{"id":2289,"date":"2026-04-11T22:26:12","date_gmt":"2026-04-12T05:26:12","guid":{"rendered":"https:\/\/www.homeownership-wa.org\/?page_id=2289"},"modified":"2026-08-24T12:27:52","modified_gmt":"2026-08-24T19:27:52","slug":"for-homeowners","status":"publish","type":"page","link":"https:\/\/www.homeownership-wa.org\/ku\/for-homeowners\/","title":{"rendered":"Ji bo Xwediy\u00ean Xan\u00ee"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2023\/08\/AdobeStock_302989602.jpeg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-1b1d1f-bg\" style=\"opacity: 0.7;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row triple-top-padding triple-bottom-padding single-h-padding limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:83%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_child col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:80%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"font-635512 h1 fontspace-994669 font-weight-600\" ><span>\u00c7avkaniy\u00ean ji bo Serfiraziya Mal\u00ea<\/span><\/h2><div><p>We've gathered the tools, guidance, and resources to help you protect your home and your rights.<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row inverted-device-order style-color-ffffff-bg row-internal row-container\"><div class=\"row unequal col-no-gutter row-child\" data-height=\"70\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell double-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h4 fontheight-506459 font-weight-600 text-accent-color\" ><span>Pi\u015ft\u00ee ku we xaniy\u00ea xwe kir\u00ee j\u00ee, dibe ku h\u00fbn bi dem\u00ean ku h\u00fbn hewcey\u00ea ar\u00eekariy\u00ea an b\u00eatir agahiy\u00ea ne re r\u00fb bi r\u00fb bim\u00eenin.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>You may wish to refinance your loan, take out a Home Equity Line of Credit (HELOC) or Home Equity Loan. You may need additional income to support you in later life and wish to consider a reverse mortgage. WHRC has a wealth of resources to help guide you.<\/p>\n<p>Additionally, if you are a veteran, a senior, or a person with a disability, there are a variety of programs geared towards helping you meet your homeownership goals.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-bottom pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\" style=\"min-height: 60vh;\"><div class=\"uncell single-block-padding\" ><div class=\"column-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2021\/01\/other-resources-web-e1611694092560.jpg);background-repeat: no-repeat;background-position: center bottom;background-size: cover;\" data-o_src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2021\/01\/other-resources-web-e1611694092560.jpg\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"uncont\" ><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-2\"><div class=\"row triple-top-padding triple-bottom-padding quad-h-padding full-width row-parent\" data-height-ratio=\"35\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row unequal row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/ku\/for-homeowners\/foreclosure-prevention\/\" target=\"_blank\" title=\"P\u00ea\u015f\u00eel\u00eagirtina Desteserkirin\u00ea\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-140\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2021\/01\/foreclosure-web-uai-1012x675.jpg\" width=\"1012\" height=\"675\" alt=\"A foreclosure sign placed in the front lawn of a home in the background.\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>P\u00ea\u015f\u00eel\u00eagirtina Forclosure<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span>Facing missed payments or risk of losing your home?<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ku\/for-homeowners\/foreclosure-prevention\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"P\u00ea\u015f\u00eel\u00eagirtina Desteserkirin\u00ea\" target=\"_blank\">Get support<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/ku\/for-homeowners\/manufactured-housing\/\" target=\"_blank\" title=\"Manufactured Housing Communities\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-2652\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/08\/WHRC_Licensed_AdobeStock_911350364-uai-1687x1125.jpg\" width=\"1687\" height=\"1125\" alt=\"Serene row of tidy residential mobile homes with pitched roofs, trim lawns, and quaint porches, nestled among mature trees in a peaceful mobile home park.\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontheight-293987 fontspace-177060 text-color-777777-color text-uppercase\" ><span>Manufactured Housing Communities<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span>Access support and resources for manufactured home communities.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ku\/for-homeowners\/manufactured-housing\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"Manufactured Housing Communities\">Explore resources<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/ku\/naturaldisasterpreparedness\/\" target=\"_blank\" title=\"Natural Disaster Resources\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-2012\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/01\/Natural-disaster-uai-1080x720.png\" width=\"1080\" height=\"720\" alt=\"\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>NATURAL DISASTER PREPAREDNESS<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span>Be ready for the unexpected and protect what matters most.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ku\/for-homeowners\/natural-disaster-preparedness\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"Natural Disaster Preparedness\" target=\"_blank\">Start planning<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"empty-space empty-single\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<div class=\"empty-space empty-single\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<div class=\"vc_row row-internal row-container\"><div class=\"row unequal row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/ku\/home-repair-and-modification-assistance\/\" target=\"_blank\" title=\"Al\u00eekariya Tam\u00eerkirin \u00fb Guheztina Xan\u00ee\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.6%;\"><\/div><img decoding=\"async\" class=\"wp-image-809\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2023\/08\/AdobeStock_601287259-scaled-uai-2560x1706.jpeg\" width=\"2560\" height=\"1706\" alt=\"Senior or elderly woman using a bathroom handle for security\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>HOME REPAIR &amp; MODIFICATIONS ASSISTANCE<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span>Find help to afford repairs or make your home safer for aging in place.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ku\/for-homeowners\/home-repair-and-modification-assistance\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"Natural Disaster Preparedness\" target=\"_blank\">Explore options<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/ku\/for-homeowners\/immigrant-homeowner-protection\/\" target=\"_blank\" title=\"Immigrant Homeowner Protection\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-964\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1386215019-scaled-uai-2304x1536.jpg\" width=\"2304\" height=\"1536\" alt=\"Multi-generational family portrait\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>IMMIGRANT HOMEOWNER PREPAREDNESS &amp; PROTECTION<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span>Take steps to protect your home and finances during unexpected disruptions.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ku\/for-homeowners\/immigrant-homeowner-protection\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"Immigrant Homeowner Protection\" target=\"_blank\">Explore options<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-4 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/ku\/for-homeowners\/property-tax-exemption-and-deferral-programs\/\" target=\"_blank\" title=\"Property Tax Exemption and Deferral Programs\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.6%;\"><\/div><img decoding=\"async\" class=\"wp-image-2366\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web.jpg\" width=\"1901\" height=\"1267\" alt=\"Retired age woman sitting in a wheelchair sipping coffee and reading a screen device\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web.jpg 1901w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web-300x200.jpg 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web-1400x933.jpg 1400w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web-768x512.jpg 768w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web-1536x1024.jpg 1536w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web-18x12.jpg 18w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/04\/AdobeStock_495468423_web-350x233.jpg 350w\" sizes=\"(max-width: 1901px) 100vw, 1901px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>PROPERTY TAX EXEMPTION &amp; DEFERRAL PROGRAMS<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span>Discover ways to reduce property taxes and stay secure in your home.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ku\/property-tax-exemption-and-deferral-programs\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"Property Tax Programs\" target=\"_blank\">Explore options<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-165755-bg row-container\" id=\"row-unique-4\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2023\/08\/WHRC_Seamless_FPO_white.png);background-repeat: no-repeat;background-position: center top;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.91;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal col-half-gutter single-top-padding single-bottom-padding quad-h-padding full-width row-parent\" data-height-ratio=\"25\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-6 half-internal-gutter\"><div class=\"uncol style-spec style-dark\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:90%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h4 class=\"font-635512 h5 fontspace-177060 font-weight-600 text-color-ffffff-color text-uppercase\" ><span>Ma h\u00fbn niha hewcey\u00ea al\u00eekariy\u00ea ne?<\/span><\/h4><div class=\"text-top-reduced\"><p>Call our hotline number or fill out a message form to contact us. Free interpretation services are available by phone in over 220 languages.<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-3 no-internal-gutter\"><div class=\"uncol style-spec style-dark\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container btn-block\" ><a role=\"button\"  href=\"tel: 877-894-4663\" class=\"custom-link btn btn-custom-typo font-635512 font-weight-600 text-uppercase fontspace-177060 border-width-0 btn-color-1b1d1f btn-flat btn-block btn-icon-left\" title=\"Telefon\u00ea WHRC Hotline bikin\"><i class=\"fa fa-phone\"><\/i>Call 877-894-4663<\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-left align_center column_parent col-lg-3 single-internal-gutter\"><div class=\"uncol style-light\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container btn-block\" ><a role=\"button\"  href=\"https:\/\/form.jotform.com\/221147626100039\" class=\"custom-link btn btn-custom-typo font-635512 font-weight-600 text-uppercase fontspace-177060 border-width-0 btn-color-1b1d1f btn-flat btn-block btn-icon-left\" title=\"Ji me re peyam bi\u015f\u00eenin\"><i class=\"fa fa-envelope3\"><\/i>Ji me re peyam bi\u015f\u00eenin<\/a><\/span><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-4\" data-row=\"script-row-unique-4\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-4\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-5\"><div class=\"row double-top-padding double-bottom-padding double-h-padding limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:85%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"font-635512 h4 fontspace-177060 font-weight-600 text-uppercase\" ><span>Additional Resources<\/span><\/h2><div><p>Ji bo b\u00eatir agahdar\u00ee li ser her \u00e7avkaniyek bikirt\u00eenin<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode-accordion wpb_accordion wpb_content_element  sign-size-rg w-border\" data-collapsible=\"no\" data-target=\"\" data-active-tab=\"nope\" >\n\t\t<div class=\"panel-group wpb_wrapper wpb_accordion_wrapper\" id=\"accordion_222808084\" data-no-toggle=\"\">\n\n<div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_222808084\" href=\"#1611519327-1-711777398768703\"><span>Ji bo Kal\u00fbp\u00eeran Morgic \u00fb \u00c7avkaniy\u00ean berevaj\u00ee<\/span><\/a><\/p><\/div><div id=\"1611519327-1-711777398768703\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Deynek berevaj\u00ee celebek taybet\u00ee ya deyn\u00ea xan\u00ee ye ji bo xwedan xaniy\u00ean 62 sal\u00ee \u00fb mezintir ku dih\u00eale h\u00fbn be\u015fek ji sermiyan\u00ea xaniy\u00ea xwe veguhez\u00eenin drav. Xan\u00fbbereya Veguheztina Sermiyan\u00ea Xan\u00ee (HECM) bernameya morgic\u00ea ya berevaj\u00ee ya Desteya Xan\u00ee ya Federal e \u00fb mortgageya berevaj\u00ee ya her\u00ee gelemper\u00ee ye. Berevaj\u00ee deynek kevne\u015fop\u00ee ya sermiyan\u00ea xan\u00ee an deyn\u00ea duyem\u00een, deyndar ne\u00e7ar in ku yekser dest bi pa\u015fvexistina deyn bikin. Tezm\u00eenat t\u00ea pa\u015fve xistin heya ku h\u00fbn \u00ead\u00ee xan\u00ee wek\u00ee r\u00fbni\u015ftgeha xweya bingeh\u00een bikar neynin an heya ku h\u00fbn nekarin berpirsiyariy\u00ean morgic\u00ea bic\u00eeh b\u00eenin. HECM planek ewledar e ku dikare ji Amer\u00eekiy\u00ean p\u00eer re ewlehiya daray\u00ee ya mezintir bide. Pir kal\u00fbp\u00eer w\u00ea bikar t\u00eenin da ku Ewlehiya Civak\u00ee z\u00eade bikin, l\u00ea\u00e7\u00fbn\u00ean bij\u00eejk\u00ee y\u00ean ned\u00eet\u00ee bic\u00eeh b\u00eenin, an \u00e7\u00eatirkirin\u00ean mal\u00ea bikin. Ji ber ku deynek berevaj\u00ee deynek li ser xan\u00ee diafir\u00eene, ber\u00ee ku h\u00fbn deyn bist\u00eenin celebek taybet\u00ee ya \u015f\u00eawirmendiy\u00ea hewce ye. Bi WHRC re t\u00eakil\u00ee daynin da ku h\u00fbn bi \u015f\u00eawirmendek xan\u00ee re t\u00eakildar bibin ku dikare ji we re bibe al\u00eekar ku h\u00fbn diyar bikin ka xan\u00eeyek berevaj\u00ee ji bo we rast e.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_222808084\" href=\"#1611519327-2-721777398768703\"><span>\u00c7avkaniy\u00ean ji bo Veterans<\/span><\/a><\/p><\/div><div id=\"1611519327-2-721777398768703\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Wek\u00ee veteran dibe ku h\u00fbn bibin xwedan xwedanxan\u00eeya taybet\u00ee an ar\u00eekariya xer\u00eedar. Ger h\u00fbn dixwazin di derheq\u00ea bernamey\u00ean berdest \u00ean ku hewcedariy\u00ean wey\u00ean hey\u00ee bic\u00eeh t\u00eenin de b\u00eatir f\u00ear bibin \u00eero bi me re telefon bikin.<\/p>\n<p>Ger h\u00fbn kevneperestek nas dikin ku b\u00eamal e an di xetereya b\u00eamaliy\u00ea de ye, ew <a href=\"http:\/\/www.va.gov\/homeless\/housing.asp#one\">R\u00eaveberiya Veteran<\/a> al\u00eekariy\u00ea dide. Li her Navenda Bij\u00eejk\u00ee ya VA pisporek karmend\u00ea ku ar\u00eekariy\u00ea peyda dike heye, \u00fb veteran \u00fb malbat\u00ean wan dikarin k\u00fbpon\u00ean xan\u00ee \u00fb ar\u00eekariya din bist\u00eenin.<\/p>\n<p>Wezareta Kar\u00fbbar\u00ean Veteran a Dewlet\u00ean Washington ji bo veteranan gelek malan kar dike. <a href=\"https:\/\/www.dva.wa.gov\/veterans-their-families\/veterans-homes\">Serdana malpera wan bikin<\/a> ji bo b\u00eatir agahdar\u00ee.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_222808084\" href=\"#1611519685483-2-71777398768703\"><span>\u00c7avkaniy\u00ean ji bo Kes\u00ean K\u00eamendam<\/span><\/a><\/p><\/div><div id=\"1611519685483-2-71777398768703\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Ger h\u00fbn an kesek di malbata we de seqetiyek we hebe, dibe ku h\u00fbn ji bo ar\u00eekariya xer\u00eedar, ar\u00eekariya guheztina xan\u00ee \u00fb b\u00eatir. C\u00fbrbec\u00fbr bernamey\u00ean federal, dewlet\u00ee \u00fb her\u00eam\u00ee hene ku dibe ku li gor\u00ee hewcedariy\u00ean we bikaribin al\u00eekariya we bikin. Ji bo b\u00eatir f\u00earb\u00fbn\u00ea \u00eero bi me re t\u00eakil\u00ee daynin.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_222808084\" href=\"#1611519727265-3-21777398768703\"><span>\u00c7avkaniy\u00ean ji bo Renters<\/span><\/a><\/p><\/div><div id=\"1611519727265-3-21777398768703\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>WHRC bi taybet\u00ee bi kirr\u00fbbir\u00ean xan\u00ee \u00fb xwedan xan\u00ee re dixebite. Ger h\u00fbn kir\u00eadarek in ku xwedan xan\u00ee di nav de ye, h\u00fbn dikarin agahdariya maf\u00ean xwe li c\u00eeh\u00ean j\u00ear\u00een bib\u00eenin:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.solid-ground.org\/get-help\/housing\/for-tenants\/foreclosure\/\">Solid Ground<\/a><\/li>\n<li><a href=\"http:\/\/www.tenantsunion.org\/rights\/\">Yek\u00eetiya Kir\u00eadaran ya Dewleta Washington<\/a><\/li>\n<li><a href=\"https:\/\/www.washingtonlawhelp.org\/resource\/i-am-a-tenant-living-in-a-foreclosed-property?ref=Aywdl\">Al\u00eekariya Qan\u00fbna Washington<\/a><\/li>\n<\/ul>\n<p>Ger h\u00fbn li ser ar\u00eekariya kir\u00eakirin\u00ea an p\u00ea\u015f\u00eel\u00eagirtina b\u00eamal\u00ea agahiy\u00ea digirin, an j\u00ee ji bo peydakirina xaniyek kir\u00eadar a ar\u00eekar hewcey\u00ea al\u00eekariy\u00ea ne, bi 211 re telefon bikin an bi\u00e7in <a href=\"http:\/\/www.211.org\">www.211.org<\/a>.<\/p>\n<\/div><\/div><\/div><\/div>\n\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-5\" data-row=\"script-row-unique-5\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-5\"));<\/script><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Resources for Successful HomeownershipWe've gathered the tools, guidance, and resources to help you protect your home and your rights. Even [...]","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-2289","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>For Homeowners - Washington Homeownership Resource Center<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homeownership-wa.org\/ku\/for-homeowners\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"For Homeowners - Washington Homeownership Resource Center\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.homeownership-wa.org\/ku\/for-homeowners\/\" \/>\n<meta property=\"og:site_name\" content=\"Washington Homeownership Resource Center\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-24T19:27:52+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 \u062e\u0648\u0644\u06d5\u06a9\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homeowners\\\/\",\"url\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homeowners\\\/\",\"name\":\"For Homeowners - 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