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X-WR-CALDESC:Events for Washington Homeownership Resource Center
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DTSTART;TZID=America/Los_Angeles:20260905T103000
DTEND;TZID=America/Los_Angeles:20260905T120000
DTSTAMP:20260429T213150
CREATED:20260331T203212Z
LAST-MODIFIED:20260331T205610Z
UID:10000711-1788604200-1788609600@www.homeownership-wa.org
SUMMARY:PWR Foundations: Understanding Your Earnings & Spending
DESCRIPTION:Learn the anatomy of your paystub\, compare income types\, and uncover the mindset behind your spending. \nWhat to Expect \n\n\n\nEver look at your paycheck and wonder where it all went? This session is about getting crystal clear on what’s coming in and what’s going out. We’re breaking down the technical side of your earnings and the personal side of your spending habits so you can lead your financial life with total clarity. \nThe Session at a Glance: \n\nPaystub Anatomy: We deconstruct your paystub so you finally understand gross vs. net pay\, taxes\, and those “hidden” deductions.\nIncome Realities: Whether you’re a W2 employee\, a 1099 contractor\, or a business owner\, we’ll compare the financial pros and cons of each.\nThe Spending “Why”: We dive into money personalities and habits to uncover your relationship with money and how your mindset drives your math.\n\nPWR (pronounced power) is built on the belief that you already carry the power to shape your financial future. Our goal is to offer practical financial education that meets you where you are\, without judgment or strings attached.
URL:https://www.homeownership-wa.org/ne/event/pwr-foundations-understanding-your-earnings-spending/
CATEGORIES:English,Free or low-cost to attend,Open to the public,Virtual
ATTACH;FMTTYPE=image/png:https://www.homeownership-wa.org/wp-content/uploads/2025/10/Government-Shutdown-Page-Image_1.png
LOCATION:https://www.homeownership-wa.org/ne/event/pwr-foundations-understanding-your-earnings-spending/
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BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20260919T103000
DTEND;TZID=America/Los_Angeles:20260919T120000
DTSTAMP:20260429T213150
CREATED:20260331T203450Z
LAST-MODIFIED:20260331T205701Z
UID:10000712-1789813800-1789819200@www.homeownership-wa.org
SUMMARY:PWR Building: Credit Strategies for Growth
DESCRIPTION:Let’s learn the math behind your credit score. Learn to manage utilization\, optimize your credit mix\, and clean up your credit for growth. \nWhat to Expect \n\n\n\nOnce you know the rules of the game\, it’s time to play to win. This session is a technical deep dive into the factors that actually move the needle on your score. We’re moving beyond “pay your bills on time” to look at the advanced strategies that help you grow your borrowing power and clean up your past. \nThe Session at a Glance: \n\nUtilization Math: Learn how the timing of your payments and balances impact your score more than you think.\nBalanced Credit Check: We’ll look at your mix of accounts to see what’s missing from your “financial footprint” and how to round it out.\nThe Inquiry Audit: Understand which “hard hits” matter\, how long they stay\, and how to avoid unnecessary damage.\nDispute & Clean: A step-by-step guide on how to identify errors and the technical process of disputing them to keep your report accurate.\n\nPWR (pronounced power) is built on the belief that you already carry the power to shape your financial future. Our goal is to offer practical financial education that meets you where you are\, without judgment or strings attached.
URL:https://www.homeownership-wa.org/ne/event/pwr-building-credit-strategies-for-growth/
CATEGORIES:English,Free or low-cost to attend,Open to the public,Virtual
ATTACH;FMTTYPE=image/png:https://www.homeownership-wa.org/wp-content/uploads/2025/10/Government-Shutdown-Page-Image_2.png
LOCATION:https://www.homeownership-wa.org/ne/event/pwr-building-credit-strategies-for-growth/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20261003T103000
DTEND;TZID=America/Los_Angeles:20261003T120000
DTSTAMP:20260429T213150
CREATED:20260331T203837Z
LAST-MODIFIED:20260331T205753Z
UID:10000713-1791023400-1791028800@www.homeownership-wa.org
SUMMARY:PWR Generational: Keys to the Future
DESCRIPTION:Simplify the path to homeownership. Calculate your DTI\, understand your net worth\, and get a step-by-step roadmap to build your legacy. \nWhat to Expect \n\n\n\nHomeownership is one of the most powerful ways to build wealth that lasts. But the process can feel like it’s kept behind a locked door. In this session\, we’re handing you the keys. We simplify everything—from weighing the pros and cons of renting vs. buying to figuring out your own “mortgage-ready” numbers. \nThe Game Plan: \n\nKnow Your Worth: Learn what counts as an asset and how to calculate your personal Net Worth.\nThe Homeownership Roadmap: Get a clear checklist of what you actually need to move from renting to owning.\nThe Math of Buying: We’ll help you calculate your Debt-to-Income (DTI) ratio so you know exactly where you stand with lenders.\nLegacy Building: See why homeownership remains the most common path to creating generational wealth.\n\nPWR (pronounced power) is built on the belief that you already carry the power to shape your financial future. Our goal is to offer practical financial education that meets you where you are\, without judgment or strings attached.
URL:https://www.homeownership-wa.org/ne/event/pwr-generational-keys-to-the-future/
CATEGORIES:English,Free or low-cost to attend,Homebuyer,Open to the public,Virtual
ATTACH;FMTTYPE=image/png:https://www.homeownership-wa.org/wp-content/uploads/2025/10/Homeownership-Readiness-Class-Flyer_V2.png
LOCATION:https://www.homeownership-wa.org/ne/event/pwr-generational-keys-to-the-future/
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DTSTART;TZID=America/Los_Angeles:20261105T173000
DTEND;TZID=America/Los_Angeles:20261105T190000
DTSTAMP:20260429T213150
CREATED:20260331T204302Z
LAST-MODIFIED:20260331T205846Z
UID:10000714-1793899800-1793905200@www.homeownership-wa.org
SUMMARY:PWR Foundations: Making & Storing Your Money
DESCRIPTION:Learn to build multiple revenue streams and choose the right financial institution to protect your hard-earned money. \n\n\n\nReady to take control of your money? Join us online for PWR Foundations\, where you’ll dive into smart ways of making and storing your money. \nRelying on one source of income is a risk; building multiple streams is a strategy. In this technical session\, we explore how to identify new revenue opportunities and determine the best places to store that cash safely. \nParticipants will learn to: \n\nIdentify Revenue Streams: Discover strategies for creating multiple opportunities for money to come to you.\nHow to Choose Where to Put Your Money: Gain the tools to distinguish between banks\, credit unions\, and brokerages while also learning the questions to ask them\, becuase YOU are in charge.\nAvoid Traps: Learn how to spot predatory traps and hidden fees when choosing a financial institution.\nAnd More!\n\nPWR (pronounced power) is built on the belief that you already carry the power to shape your financial future. Our goal is to offer practical financial education that meets you where you are\, without judgment or strings attached.
URL:https://www.homeownership-wa.org/ne/event/pwr-foundations-making-storing-your-money/
CATEGORIES:English,Free or low-cost to attend,Open to the public,Virtual
ATTACH;FMTTYPE=image/jpeg:https://www.homeownership-wa.org/wp-content/uploads/2025/05/WHRC_STANDARD_LICENSE_AdobeStock_334458525.jpeg
LOCATION:https://www.homeownership-wa.org/ne/event/pwr-foundations-making-storing-your-money/
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BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20261112T173000
DTEND;TZID=America/Los_Angeles:20261112T190000
DTSTAMP:20260429T213150
CREATED:20260331T204640Z
LAST-MODIFIED:20260331T205925Z
UID:10000715-1794504600-1794510000@www.homeownership-wa.org
SUMMARY:PWR Building: Making Every Dollar Count
DESCRIPTION:Imagine what it would be like to be the Director of your money. This session is about moving from being a passenger to taking the lead. \n\n\n\nJoin us for a powerful workshop where we’ll dive into the world of personal finance and learn how we can make every dollar count – because who doesn’t need our dollar to go further right now? \nWhat to Expect \nBudgeting isn’t about restriction; it’s about making a plan for your freedom. In this workshop\, we move away from generic math and “one-size-fits-all” advice to create a plan that fits your actual life. Together\, we will: \n\nDesign Your Freedom: Build a personalized spending strategy that prioritizes your values rather than just tracking expenses.\nDemolish Debt: Learn strategies to pay down debt efficiently and stop the cycle of high-interest payments.\nIdentify Predatory Traps: Gain the tools to spot the red flags of payday loans and other high-risk lending that can drain your money.\n\nPWR (pronounced power) is built on the belief that you already carry the power to shape your financial future. Our goal is to offer practical financial education that meets you where you are\, without judgment or strings attached.
URL:https://www.homeownership-wa.org/ne/event/pwr-building-making-every-dollar-count/
CATEGORIES:English,Free or low-cost to attend,Open to the public,Virtual
ATTACH;FMTTYPE=image/jpeg:https://www.homeownership-wa.org/wp-content/uploads/2025/05/WHRC_STANDARD_LICENSE_AdobeStock_1094506318-scaled.jpeg
LOCATION:https://www.homeownership-wa.org/ne/event/pwr-building-making-every-dollar-count/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20261119T173000
DTEND;TZID=America/Los_Angeles:20261119T190000
DTSTAMP:20260429T213150
CREATED:20260331T205509Z
LAST-MODIFIED:20260331T205509Z
UID:10000716-1795109400-1795114800@www.homeownership-wa.org
SUMMARY:PWR Generational: Making Your Money Work For You
DESCRIPTION:You’ve worked hard for your money; it’s time to learn how to make that money work for you and your family. \nWe’re moving past the “gatekept” secrets of wealth to give you the actual tools to protect your earnings and build something that lasts for the next generation. \n\n\n\nThe Session at a Glance:\n\nPut Your Savings to Work: We’ll show you how to use accounts like High-Yield Savings and CDs so your money grows on its own while you sleep.\nInvesting for the Future: We break down retirement and investing without the confusing jargon so it feels like a shield for your future\, not a gamble.\nBuilding a Legacy: We’ll explore how things like owning a business or a home can create wealth that stays in your community.\nKnowing Your Numbers: We’ll help you figure out your net worth and show you how to start growing it\, step-by-step\n\nPWR (pronounced power) is built on the belief that you already carry the power to shape your financial future. Our goal is to offer practical financial education that meets you where you are\, without judgment or strings attached.
URL:https://www.homeownership-wa.org/ne/event/pwr-generational-making-your-money-work-for-you/
CATEGORIES:English,Free or low-cost to attend,Open to the public,Virtual
ATTACH;FMTTYPE=image/png:https://www.homeownership-wa.org/wp-content/uploads/2025/06/BHI-Lunch-Learn-Image.png
LOCATION:https://www.homeownership-wa.org/ne/event/pwr-generational-making-your-money-work-for-you/
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