{"id":2289,"date":"2026-04-11T22:26:12","date_gmt":"2026-04-12T05:26:12","guid":{"rendered":"https:\/\/www.homeownership-wa.org\/?page_id=2289"},"modified":"2026-05-15T20:31:12","modified_gmt":"2026-05-16T03:31:12","slug":"for-homeowners","status":"publish","type":"page","link":"https:\/\/www.homeownership-wa.org\/bs\/for-homeowners\/","title":{"rendered":"Za vlasnike ku\u0107a"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2023\/08\/AdobeStock_302989602.jpeg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-1b1d1f-bg\" style=\"opacity: 0.7;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row triple-top-padding triple-bottom-padding single-h-padding limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:83%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_child col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:80%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"font-635512 h1 fontspace-994669 font-weight-600\" ><span>Resursi za uspje\u0161no vlasni\u0161tvo nad stanom<\/span><\/h2><div><p>We've gathered the tools, guidance, and resources to help you protect your home and your rights.<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row inverted-device-order style-color-ffffff-bg row-internal row-container\"><div class=\"row unequal col-no-gutter row-child\" data-height=\"70\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell double-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h4 fontheight-506459 font-weight-600 text-accent-color\" ><span>\u010cak i nakon \u0161to kupite svoj dom, mo\u017eda \u0107ete nai\u0107i na trenutke kada vam je potrebna pomo\u0107 ili dodatne informacije.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>You may wish to refinance your loan, take out a Home Equity Line of Credit (HELOC) or Home Equity Loan. You may need additional income to support you in later life and wish to consider a reverse mortgage. WHRC has a wealth of resources to help guide you.<\/p>\n<p>Additionally, if you are a veteran, a senior, or a person with a disability, there are a variety of programs geared towards helping you meet your homeownership goals.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-bottom pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\" style=\"min-height: 60vh;\"><div class=\"uncell single-block-padding\" ><div class=\"column-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2021\/01\/other-resources-web-e1611694092560.jpg);background-repeat: no-repeat;background-position: center bottom;background-size: cover;\" data-o_src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2021\/01\/other-resources-web-e1611694092560.jpg\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"uncont\" ><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-2\"><div class=\"row triple-top-padding triple-bottom-padding quad-h-padding full-width row-parent\" data-height-ratio=\"35\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row unequal row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/bs\/for-homeowners\/foreclosure-prevention\/\" target=\"_blank\" title=\"Spre\u010davanje ovrhe\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-140\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2021\/01\/foreclosure-web-uai-1012x675.jpg\" width=\"1012\" height=\"675\" alt=\"A foreclosure sign placed in the front lawn of a home in the background.\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>Forclosure Prevention<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span>Facing missed payments or risk of losing your home?<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/bs\/for-homeowners\/foreclosure-prevention\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"Spre\u010davanje ovrhe\" target=\"_blank\">Get support<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/bs\/for-homeowners\/manufactured-housing\/\" target=\"_blank\" title=\"Manufactured Housing Communities\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-1862\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/11\/AdobeStock_515265028_Preview.jpeg\" width=\"1000\" height=\"667\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/11\/AdobeStock_515265028_Preview.jpeg 1000w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/11\/AdobeStock_515265028_Preview-300x200.jpeg 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/11\/AdobeStock_515265028_Preview-768x512.jpeg 768w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/11\/AdobeStock_515265028_Preview-18x12.jpeg 18w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/11\/AdobeStock_515265028_Preview-350x233.jpeg 350w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontheight-293987 fontspace-177060 text-color-777777-color text-uppercase\" ><span>Manufactured Housing Communities<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span>Access support and resources for manufactured home communities.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/bs\/for-homeowners\/manufactured-housing\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"Manufactured Housing Communities\">Explore resources<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/bs\/naturaldisasterpreparedness\/\" target=\"_blank\" title=\"Natural Disaster Resources\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-2012\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/01\/Natural-disaster-uai-1080x720.png\" width=\"1080\" height=\"720\" alt=\"\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>NATURAL DISASTER PREPAREDNESS<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span>Be ready for the unexpected and protect what matters most.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/bs\/for-homeowners\/natural-disaster-preparedness\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"Natural Disaster Preparedness\" target=\"_blank\">Start planning<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"empty-space empty-single\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<div class=\"empty-space empty-single\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<div class=\"vc_row row-internal row-container\"><div class=\"row unequal row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/bs\/home-repair-and-modification-assistance\/\" target=\"_blank\" title=\"Pomo\u0107 pri popravcima i promjenama doma\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-1554\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/05\/WHRC_STANDARD_LICENSE_AdobeStock_574600696-uai-7934x5289.jpeg\" width=\"7934\" height=\"5289\" alt=\"Decorative\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>HOME REPAIR &amp; MODIFICATIONS ASSISTANCE<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span>Find help to afford repairs or make your home safer for aging in place.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/bs\/for-homeowners\/home-repair-and-modification-assistance\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"Natural Disaster Preparedness\" target=\"_blank\">Explore options<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/bs\/for-homeowners\/immigrant-homeowner-protection\/\" target=\"_blank\" title=\"Immigrant Homeowner Protection\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-964\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1386215019-scaled-uai-2304x1536.jpg\" width=\"2304\" height=\"1536\" alt=\"Multi-generational family portrait\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>IMMIGRANT HOMEOWNER PREPAREDNESS &amp; PROTECTION<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span>Take steps to protect your home and finances during unexpected disruptions.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/bs\/for-homeowners\/immigrant-homeowner-protection\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"Immigrant Homeowner Protection\" target=\"_blank\">Explore options<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/bs\/for-homeowners\/property-tax-exemption-and-deferral-programs\/\" target=\"_blank\" title=\"Property Tax Exemption and Deferral Programs\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.6%;\"><\/div><img decoding=\"async\" class=\"wp-image-2366\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web.jpg\" width=\"1901\" height=\"1267\" alt=\"Retired age woman sitting in a wheelchair sipping coffee and reading a screen device\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web.jpg 1901w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web-300x200.jpg 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web-1400x933.jpg 1400w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web-768x512.jpg 768w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web-1536x1024.jpg 1536w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web-18x12.jpg 18w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web-350x233.jpg 350w\" sizes=\"(max-width: 1901px) 100vw, 1901px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>PROPERTY TAX EXEMPTION &amp; DEFERRAL PROGRAMS<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span>Discover ways to reduce property taxes and stay secure in your home.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/bs\/property-tax-exemption-and-deferral-programs\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"Property Tax Programs\" target=\"_blank\">Explore options<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-165755-bg row-container\" id=\"row-unique-4\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2023\/08\/WHRC_Seamless_FPO_white.png);background-repeat: no-repeat;background-position: center top;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.91;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal col-half-gutter single-top-padding single-bottom-padding quad-h-padding full-width row-parent\" data-height-ratio=\"25\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-6 half-internal-gutter\"><div class=\"uncol style-spec style-dark\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:90%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h4 class=\"font-635512 h5 fontspace-177060 font-weight-600 text-color-ffffff-color text-uppercase\" ><span>Treba li vam pomo\u0107 sada?<\/span><\/h4><div class=\"text-top-reduced\"><p>Call our hotline number or fill out a message form to contact us. Free interpretation services are available by phone in over 220 languages.<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-3 no-internal-gutter\"><div class=\"uncol style-spec style-dark\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container btn-block\" ><a role=\"button\"  href=\"tel:877-894-4663\" class=\"custom-link btn btn-custom-typo font-635512 font-weight-600 text-uppercase fontspace-177060 border-width-0 btn-color-1b1d1f btn-flat btn-block btn-icon-left\" title=\"Pozovite WHRC Hotline\"><i class=\"fa fa-phone\"><\/i>Call 877-894-4663<\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-left align_center column_parent col-lg-3 single-internal-gutter\"><div class=\"uncol style-light\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container btn-block\" ><a role=\"button\"  href=\"https:\/\/form.jotform.com\/221147626100039\" class=\"custom-link btn btn-custom-typo font-635512 font-weight-600 text-uppercase fontspace-177060 border-width-0 btn-color-1b1d1f btn-flat btn-block btn-icon-left\" title=\"Po\u0161aljite nam poruku\"><i class=\"fa fa-envelope3\"><\/i>Po\u0161aljite nam poruku<\/a><\/span><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-4\" data-row=\"script-row-unique-4\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-4\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-5\"><div class=\"row double-top-padding double-bottom-padding double-h-padding limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:85%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"font-635512 h4 fontspace-177060 font-weight-600 text-uppercase\" ><span>Additional Resources<\/span><\/h2><div><p>Kliknite na svaki resurs za vi\u0161e informacija<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode-accordion wpb_accordion wpb_content_element  sign-size-rg w-border\" data-collapsible=\"no\" data-target=\"\" data-active-tab=\"nope\" >\n\t\t<div class=\"panel-group wpb_wrapper wpb_accordion_wrapper\" id=\"accordion_1658147228\" data-no-toggle=\"\">\n\n<div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1658147228\" href=\"#1611519327-1-711777398768703\"><span>Obrnite hipoteke i resurse za starije osobe<\/span><\/a><\/p><\/div><div id=\"1611519327-1-711777398768703\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Obrnuta hipoteka posebna je vrsta stambenog kredita za vlasnike starosne dobi od 62 i vi\u0161e godina koji vam omogu\u0107uje da dio kapitala va\u0161eg doma pretvorite u gotovinu. Hipoteka za konverziju hipotekarnih nekretnina (HECM) je program obrnute hipoteke Federalne stambene uprave i naj\u010de\u0161\u0107a je obrnuta hipoteka. Za razliku od tradicionalnog hipotekarnog kredita ili druge hipoteke, zajmoprimci ne moraju odmah po\u010deti otpla\u0107ivati zajam. Otplata se odga\u0111a sve dok vi\u0161e ne koristite dom kao svoje glavno prebivali\u0161te ili dok ne ispunite obaveze hipoteke. HECM je siguran plan koji starijim Amerikancima mo\u017ee pru\u017eiti ve\u0107u finansijsku sigurnost. Mnogi stariji ljudi koriste ga za nadopunu socijalne sigurnosti, podmirivanje neo\u010dekivanih zdravstvenih tro\u0161kova ili pobolj\u0161anje doma. Budu\u0107i da obrnuta hipoteka stvara zalo\u017eno pravo na nekretnini, potrebna je posebna vrsta savjetovanja prije nego \u0161to dobijete zajam. Kontaktirajte WHRC da biste se povezali sa stambenim savjetnikom koji vam mo\u017ee pomo\u0107i da utvrdite je li obrnuta hipoteka prava za vas.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1658147228\" href=\"#1611519327-2-721777398768703\"><span>Resursi za veterane<\/span><\/a><\/p><\/div><div id=\"1611519327-2-721777398768703\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Kao veteran mo\u017eda imate pravo na posebnu pomo\u0107 u pogledu vlasni\u0161tva ili kupovine ku\u0107e. Nazovite nas danas ako \u017eelite saznati vi\u0161e o dostupnim programima koji zadovoljavaju va\u0161e trenutne potrebe.<\/p>\n<p>Ako poznajete veterana koji je besku\u0107nik ili mu prijeti besku\u0107ni\u0161tvo, <a href=\"http:\/\/www.va.gov\/homeless\/housing.asp#one\">Veteranska uprava<\/a> pru\u017ea pomo\u0107. Svaki medicinski centar VA ima specijaliste za osoblje koje pru\u017ea pomo\u0107, a veterani i njihove porodice mogu dobiti bonove za stanovanje i drugu pomo\u0107.<\/p>\n<p>Ministarstvo vanjskih poslova Washington za pitanja veterana upravlja s nekoliko domova za veterane. <a href=\"https:\/\/www.dva.wa.gov\/veterans-their-families\/veterans-homes\">Posjetite njihovu web stranicu<\/a> za vi\u0161e informacija.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1658147228\" href=\"#1611519685483-2-71777398768703\"><span>Sredstva za osobe sa invaliditetom<\/span><\/a><\/p><\/div><div id=\"1611519685483-2-71777398768703\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Ako vi ili neko u va\u0161em doma\u0107instvu imate invaliditet, mo\u017eete se kvalificirati za pomo\u0107 kupca ku\u0107e, pomo\u0107 pri preinakama doma i drugo. Postoje razli\u010diti savezni, dr\u017eavni i lokalni programi koji vam mogu pomo\u0107i u zavisnosti od va\u0161ih potreba. Kontaktirajte nas danas kako biste saznali vi\u0161e.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1658147228\" href=\"#1611519727265-3-21777398768703\"><span>Sredstva za iznajmljiva\u010de<\/span><\/a><\/p><\/div><div id=\"1611519727265-3-21777398768703\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>WHRC radi isklju\u010divo sa kupcima ku\u0107a i vlasnicima ku\u0107a. Ako ste iznajmljiva\u010d \u010diji stanodavac ima ovrhu, informacije o svojim pravima mo\u017eete prona\u0107i na sljede\u0107im mjestima:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.solid-ground.org\/get-help\/housing\/for-tenants\/foreclosure\/\">\u010cvrsto tlo<\/a><\/li>\n<li><a href=\"http:\/\/www.tenantsunion.org\/rights\/\">Unija stanara savezne dr\u017eave Washington<\/a><\/li>\n<li><a href=\"https:\/\/www.washingtonlawhelp.org\/resource\/i-am-a-tenant-living-in-a-foreclosed-property?ref=Aywdl\">Pomo\u0107 zakona Washington -a<\/a><\/li>\n<\/ul>\n<p>Ako tra\u017eite informacije o pomo\u0107i pri iznajmljivanju ili spre\u010davanju besku\u0107ni\u0161tva ili vam je potrebna pomo\u0107 u pronala\u017eenju pristupa\u010dnog stambenog prostora za najam, nazovite 211 ili posjetite <a href=\"http:\/\/www.211.org\">www.211.org<\/a>.<\/p>\n<\/div><\/div><\/div><\/div>\n\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-5\" data-row=\"script-row-unique-5\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-5\"));<\/script><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Resources for Successful HomeownershipWe've gathered the tools, guidance, and resources to help you protect your home and your rights. Even [...]","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-2289","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>For Homeowners - Washington Homeownership Resource Center<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homeownership-wa.org\/bs\/for-homeowners\/\" \/>\n<meta property=\"og:locale\" content=\"bs_BA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"For Homeowners - Washington Homeownership Resource Center\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.homeownership-wa.org\/bs\/for-homeowners\/\" \/>\n<meta property=\"og:site_name\" content=\"Washington Homeownership Resource Center\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-16T03:31:12+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homeowners\\\/\",\"url\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homeowners\\\/\",\"name\":\"For Homeowners - Washington Homeownership Resource Center\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/#website\"},\"datePublished\":\"2026-04-12T05:26:12+00:00\",\"dateModified\":\"2026-05-16T03:31:12+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homeowners\\\/#breadcrumb\"},\"inLanguage\":\"bs-BA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homeowners\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homeowners\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.homeownership-wa.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"For Homeowners\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/#website\",\"url\":\"https:\\\/\\\/www.homeownership-wa.org\\\/\",\"name\":\"Washington Homeownership Resource Center\",\"description\":\"You have homeownership goals. 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