{"id":1160,"date":"2025-05-13T03:00:03","date_gmt":"2025-05-13T10:00:03","guid":{"rendered":"https:\/\/www.homeownership-wa.org\/?page_id=1160"},"modified":"2025-12-10T12:28:31","modified_gmt":"2025-12-10T20:28:31","slug":"homebuyers-journey","status":"publish","type":"page","link":"https:\/\/www.homeownership-wa.org\/ne\/for-homebuyers\/homebuyers-journey\/","title":{"rendered":"\u0918\u0930 \u0916\u0930\u093f\u0926\u0915\u0930\u094d\u0924\u093e\u0915\u094b \u092f\u093e\u0924\u094d\u0930\u093e \u0928\u0915\u094d\u0938\u093e"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-445487-bg row-container onepage-section\" data-label=\"Homebuyer Journey Overview\" data-name=\"homebuyer-journey-overview\" id=\"row-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/HJM-web-2.png);background-repeat: no-repeat;background-position: center top;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-445487-bg\" style=\"opacity: 0.8;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal double-top-padding one-bottom-padding double-h-padding full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\" style=\"min-height: 70vh;\"><div class=\"uncell  vc_custom_1761257435910\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:65%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h1 class=\"fontsize-772619 text-color-733979-color\" ><span>\u0918\u0930 \u0916\u0930\u093f\u0926\u0915\u0930\u094d\u0924\u093e\u0915\u094b \u092f\u093e\u0924\u094d\u0930\u093e<\/span><\/h1><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"font-635512 h6 fontheight-506459 font-weight-500 text-color-733979-color\" ><span>\u0935\u093e\u0936\u093f\u0902\u0917\u091f\u0928 \u0917\u0943\u0939\u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0938\u094d\u0930\u094b\u0924 \u0915\u0947\u0928\u094d\u0926\u094d\u0930\u092e\u093e, \u0939\u093e\u092e\u0940 \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u0917\u0943\u0939\u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u092f\u093e\u0924\u094d\u0930\u093e\u0932\u093e\u0908 \u0928\u0947\u092d\u093f\u0917\u0947\u091f \u0917\u0930\u094d\u0928 \u0928\u093f\u0930\u094d\u0926\u0947\u0936\u093f\u0924 \u092e\u093e\u0930\u094d\u0917 \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u094d\u0926\u091b\u094c\u0902, \u0928\u093f:\u0936\u0941\u0932\u094d\u0915 \u0935\u093e \u0915\u092e \u0932\u093e\u0917\u0924\u092e\u093e, \u0938\u093e\u0935\u0927\u093e\u0928\u0940\u092a\u0942\u0930\u094d\u0935\u0915 \u091c\u093e\u0901\u091a \u0917\u0930\u093f\u090f\u0915\u094b, \u0930 \u092c\u093e\u091f\u094b\u092e\u093e \u0909\u092a\u092f\u094b\u0917\u0940 \u0938\u0939\u092f\u094b\u0917\u0915\u094b \u0938\u093e\u0925\u0964<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/06\/Homebuyer_Journey_Map_14-x-8.5-WHRC_LR.pdf.zip\" class=\"custom-link btn border-width-0 btn-color-4169e1 btn-icon-left\" title=\"Homebuyer Journey Map \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0917\u0930\u094d\u0928\u0941\u0939\u094b\u0938\u094d\" target=\"_blank\"><i class=\"fa fa-download5\"><\/i>PDF \u0938\u0902\u0938\u094d\u0915\u0930\u0923 \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0917\u0930\u094d\u0928\u0941\u0939\u094b\u0938\u094d<\/a><\/span><div class=\"icon-box icon-box-bottom\" ><div class=\"icon-box-content\"><div class=\"icon-box-heading icon-box-fa-2x\"><h3 class=\"h6 font-weight-500\">\u0967\u0966 \u091a\u0930\u0923\u0939\u0930\u0942\u0915\u094b \u092c\u093e\u0930\u0947\u092e\u093e \u091c\u093e\u0928\u094d\u0928 \u0924\u0932 \u0938\u094d\u0915\u094d\u0930\u094b\u0932 \u0917\u0930\u094d\u0928\u0941\u0939\u094b\u0938\u094d<\/h3><\/div><\/div><div class=\"icon-box-icon fa-container\"><span class=\"text-color-4169e1-color btn-disable-hover\"><i class=\"fa fa-chevron-down2 fa-2x fa-fw\"><\/i><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-165755-bg row-container onepage-section\" data-label=\"1-Start with WHRC\" data-name=\"1-start-with-whrc\" id=\"row-unique-1\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/05\/WHRC_STANDARD_LICENSE_AdobeStock_390142760.jpeg);background-repeat: no-repeat;background-position: center top;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.9;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746767986566\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1400\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc.png\" width=\"354\" height=\"354\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc.png 354w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc-348x348.png 348w\" sizes=\"(max-width: 354px) 100vw, 354px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-ffffff-color\" ><span>\u091a\u0930\u0923 \u0966\u0967<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1\" ><span>\u0939\u093e\u092e\u094d\u0930\u094b \u0939\u091f\u0932\u093e\u0907\u0928\u092e\u093e \u0915\u0932 \u0917\u0930\u094d\u0928\u0941\u0939\u094b\u0938\u094d \u0935\u093e \u0918\u0930 \u0916\u0930\u0940\u0926\u0926\u093e\u0930 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u0924\u094d\u0930\u092e\u093e \u092d\u093e\u0917 \u0932\u093f\u0928\u0941\u0939\u094b\u0938\u094d\u0964<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u0939\u093e\u092e\u0940 \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u0932\u0915\u094d\u0937\u094d\u092f\u0939\u0930\u0942 \u091b\u0932\u092b\u0932 \u0917\u0930\u094d\u0928\u0947\u091b\u094c\u0902 \u0930 \u0938\u0941\u0930\u0941 \u0917\u0930\u094d\u0928\u0915\u094b \u0932\u093e\u0917\u093f \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0930 \u0938\u094d\u0930\u094b\u0924\u0939\u0930\u0942 \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u094d\u0928\u0947\u091b\u094c\u0902\u0964 WHRC \u0939\u091f\u0932\u093e\u0907\u0928 \u0967-\u096e\u096d\u096d-\u096e\u096f\u096a-HOME (\u096a\u096c\u096c\u0969) \u0939\u094b\u0964<\/p>\n<p>\n<\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/ne\/for-homebuyers\/#info-sessions\" class=\"custom-link btn btn-lg border-width-0 btn-default btn-outline btn-icon-right\" title=\"WHRC \u0918\u091f\u0928\u093e\u0939\u0930\u0942\" target=\"_blank\">\u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u0924\u094d\u0930\u0915\u094b \u0932\u093e\u0917\u093f \u0926\u0930\u094d\u0924\u093e \u0917\u0930\u094d\u0928\u0941\u0939\u094b\u0938\u094d<i class=\"fa fa-arrow-right2\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-1\" data-row=\"script-row-unique-1\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-1\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-205004-bg row-container onepage-section\" data-label=\"2-Meet with a housing counselor\" data-name=\"2-meet-with-a-housing-counselor\" id=\"row-unique-2\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/05\/WHRC_STANDARD_LICENSE_AdobeStock_1094506318-scaled.jpeg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-205004-bg\" style=\"opacity: 0.86;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746767999830\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1426\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2.png\" width=\"707\" height=\"707\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2.png 707w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2-348x348.png 348w\" sizes=\"(max-width: 707px) 100vw, 707px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-733979-color\" ><span>\u091a\u0930\u0923 \u0966\u0968<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1 text-color-733979-color\" ><span>\u0906\u0935\u093e\u0938 \u0938\u0932\u094d\u0932\u093e\u0939\u0915\u093e\u0930\u0938\u0901\u0917 \u092d\u0947\u091f\u094d\u0928\u0941\u0939\u094b\u0938\u094d<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-color-733979-color\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u0939\u093e\u092e\u0940 \u0924\u092a\u093e\u0908\u0902\u0932\u093e\u0908 \u0939\u093e\u092e\u094d\u0930\u094b \u092a\u094d\u0930\u092e\u093e\u0923\u093f\u0924 \u0917\u0948\u0930-\u0928\u093e\u092b\u093e\u092e\u0941\u0916\u0940 \u0928\u0947\u091f\u0935\u0930\u094d\u0915\u092c\u093e\u091f HUD-\u092a\u094d\u0930\u092e\u093e\u0923\u093f\u0924 \u0906\u0935\u093e\u0938 \u0938\u0932\u094d\u0932\u093e\u0939\u0915\u093e\u0930\u0938\u0901\u0917 \u091c\u094b\u0921\u094d\u0928\u0947\u091b\u094c\u0902\u0964 \u0924\u093f\u0928\u0940\u0939\u0930\u0942\u0932\u0947 \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u0918\u0930 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u092f\u093e\u0924\u094d\u0930\u093e\u092d\u0930\u093f \u090f\u0915 \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f \u0938\u0932\u094d\u0932\u093e\u0939\u0915\u093e\u0930\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u0915\u093e\u092e \u0917\u0930\u094d\u0928\u0947\u091b\u0928\u094d, \u091c\u0938\u0932\u0947 \u0924\u092a\u093e\u0908\u0902\u0932\u093e\u0908 \u0915\u094b\u0938\u0947\u0922\u0941\u0919\u094d\u0917\u093e \u0930 \u091a\u0941\u0928\u094c\u0924\u0940\u0939\u0930\u0942 \u092a\u093e\u0930 \u0917\u0930\u094d\u0928 \u092e\u0926\u094d\u0926\u0924 \u0917\u0930\u094d\u0928\u0947\u091b\u0964<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-165755-bg row-container onepage-section\" data-label=\"3-Plan your homeownership path\" data-name=\"3-plan-your-homeownership-path\" id=\"row-unique-3\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/05\/WHRC_STANDARD_LICENSE_AdobeStock_1038183347-scaled.jpeg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.7;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746768023046\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:79%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1392\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path.png\" width=\"354\" height=\"354\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path.png 354w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path-348x348.png 348w\" sizes=\"(max-width: 354px) 100vw, 354px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-ffffff-color\" ><span>\u091a\u0930\u0923 \u0966\u0969<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1 text-color-ffffff-color\" ><span>\u0906\u092b\u094d\u0928\u094b \u0918\u0930\u0927\u0928\u0940 \u092e\u093e\u0930\u094d\u0917\u0915\u094b \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0909\u0928\u0941\u0939\u094b\u0938\u094d<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-color-ffffff-color\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u0924\u092a\u093e\u0908\u0902\u0915\u094b \u0906\u0935\u093e\u0938 \u0938\u0932\u094d\u0932\u093e\u0939\u0915\u093e\u0930\u0938\u0901\u0917, \u0924\u092a\u093e\u0908\u0902\u0932\u0947 \u092c\u091c\u0947\u091f \u0938\u093f\u0930\u094d\u091c\u0928\u093e \u0917\u0930\u094d\u0928\u0941\u0939\u0941\u0928\u0947\u091b, \u0938\u092e\u092f\u0930\u0947\u0916\u093e \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u0923 \u0917\u0930\u094d\u0928\u0941\u0939\u0941\u0928\u0947\u091b, \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092e\u0942\u0932\u094d\u092f\u093e\u0919\u094d\u0915\u0928 \u0917\u0930\u094d\u0928\u0941\u0939\u0941\u0928\u0947\u091b, \u0930 \u0921\u093e\u0909\u0928 \u092a\u0947\u092e\u0947\u0928\u094d\u091f \u0938\u0939\u093e\u092f\u0924\u093e, \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u092e\u093e \u0915\u093f\u092b\u093e\u092f\u0924\u0940 \u0918\u0930 \u092e\u093e\u0932\u093f\u0915\u0915\u094b \u0905\u0935\u0938\u0930\u0939\u0930\u0942, \u0930 \u090b\u0923 \u0935\u093f\u0915\u0932\u094d\u092a\u0939\u0930\u0942 \u091c\u0938\u094d\u0924\u093e \u0938\u094d\u0930\u094b\u0924\u0939\u0930\u0942 \u0905\u0928\u094d\u0935\u0947\u0937\u0923 \u0917\u0930\u094d\u0928\u0941\u0939\u0941\u0928\u0947\u091b\u0964<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-3\" data-row=\"script-row-unique-3\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-3\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-205004-bg row-container onepage-section\" data-label=\"4-Attend a homebuyer ed class\" data-name=\"4-attend-a-homebuyer-ed-class\" id=\"row-unique-4\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/05\/WHRC_STANDARD_LICENSE_AdobeStock_428160664-scaled.jpeg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-205004-bg\" style=\"opacity: 0.88;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746768042345\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1428\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey.png\" width=\"707\" height=\"707\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey.png 707w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey-348x348.png 348w\" sizes=\"(max-width: 707px) 100vw, 707px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-733979-color\" ><span>\u091a\u0930\u0923 \u0966\u096a<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1 text-color-733979-color\" ><span>\u0918\u0930 \u0916\u0930\u0940\u0926\u0926\u093e\u0930 \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0915\u094d\u0937\u093e\u092e\u093e \u092d\u093e\u0917 \u0932\u093f\u0928\u0941\u0939\u094b\u0938\u094d<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-color-733979-color\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u0935\u093e\u0938\u093f\u0919\u094d\u091f\u0928 \u0930\u093e\u091c\u094d\u092f \u0906\u0935\u093e\u0938 \u0935\u093f\u0924\u094d\u0924 \u0906\u092f\u094b\u0917\u0932\u0947 \u0930\u093e\u091c\u094d\u092f\u092d\u0930\u093f \u092d\u0930\u094d\u091a\u0941\u0905\u0932 \u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0930\u0942\u092a\u092e\u093e \u0918\u0930 \u0916\u0930\u0940\u0926\u0926\u093e\u0930 \u0936\u093f\u0915\u094d\u0937\u093e \u092a\u093e\u0920\u094d\u092f\u0915\u094d\u0930\u092e\u0939\u0930\u0942\u0932\u093e\u0908 \u092a\u094d\u0930\u093e\u092f\u094b\u091c\u0928 \u0917\u0930\u094d\u0926\u091b\u0964 \u092f\u094b \u096b \u0918\u0923\u094d\u091f\u093e\u0915\u094b \u092a\u093e\u0920\u094d\u092f\u0915\u094d\u0930\u092e\u0932\u0947 \u0918\u0930 \u0916\u0930\u093f\u0926 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e\u0915\u094b \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0917\u0930\u094d\u0926\u091b \u0930 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0921\u093e\u0909\u0928 \u092a\u0947\u092e\u0947\u0928\u094d\u091f \u0938\u0939\u093e\u092f\u0924\u093e \u0930 \u0915\u093f\u092b\u093e\u092f\u0924\u0940 \u090b\u0923 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e\u0939\u0930\u0942\u0926\u094d\u0935\u093e\u0930\u093e \u0915\u0915\u094d\u0937\u093e \u092a\u0942\u0930\u093e \u0917\u0930\u094d\u0928 \u0906\u0935\u0936\u094d\u092f\u0915 \u091b\u0964<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-4\" data-row=\"script-row-unique-4\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-4\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-165755-bg row-container onepage-section\" data-label=\"5-Explore your options\" data-name=\"5-explore-your-options\" id=\"row-unique-5\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/Neighborhoods_generic_web.jpg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.8;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746798196447\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1394\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore.png\" width=\"354\" height=\"354\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore.png 354w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore-348x348.png 348w\" sizes=\"(max-width: 354px) 100vw, 354px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-ffffff-color\" ><span>\u091a\u0930\u0923 \u0966\u096b<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1 text-color-ffffff-color\" ><span>\u0906\u092b\u094d\u0928\u094b \u0918\u0930 \u0916\u0930\u093f\u0926 \u0935\u093f\u0915\u0932\u094d\u092a\u0939\u0930\u0942 \u0905\u0928\u094d\u0935\u0947\u0937\u0923 \u0917\u0930\u094d\u0928\u0941\u0939\u094b\u0938\u094d<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-color-ffffff-color\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u092a\u0930\u092e\u094d\u092a\u0930\u093e\u0917\u0924, \u092c\u091c\u093e\u0930-\u0926\u0930\u0915\u094b \u0918\u0930 \u0916\u0930\u093f\u0926\u0932\u093e\u0908 \u0935\u093f\u091a\u093e\u0930 \u0917\u0930\u094d\u0928\u0941\u0939\u094b\u0938\u094d \u0930 \u0938\u093e\u0925\u0948 \u0925\u092a \u0905\u0935\u0938\u0930\u0939\u0930\u0942\u0915\u094b \u092c\u093e\u0930\u0947\u092e\u093e \u091c\u093e\u0928\u094d\u0928\u0941\u0939\u094b\u0938\u094d \u091c\u0938\u094d\u0924\u0948:<\/p>\n<ul>\n<li><span class=\"font-635512\">\u0938\u093e\u092e\u0941\u0926\u093e\u092f\u093f\u0915 \u092d\u0942\u092e\u093f \u091f\u094d\u0930\u0938\u094d\u091f<\/span><\/li>\n<li><span class=\"font-635512\">\u0938\u094d\u0935-\u0938\u0939\u093e\u092f\u0924\u093e \u0906\u0935\u093e\u0938<\/span><\/li>\n<li><span class=\"font-635512\"><span data-olk-copy-source=\"MessageBody\">\u0938\u093e\u091d\u093e \u0917\u0930\u093f\u090f\u0915\u094b <\/span>\u0938\u0939\u0915\u093e\u0930\u0940<\/span><\/li>\n<\/ul>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-5\" data-row=\"script-row-unique-5\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-5\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-205004-bg row-container onepage-section\" data-label=\"6-Choose a lender and real estate agent\" data-name=\"6-choose-a-lender-and-real-estate-agent\" id=\"row-unique-6\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/05\/WHRC_STANDARD_LICENSE_iStock-1705486868-scaled.jpg);background-repeat: no-repeat;background-position: right center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-205004-bg\" style=\"opacity: 0.83;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746798212707\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1434\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1.png\" width=\"707\" height=\"707\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1.png 707w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1-348x348.png 348w\" sizes=\"(max-width: 707px) 100vw, 707px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-733979-color\" ><span>\u091a\u0930\u0923 \u0966\u096c<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1 text-color-733979-color\" ><span>\u090b\u0923\u0926\u093e\u0924\u093e \u0930 \u0918\u0930 \u091c\u0917\u094d\u0917\u093e \u090f\u091c\u0947\u0928\u094d\u091f \u091b\u0928\u094c\u091f \u0917\u0930\u094d\u0928\u0941\u0939\u094b\u0938\u094d<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-color-733979-color\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">WHRC \u0932\u0947 \u091c\u093e\u0901\u091a \u0917\u0930\u093f\u090f\u0915\u094b \u0927\u093f\u0924\u094b \u090b\u0923 \u0930 \u0918\u0930 \u091c\u0917\u094d\u0917\u093e \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0939\u0930\u0942\u0915\u094b \u0928\u093f\u0930\u094d\u0926\u0947\u0936\u093f\u0915\u093e \u0930\u093e\u0916\u094d\u091b\u0964 \u092f\u0926\u093f \u0924\u092a\u093e\u0908\u0902 \u0938\u093f\u092b\u093e\u0930\u093f\u0938\u0939\u0930\u0942\u092e\u093e \u0930\u0941\u091a\u093f \u0930\u093e\u0916\u094d\u0928\u0941\u0939\u0941\u0928\u094d\u091b \u092d\u0928\u0947, \u0939\u093e\u092e\u094d\u0930\u094b \u0939\u091f\u0932\u093e\u0907\u0928\u092e\u093e \u0938\u092e\u094d\u092a\u0930\u094d\u0915 \u0917\u0930\u094d\u0928\u0941\u0939\u094b\u0938\u094d\u0964<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-6\" data-row=\"script-row-unique-6\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-6\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-205004-bg row-container onepage-section\" data-label=\"7-Select a home and make an offer!\" data-name=\"7-select-a-home-and-make-an-offer\" id=\"row-unique-7\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/05\/WHRC_STANDARD_LICENSE_AdobeStock_673802193-scaled.jpeg);background-repeat: no-repeat;background-position: right center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.8;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746798229935\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1438\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO.png\" width=\"707\" height=\"707\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO.png 707w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO-348x348.png 348w\" sizes=\"(max-width: 707px) 100vw, 707px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5\" ><span>\u091a\u0930\u0923 \u0966\u096d<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1\" ><span>\u0918\u0930 \u091b\u093e\u0928\u094d\u0928\u0941\u0939\u094b\u0938\u094d \u0930 \u0905\u092b\u0930 \u0917\u0930\u094d\u0928\u0941\u0939\u094b\u0938\u094d!<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u0924\u092a\u093e\u0908\u0902\u0915\u094b \u0906\u0935\u093e\u0938 \u0938\u0932\u094d\u0932\u093e\u0939\u0915\u093e\u0930 \u0930 \u0918\u0930 \u091c\u0917\u094d\u0917\u093e \u090f\u091c\u0947\u0928\u094d\u091f\u0932\u0947 \u0924\u092a\u093e\u0908\u0902\u0932\u093e\u0908 \u0918\u0930\u0915\u094b \u092c\u093e\u0930\u0947\u092e\u093e \u0938\u0942\u091a\u093f\u0924 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0917\u0930\u094d\u0928 \u092e\u0926\u094d\u0926\u0924 \u0917\u0930\u094d\u0928 \u0938\u0915\u094d\u091b\u0928\u094d\u0964 \u092f\u0926\u093f \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0917\u0930\u093f\u090f\u0928 \u092d\u0928\u0947, \u0928\u093f\u0930\u093e\u0936 \u0928\u0939\u0941\u0928\u0941\u0939\u094b\u0938\u094d! \u092f\u094b \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0915\u0941\u0930\u093e \u0939\u094b, \u0930 \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u0906\u0935\u093e\u0938 \u0938\u0932\u094d\u0932\u093e\u0939\u0915\u093e\u0930\u0932\u0947 \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u092f\u094b\u091c\u0928\u093e\u0932\u093e\u0908 \u092a\u0930\u093f\u0937\u094d\u0915\u0943\u0924 \u0917\u0930\u094d\u0928 \u0930 \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u092e\u093e\u0930\u094d\u0917 \u091c\u093e\u0930\u0940 \u0930\u093e\u0916\u094d\u0928 \u092e\u0926\u094d\u0926\u0924 \u0917\u0930\u094d\u0928\u0947\u091b\u0964<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-7\" data-row=\"script-row-unique-7\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-7\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-205004-bg row-container onepage-section\" data-label=\"8-Prepare for Closing\" data-name=\"8-prepare-for-closing\" id=\"row-unique-8\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/05\/WHRC_STANDARD_LICENSE_AdobeStock_574600696.jpeg);background-repeat: no-repeat;background-position: right center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-445487-bg\" style=\"opacity: 0.7;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746798244091\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1440\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk.png\" width=\"707\" height=\"707\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk.png 707w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk-348x348.png 348w\" sizes=\"(max-width: 707px) 100vw, 707px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-733979-color\" ><span>\u091a\u0930\u0923 \u0966\u096e<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1 text-color-733979-color\" ><span>\u0924\u092f\u093e\u0930\u0940 \u0917\u0930\u094d\u0928\u0941\u0939\u094b\u0938\u094d<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-color-733979-color\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u092f\u0926\u093f \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u092d\u092f\u094b \u092d\u0928\u0947, \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u0906\u0935\u093e\u0938 \u0938\u0932\u094d\u0932\u093e\u0939\u0915\u093e\u0930, \u0918\u0930 \u091c\u0917\u094d\u0917\u093e \u090f\u091c\u0947\u0928\u094d\u091f, \u0930 \u090b\u0923 \u092a\u0947\u0936\u0947\u0935\u0930 - \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u0918\u0930 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u091f\u094b\u0932\u0940! - \u0932\u0947 \u0924\u092a\u093e\u0908\u0902\u0932\u093e\u0908 \u0918\u0930 \u0928\u093f\u0930\u0940\u0915\u094d\u0937\u0923, \u092e\u0942\u0932\u094d\u092f\u093e\u0919\u094d\u0915\u0928, \u0930 \u0915\u093e\u0917\u091c\u0940 \u0915\u093e\u0930\u094d\u092f\u0939\u0930\u0942 \u0938\u0939\u093f\u0924 \u0938\u092e\u093e\u092a\u0928 \u0930 \u0905\u0930\u094d\u0915\u094b \u091a\u0930\u0923\u0939\u0930\u0942\u0915\u094b \u0938\u092e\u092f\u0930\u0947\u0916\u093e \u092e\u093e\u0930\u094d\u092b\u0924 \u092e\u093e\u0930\u094d\u0917\u0926\u0930\u094d\u0936\u0928 \u0917\u0930\u094d\u0928\u0947\u091b\u0964<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-8\" data-row=\"script-row-unique-8\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-8\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-121914-bg row-container onepage-section\" data-label=\"9-Close\" data-name=\"9-close\" id=\"row-unique-9\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/05\/WHRC_STANDARD_LICENSE_AdobeStock_1034565138-scaled.jpeg);background-repeat: no-repeat;background-position: right bottom;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.6;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746798276316\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1398\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close.png\" width=\"354\" height=\"354\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close.png 354w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close-348x348.png 348w\" sizes=\"(max-width: 354px) 100vw, 354px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-ffffff-color\" ><span>\u091a\u0930\u0923 \u0966\u096f<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div 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