 \u0627\u0644\u0645\u0648\u0627\u0631\u062f.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1198822194\" href=\"#1746830762186-5-5\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u0645\u0627 \u0645\u0642\u062f\u0627\u0631 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0630\u064a \u064a\u062c\u0628 \u0623\u0646 \u0623\u0646\u0641\u0642\u0647 \u0639\u0644\u0649 \u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u0634\u0647\u0631\u064a\u0629\u061f<\/span><\/a><\/p><\/div><div data-id=\"1746830762186-5-5\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u064a\u0648\u0635\u064a \u0627\u0644\u0645\u0642\u0631\u0636\u0648\u0646 \u0648\u062e\u0628\u0631\u0627\u0621 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0645\u0646\u0632\u0644 \u0627\u0644\u0634\u0647\u0631\u064a\u0629 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0623\u064a \u0645\u0633\u062a\u062d\u0642\u0627\u062a \u0645\u0646 \u0627\u062a\u062d\u0627\u062f \u0645\u0627\u0644\u0643\u064a \u0627\u0644\u0645\u0646\u0627\u0632\u0644) \u0639\u0646\u062f 281 \u062a\u064a\u0631\u0627\u0628\u0627\u064a\u062a \u0623\u0648 \u0623\u0642\u0644 \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0634\u0647\u0631\u064a. \u064a\u0648\u0635\u064a \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0623\u064a\u0636\u064b\u0627 \u0628\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0625\u062c\u0645\u0627\u0644\u064a \u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u062f\u064a\u0648\u0646 - \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0648\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0648\u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u062f\u0631\u0633\u064a\u0629 \u0648\u0623\u064a \u062f\u064a\u0648\u0646 \u0623\u062e\u0631\u0649 - \u0625\u0644\u0649 361 \u062a\u064a\u0631\u0627\u0628\u0627\u064a\u062a \u0623\u0648 \u0623\u0642\u0644 \u0645\u0646 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0634\u0647\u0631\u064a. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u060c \u0625\u0630\u0627 \u0642\u0645\u062a \u0628\u0633\u062f\u0627\u062f $5000 \u0634\u0647\u0631\u064a\u064b\u0627 \u060c \u0641\u0625\u0646 \u0633\u062f\u0627\u062f \u062f\u064a\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0642\u062f\u0631\u0647 $1800 \u0623\u0648 \u0623\u0642\u0644 \u064a\u0639\u062f \u0623\u0645\u0631\u064b\u0627 \u0645\u062b\u0627\u0644\u064a\u064b\u0627. \u0642\u062f \u064a\u062a\u062e\u0637\u0649 \u0628\u0639\u0636 \u0627\u0644\u0645\u0642\u0631\u0636\u064a\u0646 \u0647\u0630\u0627 \u060c \u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0638\u0631\u0648\u0641 \u060c \u0644\u0643\u0646 \u0646\u0633\u0628\u0629 \u0627\u0644\u062f\u064a\u0646 \u0625\u0644\u0649 \u0627\u0644\u062f\u062e\u0644 (DTI) \u0627\u0644\u062a\u064a \u062a\u0632\u064a\u062f \u0639\u0646 43% \u062a\u062c\u0639\u0644 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u0642\u0631\u0636 \u0623\u0645\u0631\u064b\u0627 \u063a\u064a\u0631 \u0645\u062d\u062a\u0645\u0644.<\/p>\n<p>\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f\u0643 \u0645\u0633\u062a\u0634\u0627\u0631 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0641\u064a \u0645\u0631\u0627\u062c\u0639\u0629 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0623\u0633\u0631\u062a\u0643 \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u062a\u0648\u0635\u064a\u0629 \u0628\u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646 \u0644\u0627\u0633\u062a\u064a\u0639\u0627\u0628 \u0623\u0647\u062f\u0627\u0641 \u0627\u0645\u062a\u0644\u0627\u0643 \u0627\u0644\u0645\u0646\u0632\u0644.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1198822194\" href=\"#1746830783567-6-4\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u0643\u0645 \u064a\u062c\u0628 \u0623\u0646 \u0627\u062f\u062e\u0631 \u0644\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u061f<\/span><\/a><\/p><\/div><div data-id=\"1746830783567-6-4\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>&quot;\u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649&quot; \u0647\u064a \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u062a\u0633\u0627\u0647\u0645 \u0628\u0647 \u0641\u064a \u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0646\u0632\u0644 \u060c \u0625\u0645\u0627 \u0645\u0646 \u0623\u0645\u0648\u0627\u0644\u0643 \u0627\u0644\u062e\u0627\u0635\u0629 \u0623\u0648 \u0645\u0646 \u0628\u0631\u0646\u0627\u0645\u062c \u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0623\u0648 \u0643\u0644\u064a\u0647\u0645\u0627. \u064a\u0639\u062a\u0642\u062f \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0633\u0627\u0643\u0646 \u0644\u0623\u0648\u0644 \u0645\u0631\u0629 \u0623\u0646\u0647\u0645 \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u062d\u062f \u0623\u062f\u0646\u0649 \u0645\u0646 \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0642\u062f\u0631\u0647 20%. \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u062a\u0648\u0641\u064a\u0631 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0644\u063a \u0639\u0642\u0628\u0629 \u0643\u0628\u064a\u0631\u0629 \u0648\u0623\u062d\u064a\u0627\u0646\u064b\u0627 \u0627\u0644\u0633\u0628\u0628 \u0627\u0644\u0648\u062d\u064a\u062f \u0627\u0644\u0630\u064a \u064a\u062c\u0639\u0644\u0647\u0645 \u064a\u0634\u0639\u0631\u0648\u0646 \u0628\u0623\u0646\u0647\u0645 \u063a\u064a\u0631 \u0645\u0633\u062a\u0639\u062f\u064a\u0646 \u0644\u064a\u0643\u0648\u0646\u0648\u0627 \u0645\u0627\u0644\u0643\u064b\u0627 \u0644\u0644\u0645\u0646\u0632\u0644.<\/p>\n<p>\u0648\u0636\u0639 20% \u0644\u064a\u0633 \u0634\u0631\u0637\u064b\u0627 \u0644\u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644. \u0641\u064a \u0627\u0644\u0645\u062a\u0648\u0633\u0637 \u060c \u0642\u0627\u0645 \u0645\u0634\u062a\u0631\u0648 \u0627\u0644\u0645\u0633\u0627\u0643\u0646 \u0628\u062a\u062e\u0641\u064a\u0636 6% \u0648\u0628\u0639\u0636 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0642\u0631\u0648\u0636 \u062a\u062a\u0637\u0644\u0628 \u0623\u0642\u0644 \u0645\u0646 \u0630\u0644\u0643. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u060c \u062a\u062a\u0637\u0644\u0628 \u0642\u0631\u0648\u0636 \u0642\u0631\u0648\u0636 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0627\u0644\u0641\u062f\u0631\u0627\u0644\u064a\u0629 3.51 \u062a\u064a\u0631\u0627 \u0628\u0627\u064a\u062a 1 \u062a\u064a\u0631\u0627\u0628\u0627\u064a\u062a \u0641\u0642\u0637 \u060c \u0648\u0644\u0627 \u062a\u062a\u0637\u0644\u0628 \u0642\u0631\u0648\u0636 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0632\u0631\u0627\u0639\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0648\u0642\u0631\u0648\u0636 VA \u062f\u0641\u0639\u0629 \u0623\u0648\u0644\u0649 \u0639\u0644\u0649 \u0627\u0644\u0625\u0637\u0644\u0627\u0642. \u0633\u062a\u0624\u062f\u064a \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0627\u0644\u0623\u0639\u0644\u0649 \u0625\u0644\u0649 \u062e\u0641\u0636 \u0623\u0642\u0633\u0627\u0637\u0643 \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0648\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629.<\/p>\n<p>\u0641\u064a \u0627\u0644\u0646\u0647\u0627\u064a\u0629 \u060c \u064a\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u062a\u0636\u0639\u0647 \u0641\u064a \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0639\u0644\u0649 \u062f\u062e\u0644\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u0648\u0645\u062f\u062e\u0631\u0627\u062a\u0643 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0648\u0633\u0648\u0642 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0646\u0641\u0633\u0647 \u0648\u0623\u0647\u062f\u0627\u0641\u0643 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629. \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f\u0643 \u0645\u0633\u062a\u0634\u0627\u0631 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0641\u064a \u062a\u062d\u062f\u064a\u062f \u062d\u062c\u0645 \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643.<\/p>\n<p>\u0647\u0646\u0627\u0643 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0628\u0631\u0627\u0645\u062c \u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0644\u0633\u0643\u0627\u0646 \u0648\u0627\u0634\u0646\u0637\u0646\u060c \u0648\u0633\u064a\u062c\u062f \u0628\u0639\u0636 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0623\u0646\u0647\u0645 \u0645\u0624\u0647\u0644\u0648\u0646 \u0644\u0623\u0643\u062b\u0631 \u0645\u0646 \u0628\u0631\u0646\u0627\u0645\u062c \u0648\u0627\u062d\u062f\u060c \u0648\u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646 \u063a\u0627\u0644\u0628\u064b\u0627 \u062f\u0645\u062c\u0647 \u0645\u0639\u064b\u0627 \u0644\u062a\u0639\u0638\u064a\u0645 \u0645\u062f\u062e\u0631\u0627\u062a\u0647\u0645. \u0627\u062a\u0635\u0644 \u0628\u0646\u0627 \u0627\u0644\u064a\u0648\u0645 \u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u0632\u064a\u062f \u0639\u0646 \u0628\u0631\u0627\u0645\u062c \u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0648\u0627\u0644\u0639\u0645\u0644 \u0645\u0639 \u0645\u0633\u062a\u0634\u0627\u0631 \u0625\u0633\u0643\u0627\u0646 \u0645\u0639\u062a\u0645\u062f \u0645\u0646 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0648\u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u062d\u0636\u0631\u064a\u0629 \u0644\u0628\u062f\u0621 \u0631\u062d\u0644\u0629 \u0627\u0645\u062a\u0644\u0627\u0643 \u0645\u0646\u0632\u0644\u0643.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1198822194\" href=\"#1773284309575-8-5\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>Where can I find help with a down payment or closing costs?<\/span><\/a><\/p><\/div><div data-id=\"1773284309575-8-5\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><a href=\"https:\/\/downpaymentresource.com\/are-you-eligible\/\">Down Payment Resource<\/a> connects you with programs that can make homeownership more affordable. In just a few minutes, you can explore grants, assistance programs, and other resources available where you live. Click the <a href=\"https:\/\/downpaymentresource.com\/are-you-eligible\/\">link<\/a> to see what options may be available to you.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1198822194\" href=\"#1746830800799-7-9\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u0645\u0627 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u064a\u062c\u0628 \u0623\u0646 \u0623\u062f\u062e\u0631\u0647 \u0644\u0635\u064a\u0627\u0646\u0629 \u0627\u0644\u0645\u0646\u0632\u0644 \u0623\u0648 \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0637\u0648\u0627\u0631\u0626\u061f<\/span><\/a><\/p><\/div><div data-id=\"1746830800799-7-9\" class=\"panel-collapse collapse\"><div class=\"panel-body 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