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DTSTART;TZID=America/Los_Angeles:20260905T103000
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UID:10000711-1788604200-1788609600@www.homeownership-wa.org
SUMMARY:PWR Foundations: Understanding Your Earnings & Spending
DESCRIPTION:Learn the anatomy of your paystub\, compare income types\, and uncover the mindset behind your spending. \nWhat to Expect \n\n\n\nEver look at your paycheck and wonder where it all went? This session is about getting crystal clear on what’s coming in and what’s going out. We’re breaking down the technical side of your earnings and the personal side of your spending habits so you can lead your financial life with total clarity. \nThe Session at a Glance: \n\nPaystub Anatomy: We deconstruct your paystub so you finally understand gross vs. net pay\, taxes\, and those “hidden” deductions.\nIncome Realities: Whether you’re a W2 employee\, a 1099 contractor\, or a business owner\, we’ll compare the financial pros and cons of each.\nThe Spending “Why”: We dive into money personalities and habits to uncover your relationship with money and how your mindset drives your math.\n\nPWR (pronounced power) is built on the belief that you already carry the power to shape your financial future. Our goal is to offer practical financial education that meets you where you are\, without judgment or strings attached.
URL:https://www.homeownership-wa.org/bs/event/pwr-foundations-understanding-your-earnings-spending/
CATEGORIES:English,Free or low-cost to attend,Open to the public,Virtual
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LOCATION:https://www.homeownership-wa.org/bs/event/pwr-foundations-understanding-your-earnings-spending/
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DTSTART;TZID=America/Los_Angeles:20260919T103000
DTEND;TZID=America/Los_Angeles:20260919T120000
DTSTAMP:20260624T023119
CREATED:20260331T203450Z
LAST-MODIFIED:20260331T205701Z
UID:10000712-1789813800-1789819200@www.homeownership-wa.org
SUMMARY:PWR Building: Credit Strategies for Growth
DESCRIPTION:Let’s learn the math behind your credit score. Learn to manage utilization\, optimize your credit mix\, and clean up your credit for growth. \nWhat to Expect \n\n\n\nOnce you know the rules of the game\, it’s time to play to win. This session is a technical deep dive into the factors that actually move the needle on your score. We’re moving beyond “pay your bills on time” to look at the advanced strategies that help you grow your borrowing power and clean up your past. \nThe Session at a Glance: \n\nUtilization Math: Learn how the timing of your payments and balances impact your score more than you think.\nBalanced Credit Check: We’ll look at your mix of accounts to see what’s missing from your “financial footprint” and how to round it out.\nThe Inquiry Audit: Understand which “hard hits” matter\, how long they stay\, and how to avoid unnecessary damage.\nDispute & Clean: A step-by-step guide on how to identify errors and the technical process of disputing them to keep your report accurate.\n\nPWR (pronounced power) is built on the belief that you already carry the power to shape your financial future. Our goal is to offer practical financial education that meets you where you are\, without judgment or strings attached.
URL:https://www.homeownership-wa.org/bs/event/pwr-building-credit-strategies-for-growth/
CATEGORIES:English,Free or low-cost to attend,Open to the public,Virtual
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LOCATION:https://www.homeownership-wa.org/bs/event/pwr-building-credit-strategies-for-growth/
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