{"id":2271,"date":"2026-04-01T08:27:19","date_gmt":"2026-04-01T15:27:19","guid":{"rendered":"https:\/\/www.homeownership-wa.org\/?page_id=2271"},"modified":"2026-05-14T09:54:16","modified_gmt":"2026-05-14T16:54:16","slug":"immigrant-homeowner-protection","status":"publish","type":"page","link":"https:\/\/www.homeownership-wa.org\/es\/for-homeowners\/immigrant-homeowner-protection\/","title":{"rendered":"Immigrant Homeowner Protection"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-646393-bg row-container\" id=\"row-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/Neighborhoods_generic_web.jpg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-646393-bg\" style=\"opacity: 0.86;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row limit-width row-parent\" data-minheight=\"250\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell single-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 fontspace-177060 text-color-733979-color text-uppercase\" ><span>PARA PROPIETARIOS DE VIVIENDA<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1 fontheight-506459 text-color-733979-color\" ><span>Immigrant Homeowner<br \/><\/span><span>Preparedness &amp; Protection<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"empty-space empty-single\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<div class=\"vc_row style-color-ffffff-bg row-internal row-container\"><div class=\"row unequal row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell single-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h3 text-color-4169e1-color\" ><span>Planning Ahead Matters<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>Owning a home is an important achievement and a source of stability for many families. Many homeowners worry about what could happen to their employment, finances, or ability to maintain their home if they are detained, deported, or unable to return to the U.S. for a period of time.<\/p>\n<p>Without proper legal and financial planning, your household may not be able to access bank accounts, make mortgage payments, manage or sell your property. Taking proactive steps now may help protect your home and finances.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 100%;\"><\/div><img decoding=\"async\" class=\"wp-image-1810\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/10\/Homeownership-Readiness-Class-Flyer_V2-uai-720x720.png\" width=\"720\" height=\"720\" alt=\"Young family of four smiling in an open doorway\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-165755-bg row-container\" id=\"row-unique-2\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2023\/08\/WHRC_Seamless_FPO_white.png);background-repeat: no-repeat;background-position: center top;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.91;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal col-half-gutter single-top-padding single-bottom-padding quad-h-padding full-width row-parent\" data-height-ratio=\"25\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-6 half-internal-gutter\"><div class=\"uncol style-spec style-dark\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:90%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h4 class=\"font-635512 h5 fontspace-177060 font-weight-600 text-color-ffffff-color text-uppercase\" ><span>Necesitas ayuda ahora?<\/span><\/h4><div class=\"text-top-reduced\"><p>Call our hotline number or fill out a message form to contact us. Free interpretation services are available by phone in over 220 languages.<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-3 no-internal-gutter\"><div class=\"uncol style-spec style-dark\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container btn-block\" ><a role=\"button\"  href=\"\/es\/tel\u00e9fono:877-894-4663\/\" class=\"custom-link btn btn-custom-typo font-635512 font-weight-600 text-uppercase fontspace-177060 border-width-0 btn-color-1b1d1f btn-flat btn-block btn-icon-left\" title=\"Llame a la l\u00ednea directa de WHRC\"><i class=\"fa fa-phone\"><\/i>Call 877-894-4663<\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-left align_center column_parent col-lg-3 single-internal-gutter\"><div class=\"uncol style-light\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container btn-block\" ><a role=\"button\"  href=\"https:\/\/form.jotform.com\/221147626100039\" class=\"custom-link btn btn-custom-typo font-635512 font-weight-600 text-uppercase fontspace-177060 border-width-0 btn-color-1b1d1f btn-flat btn-block btn-icon-left\" title=\"Env\u00edanos un mensaje\"><i class=\"fa fa-envelope3\"><\/i>Env\u00edanos un mensaje<\/a><\/span><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-ffffff-bg row-container onepage-section\" data-label=\"info-sessions\" data-name=\"info-sessions\" id=\"row-unique-3\"><div class=\"row full-width row-parent\" data-height-ratio=\"40\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell double-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell double-block-padding\" ><div class=\"uncont\" style=\" max-width:80%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h2 text-color-4169e1-color\" ><span>Homeownership Preparedness and Protection Plan<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><p class=\"h6 fontheight-506459 font-weight-500 text-color-303133-color\" ><span>Planning ahead can help ensure your home and finances remain protected during unexpected situations. Consider identifying a trusted person who could help manage housing or financial matters if you are temporarily unable to do so. Use this checklist to make sure your important information is organized and accessible.<\/span><\/p><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-3\" data-row=\"script-row-unique-3\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-3\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-208545-bg row-container onepage-section\" data-label=\"info-sessions\" data-name=\"info-sessions\" id=\"row-unique-4\"><div class=\"row double-top-padding double-bottom-padding triple-h-padding full-width row-parent\" data-height-ratio=\"40\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row unequal col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:80%;\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 75%;\"><\/div><img decoding=\"async\" class=\"wp-image-2406\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/05\/AdobeStock_1985352243_web-uai-864x648.jpg\" width=\"864\" height=\"648\" alt=\"Image of a Mortgage Deed form with someone holding a pen pointing at the paper\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h2 fontheight-506459 text-color-4169e1-color text-uppercase\" ><span>01<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h3 fontheight-506459 text-color-4169e1-color text-uppercase\" ><span>Protect Important Documents<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h4 fontheight-506459 font-weight-500\" ><span>Keeping key documents organized makes it easier to access them when needed. Here are some documents that you may want to look for.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode-wrapper uncode-list\" >\n<ul class=\"icons text-lead\">\n<li><i class=\"fa fa-check text-color-4169e1-color\"><\/i>Property deed<\/li>\n<li><i class=\"fa fa-check text-color-4169e1-color\"><\/i>Mortgage loan documents<\/li>\n<li><i class=\"fa fa-check text-color-4169e1-color\"><\/i>Homeowners insurance policy<\/li>\n<li><i class=\"fa fa-check text-color-4169e1-color\"><\/i>Property tax records<\/li>\n<li><i class=\"fa fa-check text-color-4169e1-color\"><\/i>HOA agreements (if applicable)<\/li>\n<li><i class=\"fa fa-check text-color-4169e1-color\"><\/i>Important account information and logins<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-4\" data-row=\"script-row-unique-4\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-4\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-ffffff-bg row-container\" id=\"row-unique-5\"><div class=\"row double-top-padding double-bottom-padding triple-h-padding full-width row-parent\" data-height-ratio=\"40\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row unequal col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:80%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h2 fontheight-506459 text-color-4169e1-color text-uppercase\" ><span>02<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h3 fontheight-506459 text-color-4169e1-color text-uppercase\" ><span>Know Your Home<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h4 fontheight-506459 font-weight-500\" ><span>Understanding how your home is structured legally and financially can help prevent unexpected challenges.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode-wrapper uncode-list\" >\n<ul class=\"icons text-lead\">\n<li><i class=\"fa fa-check text-color-4169e1-color\"><\/i>Check who is listed on the deed (legal owner of the home)<\/li>\n<li><i class=\"fa fa-check text-color-4169e1-color\"><\/i>Check who is on the mortgage loan (responsible for payments)<\/li>\n<li><i class=\"fa fa-check text-color-4169e1-color\"><\/i>Review down payment assistance program requirements, if applicable<\/li>\n<li><i class=\"fa fa-check text-color-4169e1-color\"><\/i>Confirm who services your mortgage loan<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:90%;\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 75%;\"><\/div><img decoding=\"async\" class=\"wp-image-2407\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/05\/AdobeStock_1985649486_web-uai-2110x1583.jpg\" width=\"2110\" height=\"1583\" alt=\"Adult family member looking over paperwork with elderly mother.\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-5\" data-row=\"script-row-unique-5\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-5\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-208545-bg row-container\" id=\"row-unique-6\"><div class=\"row double-top-padding double-bottom-padding triple-h-padding full-width row-parent\" data-height-ratio=\"40\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row unequal col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:80%;\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 100%;\"><\/div><img decoding=\"async\" class=\"wp-image-2405\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/05\/AdobeStock_584195415_web-uai-1639x1639.jpg\" width=\"1639\" height=\"1639\" alt=\"\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:81%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h2 fontheight-506459 text-color-4169e1-color text-uppercase\" ><span>03<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h3 fontheight-506459 text-color-4169e1-color text-uppercase\" ><span>Planning ahead helps protect your home and your loved ones.<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-lead\" ><p><strong>Power of Attorney<\/strong>&#8211; Allows someone to act on your behalf for financial or medical decisions during your lifetime and ends immediately upon your death.<\/p>\n<p><strong>Living Trust<\/strong>&#8211; Manages assets placed in the trust during your lifetime, and controls how they are distributed after your death. This typically bypasses probate court.<\/p>\n<p>Before creating a <strong>Power of Attorney<\/strong> o <strong>Living Trust<\/strong>, always consult with an attorney to determine what is best for your situation. The following organizations may be able to help <a href=\"https:\/\/www.washingtonlawhelp.org\/\">Ayuda de la ley de Washington<\/a>, <a href=\"https:\/\/nwjustice.org\/home\">Proyecto de Justicia del Noroeste<\/a>, <a href=\"https:\/\/www.lawyerslegallaws.com\/rootmain.html?ai=638&amp;msclkid=f0beb6e542d41df35a32df6a9d6ff8ef&amp;utm_source=bing&amp;utm_medium=cpc&amp;utm_campaign=LLL%20;%20Regular%20;%202025-08-26%20;%20Boosting%20with%20Broad%20Keywords%20(last%201%20year)&amp;utm_term=free%20consultation%20attorneys&amp;utm_content=keyword%20-%20ask%20a%20lawyer\">Washington Bar Association<\/a>, <a href=\"https:\/\/www.probonocouncil.org\/\">Washington Pro bono Council<\/a>.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-6\" data-row=\"script-row-unique-6\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-6\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-7\"><div class=\"row double-top-padding double-bottom-padding single-h-padding limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-left align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:85%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h4 fontspace-177060 text-uppercase\" ><span>Preguntas frecuentes<\/span><\/h3><div><p>Haga clic en cada pregunta para obtener m\u00e1s informaci\u00f3n.<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode-accordion wpb_accordion wpb_content_element  sign-size-rg w-border\" data-collapsible=\"no\" data-target=\"\" data-active-tab=\"0\" >\n\t\t<div class=\"panel-group wpb_wrapper wpb_accordion_wrapper\" id=\"accordion_1927513792\" data-no-toggle=\"\">\n\n<div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1927513792\" href=\"#1746830800799-7-91775667037575\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>What are my financial rights in the state of Washington?<\/span><\/a><\/p><\/div><div data-id=\"1746830800799-7-91775667037575\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Financial institutions cannot discriminate against you based on immigration status, race or ethnicity, religion, gender identity or sexual orientation, disability or veteran status. If you believe you are being treated unfairly, contact <a href=\"https:\/\/dfi.wa.gov\/consumers\/file-complaint\">Washington Department of Financial Institutions<\/a>.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1927513792\" href=\"#1746830800799-7-917756670375752\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>What happens to my home if I am detained or deported?<\/span><\/a><\/p><\/div><div data-id=\"1746830800799-7-917756670375752\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Planning ahead is the best way to protect your home. Setting up a<strong> Power of Attorney<\/strong> o <strong>Living Trust<\/strong> can allow a trusted person to manage your home if you are unable to do so. Before creating a Power of Attorney or Living Trust, always consult with an attorney to determine what is best for your situation. The following organizations may be able to help <a href=\"https:\/\/www.washingtonlawhelp.org\/\">Ayuda de la ley de Washington<\/a>, <a href=\"https:\/\/www.lawyerslegallaws.com\/rootmain.html?ai=638&amp;msclkid=f0beb6e542d41df35a32df6a9d6ff8ef&amp;utm_source=bing&amp;utm_medium=cpc&amp;utm_campaign=LLL%20;%20Regular%20;%202025-08-26%20;%20Boosting%20with%20Broad%20Keywords%20(last%201%20year)&amp;utm_term=free%20consultation%20attorneys&amp;utm_content=keyword%20-%20ask%20a%20lawyer\">Washington Bar Association<\/a>, <a href=\"https:\/\/www.probonocouncil.org\/\">Washington Pro bono Council<\/a>. If planning was not completed beforehand, documents may sometimes still be arranged through a U.S. embassy or remote notarization services.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1927513792\" href=\"#1746830800799-7-9177566703757525\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>What if I am the only person on the deed or mortgage loan?<\/span><\/a><\/p><\/div><div data-id=\"1746830800799-7-9177566703757525\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>You can still plan ahead by creating a Living Trust or Power of Attorney so that someone you trust can help manage the home if necessary.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1927513792\" href=\"#1746830800799-7-91775667037575250\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>Can I sell my home while outside the U.S.?<\/span><\/a><\/p><\/div><div data-id=\"1746830800799-7-91775667037575250\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Yes, you can. If you have a Power of Attorney, your trusted person can handle that for you. If you are planning on selling your home then you will need to work with a third party, such as real estate brokers to list your home and go through the selling process.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1927513792\" href=\"#1775667372654-4-3\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>Who can talk to my lender for me?<\/span><\/a><\/p><\/div><div data-id=\"1775667372654-4-3\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>You can have a trusted person, like a Power of Attorney (POA), who can make decisions on your behalf, including speaking to the lender if you fall behind.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1927513792\" href=\"#1775667408654-5-4\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>What happens if I miss a mortgage or HOA\/COA payment?<\/span><\/a><\/p><\/div><div data-id=\"1775667408654-5-4\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Foreclosure in Washington is governed by the<strong> Foreclosure Fairness Act (FFA)<\/strong>. Under this Act, loan servicers must send three notices to homeowners on a specific timeline before they can foreclose on a home. The notices are:<\/p>\n<ul>\n<li>The Notice of Pre-Foreclosure Options<\/li>\n<li>The Notice of Default<\/li>\n<li>The Notice of Trustee\u2019s Sale<\/li>\n<\/ul>\n<p>Homeowners have certain rights at different points in the process, including the right to meet with their loan servicer to discuss non-foreclosure options and the right to mediation with their loan servicer.<\/p>\n<p><strong>Washington Homeownership Resource Center (WHRC)<\/strong> can help you understand where you are in the process and what rights are available to you. Call WHRC at <a href=\"tel:1-877-894-4663\"><strong>877-894-4663<\/strong><\/a> to get you connected to a HUD-certified housing counselor or legal aid attorney who can help you exercise your rights.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1927513792\" href=\"#1776974669275-6-10\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>What other resources are there for me to protect my family?<\/span><\/a><\/p><\/div><div data-id=\"1776974669275-6-10\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Appleseed Network advocates for DREAMers, kids separated from their parents, immigrants fleeing violence, and everyone working to build a better life for their families. Visit their website for deportation preparedness <a href=\"https:\/\/appleseednetwork.org\/work\/immigration\/\">Immigration | Appleseed Foundation<\/a><\/p>\n<\/div><\/div><\/div><\/div>\n\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-7\" data-row=\"script-row-unique-7\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-7\"));<\/script><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"FOR HOMEOWNERSImmigrant HomeownerPreparedness &amp; Protection Planning Ahead MattersOwning a home is an important achievement and a source of stability for [...]","protected":false},"author":5,"featured_media":0,"parent":2289,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-2271","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Immigrant Homeowner Protection - Washington Homeownership Resource Center<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homeownership-wa.org\/es\/for-homeowners\/immigrant-homeowner-protection\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Immigrant Homeowner Protection - Washington Homeownership Resource Center\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.homeownership-wa.org\/es\/for-homeowners\/immigrant-homeowner-protection\/\" \/>\n<meta property=\"og:site_name\" content=\"Washington Homeownership Resource Center\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-14T16:54:16+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homeowners\\\/immigrant-homeowner-protection\\\/\",\"url\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homeowners\\\/immigrant-homeowner-protection\\\/\",\"name\":\"Immigrant Homeowner Protection - Washington Homeownership Resource Center\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/#website\"},\"datePublished\":\"2026-04-01T15:27:19+00:00\",\"dateModified\":\"2026-05-14T16:54:16+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homeowners\\\/immigrant-homeowner-protection\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homeowners\\\/immigrant-homeowner-protection\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homeowners\\\/immigrant-homeowner-protection\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.homeownership-wa.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"For Homeowners\",\"item\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homeowners\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Immigrant Homeowner Protection\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/#website\",\"url\":\"https:\\\/\\\/www.homeownership-wa.org\\\/\",\"name\":\"Washington Homeownership Resource Center\",\"description\":\"You have homeownership goals. 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