{"id":1160,"date":"2025-05-13T03:00:03","date_gmt":"2025-05-13T10:00:03","guid":{"rendered":"https:\/\/www.homeownership-wa.org\/?page_id=1160"},"modified":"2026-07-28T01:23:38","modified_gmt":"2026-07-28T08:23:38","slug":"homebuyers-journey","status":"publish","type":"page","link":"https:\/\/www.homeownership-wa.org\/uk\/for-homebuyers\/homebuyers-journey\/","title":{"rendered":"\u041a\u0430\u0440\u0442\u0430 \u043f\u043e\u0434\u043e\u0440\u043e\u0436\u0456 \u043f\u043e\u043a\u0443\u043f\u0446\u044f \u0436\u0438\u0442\u043b\u0430"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-445487-bg row-container onepage-section\" data-label=\"Homebuyer Journey Overview\" data-name=\"homebuyer-journey-overview\" id=\"row-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/HJM-web-2.png);background-repeat: no-repeat;background-position: center top;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-445487-bg\" style=\"opacity: 0.8;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal double-top-padding one-bottom-padding double-h-padding full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\" style=\"min-height: 70vh;\"><div class=\"uncell  vc_custom_1761257435910\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:65%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h1 class=\"fontsize-772619 text-color-733979-color\" ><span>\u0428\u043b\u044f\u0445 \u043f\u043e\u043a\u0443\u043f\u0446\u044f \u0436\u0438\u0442\u043b\u0430<\/span><\/h1><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"font-635512 h6 fontheight-506459 font-weight-500 text-color-733979-color\" ><span>\u0423 \u0426\u0435\u043d\u0442\u0440\u0456 \u0440\u0435\u0441\u0443\u0440\u0441\u0456\u0432 \u0437 \u043f\u0438\u0442\u0430\u043d\u044c \u0432\u043e\u043b\u043e\u0434\u0456\u043d\u043d\u044f \u0436\u0438\u0442\u043b\u043e\u043c \u0443 \u0412\u0430\u0448\u0438\u043d\u0433\u0442\u043e\u043d\u0456 \u043c\u0438 \u043f\u0440\u043e\u043f\u043e\u043d\u0443\u0454\u043c\u043e \u0432\u0430\u043c \u043f\u043e\u043a\u0440\u043e\u043a\u043e\u0432\u0438\u0439 \u043f\u043e\u0441\u0456\u0431\u043d\u0438\u043a \u0437 \u043d\u0430\u0431\u0443\u0442\u0442\u044f \u043f\u0440\u0430\u0432\u0430 \u0432\u043b\u0430\u0441\u043d\u043e\u0441\u0442\u0456 \u043d\u0430 \u0436\u0438\u0442\u043b\u043e, \u0437 \u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u043e\u044e \u0430\u0431\u043e \u043d\u0435\u0434\u043e\u0440\u043e\u0433\u043e\u044e, \u0440\u0435\u0442\u0435\u043b\u044c\u043d\u043e \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u0435\u043d\u043e\u044e \u0442\u0430 \u043a\u043e\u0440\u0438\u0441\u043d\u043e\u044e \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u043e\u044e \u043d\u0430 \u0446\u044c\u043e\u043c\u0443 \u0448\u043b\u044f\u0445\u0443.<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/06\/Homebuyer_Journey_Map_14-x-8.5-WHRC_LR.pdf.zip\" class=\"custom-link btn border-width-0 btn-color-4169e1 btn-icon-left\" title=\"\u0417\u0430\u0432\u0430\u043d\u0442\u0430\u0436\u0438\u0442\u0438 \u043a\u0430\u0440\u0442\u0443 \u043f\u043e\u0434\u043e\u0440\u043e\u0436\u0456 \u043f\u043e\u043a\u0443\u043f\u0446\u044f \u0436\u0438\u0442\u043b\u0430\" target=\"_blank\"><i class=\"fa fa-download5\"><\/i>\u0417\u0410\u0412\u0410\u041d\u0422\u0410\u0416\u0418\u0422\u0418 PDF-\u0412\u0415\u0420\u0421\u0406\u042e<\/a><\/span><div class=\"icon-box icon-box-bottom\" ><div class=\"icon-box-content\"><div class=\"icon-box-heading icon-box-fa-2x\"><h3 class=\"h6 font-weight-500\">\u041f\u0440\u043e\u043a\u0440\u0443\u0442\u0456\u0442\u044c \u0443\u043d\u0438\u0437, \u0449\u043e\u0431 \u0434\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u043f\u0440\u043e 10 \u043a\u0440\u043e\u043a\u0456\u0432<\/h3><\/div><\/div><div class=\"icon-box-icon fa-container\"><span class=\"text-color-4169e1-color btn-disable-hover\"><i class=\"fa fa-chevron-down2 fa-2x fa-fw\"><\/i><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-165755-bg row-container onepage-section\" data-label=\"1-Start with WHRC\" data-name=\"1-start-with-whrc\" id=\"row-unique-1\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/07\/WHRC_STANDARD_LICENSE_AdobeStock_390142760.jpg);background-repeat: no-repeat;background-position: center top;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.9;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746767986566\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1400\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc.png\" width=\"354\" height=\"354\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc.png 354w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_1_whrc-348x348.png 348w\" sizes=\"(max-width: 354px) 100vw, 354px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-ffffff-color\" ><span>\u041a\u0420\u041e\u041a 01<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1\" ><span>\u0417\u0430\u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0443\u0439\u0442\u0435 \u043d\u0430 \u043d\u0430\u0448\u0443 \u0433\u0430\u0440\u044f\u0447\u0443 \u043b\u0456\u043d\u0456\u044e \u0430\u0431\u043e \u0432\u0456\u0434\u0432\u0456\u0434\u0430\u0439\u0442\u0435 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0439\u043d\u0443 \u0441\u0435\u0441\u0456\u044e \u0434\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0436\u0438\u0442\u043b\u0430<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u041c\u0438 \u043e\u0431\u0433\u043e\u0432\u043e\u0440\u0438\u043c\u043e \u0432\u0430\u0448\u0456 \u0446\u0456\u043b\u0456 \u0442\u0430 \u043d\u0430\u0434\u0430\u043c\u043e \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u044e \u0439 \u0440\u0435\u0441\u0443\u0440\u0441\u0438 \u0434\u043b\u044f \u043f\u043e\u0447\u0430\u0442\u043a\u0443. \u0413\u0430\u0440\u044f\u0447\u0430 \u043b\u0456\u043d\u0456\u044f WHRC: 1-877-894-HOME (4663).<\/p>\n<p>\n<\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/uk\/for-homebuyers\/#info-sessions\" class=\"custom-link btn btn-lg border-width-0 btn-default btn-outline btn-icon-right\" title=\"\u041f\u043e\u0434\u0456\u0457 WHRC\" target=\"_blank\">\u0417\u0430\u0440\u0435\u0454\u0441\u0442\u0440\u0443\u0439\u0442\u0435\u0441\u044c \u043d\u0430 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0439\u043d\u0443 \u0441\u0435\u0441\u0456\u044e<i class=\"fa fa-arrow-right2\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-1\" data-row=\"script-row-unique-1\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-1\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-205004-bg row-container onepage-section\" data-label=\"2-Meet with a housing counselor\" data-name=\"2-meet-with-a-housing-counselor\" id=\"row-unique-2\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/07\/WHRC_STANDARD_LICENSE_AdobeStock_1094506318_web.jpg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-205004-bg\" style=\"opacity: 0.86;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746767999830\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1426\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2.png\" width=\"707\" height=\"707\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2.png 707w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/step_2-348x348.png 348w\" sizes=\"(max-width: 707px) 100vw, 707px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-733979-color\" ><span>\u041a\u0420\u041e\u041a 02<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1 text-color-733979-color\" ><span>\u0417\u0443\u0441\u0442\u0440\u0456\u0447 \u0437 \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u043d\u0442\u043e\u043c \u0437 \u043f\u0438\u0442\u0430\u043d\u044c \u0436\u0438\u0442\u043b\u0430<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-color-733979-color\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u041c\u0438 \u0437\u0432\u2019\u044f\u0436\u0435\u043c\u043e \u0432\u0430\u0441 \u0456\u0437 \u0441\u0435\u0440\u0442\u0438\u0444\u0456\u043a\u043e\u0432\u0430\u043d\u0438\u043c HUD \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u043d\u0442\u043e\u043c \u0437 \u0436\u0438\u0442\u043b\u0430 \u0437 \u043d\u0430\u0448\u043e\u0457 \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u0435\u043d\u043e\u0457 \u043d\u0435\u043a\u043e\u043c\u0435\u0440\u0446\u0456\u0439\u043d\u043e\u0457 \u043c\u0435\u0440\u0435\u0436\u0456. \u0412\u0456\u043d \u0431\u0443\u0434\u0435 \u0432\u0430\u0448\u0438\u043c \u0434\u043e\u0432\u0456\u0440\u0435\u043d\u0438\u043c \u0440\u0430\u0434\u043d\u0438\u043a\u043e\u043c \u043f\u0440\u043e\u0442\u044f\u0433\u043e\u043c \u0443\u0441\u044c\u043e\u0433\u043e \u0432\u0430\u0448\u043e\u0433\u043e \u0448\u043b\u044f\u0445\u0443 \u0432\u043e\u043b\u043e\u0434\u0456\u043d\u043d\u044f \u0436\u0438\u0442\u043b\u043e\u043c, \u0434\u043e\u043f\u043e\u043c\u0430\u0433\u0430\u044e\u0447\u0438 \u0432\u0430\u043c \u0434\u043e\u043b\u0430\u0442\u0438 \u0432\u0430\u0436\u043b\u0438\u0432\u0456 \u0435\u0442\u0430\u043f\u0438 \u0442\u0430 \u0442\u0440\u0443\u0434\u043d\u043e\u0449\u0456.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-165755-bg row-container onepage-section\" data-label=\"3-Plan your homeownership path\" data-name=\"3-plan-your-homeownership-path\" id=\"row-unique-3\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/07\/WHRC_STANDARD_LICENSE_AdobeStock_1038183347_web.jpg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.7;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746768023046\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:79%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1392\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path.png\" width=\"354\" height=\"354\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path.png 354w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_3_path-348x348.png 348w\" sizes=\"(max-width: 354px) 100vw, 354px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-ffffff-color\" ><span>\u041a\u0420\u041e\u041a 03<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1 text-color-ffffff-color\" ><span>\u0421\u043f\u043b\u0430\u043d\u0443\u0439\u0442\u0435 \u0441\u0432\u0456\u0439 \u0448\u043b\u044f\u0445 \u0432\u043e\u043b\u043e\u0434\u0456\u043d\u043d\u044f \u0436\u0438\u0442\u043b\u043e\u043c<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-color-ffffff-color\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u0417 \u0432\u0430\u0448\u0438\u043c \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u043d\u0442\u043e\u043c \u0437 \u043f\u0438\u0442\u0430\u043d\u044c \u0436\u0438\u0442\u043b\u0430 \u0432\u0438 \u0441\u043a\u043b\u0430\u0434\u0435\u0442\u0435 \u0431\u044e\u0434\u0436\u0435\u0442, \u0432\u0438\u0437\u043d\u0430\u0447\u0438\u0442\u0435 \u0442\u0435\u0440\u043c\u0456\u043d\u0438, \u043e\u0446\u0456\u043d\u0438\u0442\u0435 \u0441\u0432\u043e\u044e \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0443 \u0456\u0441\u0442\u043e\u0440\u0456\u044e \u0442\u0430 \u0434\u043e\u0441\u043b\u0456\u0434\u0438\u0442\u0435 \u0442\u0430\u043a\u0456 \u0440\u0435\u0441\u0443\u0440\u0441\u0438, \u044f\u043a \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0430 \u0437 \u043f\u043e\u0447\u0430\u0442\u043a\u043e\u0432\u0438\u043c \u0432\u043d\u0435\u0441\u043a\u043e\u043c, \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u0456 \u043c\u043e\u0436\u043b\u0438\u0432\u043e\u0441\u0442\u0456 \u043f\u0440\u0438\u0434\u0431\u0430\u043d\u043d\u044f \u0436\u0438\u0442\u043b\u0430 \u0443 \u0432\u0430\u0448\u043e\u043c\u0443 \u0440\u0435\u0433\u0456\u043e\u043d\u0456 \u0442\u0430 \u0432\u0430\u0440\u0456\u0430\u043d\u0442\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-3\" data-row=\"script-row-unique-3\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-3\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-205004-bg row-container onepage-section\" data-label=\"4-Attend a homebuyer ed class\" data-name=\"4-attend-a-homebuyer-ed-class\" id=\"row-unique-4\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/07\/WHRC_STANDARD_LICENSE_AdobeStock_428160664_web.jpg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-205004-bg\" style=\"opacity: 0.88;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746768042345\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1428\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey.png\" width=\"707\" height=\"707\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey.png 707w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/4_home-ed_grey-348x348.png 348w\" sizes=\"(max-width: 707px) 100vw, 707px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-733979-color\" ><span>\u041a\u0420\u041e\u041a 04<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1 text-color-733979-color\" ><span>\u0412\u0456\u0434\u0432\u0456\u0434\u0430\u0439\u0442\u0435 \u043d\u0430\u0432\u0447\u0430\u043b\u044c\u043d\u0438\u0439 \u043a\u0443\u0440\u0441 \u0434\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0436\u0438\u0442\u043b\u0430<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-color-733979-color\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u041a\u043e\u043c\u0456\u0441\u0456\u044f \u0437 \u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044f \u0436\u0438\u0442\u043b\u0430 \u0448\u0442\u0430\u0442\u0443 \u0412\u0430\u0448\u0438\u043d\u0433\u0442\u043e\u043d \u0441\u043f\u043e\u043d\u0441\u043e\u0440\u0443\u0454 \u043d\u0430\u0432\u0447\u0430\u043b\u044c\u043d\u0456 \u043a\u0443\u0440\u0441\u0438 \u0434\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0436\u0438\u0442\u043b\u0430 \u0432\u0456\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u043e \u0442\u0430 \u043e\u0447\u043d\u043e \u043f\u043e \u0432\u0441\u044c\u043e\u043c\u0443 \u0448\u0442\u0430\u0442\u0443. \u0426\u0435\u0439 5-\u0433\u043e\u0434\u0438\u043d\u043d\u0438\u0439 \u043a\u0443\u0440\u0441 \u0440\u043e\u0437\u0433\u043b\u044f\u0434\u0430\u0454 \u043f\u0440\u043e\u0446\u0435\u0441 \u043a\u0443\u043f\u0456\u0432\u043b\u0456 \u0436\u0438\u0442\u043b\u0430, \u0456 \u0439\u043e\u0433\u043e \u0437\u0430\u0432\u0435\u0440\u0448\u0435\u043d\u043d\u044f \u0454 \u043e\u0431\u043e\u0432&#039;\u044f\u0437\u043a\u043e\u0432\u0438\u043c \u0434\u043b\u044f \u043f\u0435\u0432\u043d\u0438\u0445 \u043f\u0440\u043e\u0433\u0440\u0430\u043c \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0438 \u0437 \u043f\u043e\u0447\u0430\u0442\u043a\u043e\u0432\u0438\u043c \u0432\u043d\u0435\u0441\u043a\u043e\u043c \u0442\u0430 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-4\" data-row=\"script-row-unique-4\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-4\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-165755-bg row-container onepage-section\" data-label=\"5-Explore your options\" data-name=\"5-explore-your-options\" id=\"row-unique-5\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/Neighborhoods_generic_web.jpg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.8;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746798196447\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1394\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore.png\" width=\"354\" height=\"354\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore.png 354w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_5_explore-348x348.png 348w\" sizes=\"(max-width: 354px) 100vw, 354px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-ffffff-color\" ><span>\u041a\u0420\u041e\u041a 05<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1 text-color-ffffff-color\" ><span>\u041e\u0437\u043d\u0430\u0439\u043e\u043c\u0442\u0435\u0441\u044f \u0437 \u0432\u0430\u0440\u0456\u0430\u043d\u0442\u0430\u043c\u0438 \u043a\u0443\u043f\u0456\u0432\u043b\u0456 \u0436\u0438\u0442\u043b\u0430<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-color-ffffff-color\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u0420\u043e\u0437\u0433\u043b\u044f\u043d\u044c\u0442\u0435 \u0442\u0440\u0430\u0434\u0438\u0446\u0456\u0439\u043d\u0443 \u043a\u0443\u043f\u0456\u0432\u043b\u044e \u0436\u0438\u0442\u043b\u0430 \u0437\u0430 \u0440\u0438\u043d\u043a\u043e\u0432\u043e\u044e \u0446\u0456\u043d\u043e\u044e, \u0430 \u0442\u0430\u043a\u043e\u0436 \u0434\u0456\u0437\u043d\u0430\u0439\u0442\u0435\u0441\u044f \u043f\u0440\u043e \u0434\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0456 \u043c\u043e\u0436\u043b\u0438\u0432\u043e\u0441\u0442\u0456, \u0442\u0430\u043a\u0456 \u044f\u043a:<\/p>\n<ul>\n<li><span class=\"font-635512\">\u0413\u0440\u043e\u043c\u0430\u0434\u0441\u044c\u043a\u0438\u0439 \u0437\u0435\u043c\u0435\u043b\u044c\u043d\u0438\u0439 \u0442\u0440\u0430\u0441\u0442<\/span><\/li>\n<li><span class=\"font-635512\">\u0421\u0430\u043c\u043e\u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0430 \u0432 \u0436\u0438\u0442\u043b\u0456<\/span><\/li>\n<li><span class=\"font-635512\"><span data-olk-copy-source=\"MessageBody\">\u0421\u043f\u0456\u043b\u044c\u043d\u0438\u0439 \u0434\u043e\u0441\u0442\u0443\u043f <\/span>\u041a\u043e\u043e\u043f\u0435\u0440\u0430\u0442\u0438\u0432<\/span><\/li>\n<\/ul>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-5\" data-row=\"script-row-unique-5\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-5\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-205004-bg row-container onepage-section\" data-label=\"6-Choose a lender and real estate agent\" data-name=\"6-choose-a-lender-and-real-estate-agent\" id=\"row-unique-6\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/07\/WHRC_STANDARD_LICENSE_iStock-1705486868_web.jpg);background-repeat: no-repeat;background-position: right center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-205004-bg\" style=\"opacity: 0.83;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746798212707\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1434\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1.png\" width=\"707\" height=\"707\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1.png 707w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/6_lender_grey_1-348x348.png 348w\" sizes=\"(max-width: 707px) 100vw, 707px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-733979-color\" ><span>\u041a\u0420\u041e\u041a 06<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1 text-color-733979-color\" ><span>\u041e\u0431\u0435\u0440\u0456\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430 \u0442\u0430 \u0430\u0433\u0435\u043d\u0442\u0430 \u0437 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u043e\u0441\u0442\u0456<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-color-733979-color\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">WHRC \u0432\u0435\u0434\u0435 \u043a\u0430\u0442\u0430\u043b\u043e\u0433 \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u0435\u043d\u0438\u0445 \u043f\u0430\u0440\u0442\u043d\u0435\u0440\u0456\u0432 \u0437 \u0456\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f \u0442\u0430 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u043e\u0441\u0442\u0456. \u042f\u043a\u0449\u043e \u0432\u0438 \u0437\u0430\u0446\u0456\u043a\u0430\u0432\u043b\u0435\u043d\u0456 \u0432 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0456\u044f\u0445, \u0437\u0432\u0435\u0440\u043d\u0456\u0442\u044c\u0441\u044f \u0434\u043e \u043d\u0430\u0448\u043e\u0457 \u0433\u0430\u0440\u044f\u0447\u043e\u0457 \u043b\u0456\u043d\u0456\u0457.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-6\" data-row=\"script-row-unique-6\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-6\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-205004-bg row-container onepage-section\" data-label=\"7-Select a home and make an offer!\" data-name=\"7-select-a-home-and-make-an-offer\" id=\"row-unique-7\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/07\/WHRC_STANDARD_LICENSE_AdobeStock_673802193.jpg);background-repeat: no-repeat;background-position: right center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.8;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746798229935\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1438\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO.png\" width=\"707\" height=\"707\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO.png 707w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/7b_choose-a-home-KO-348x348.png 348w\" sizes=\"(max-width: 707px) 100vw, 707px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5\" ><span>\u041a\u0420\u041e\u041a 07<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1\" ><span>\u041e\u0431\u0435\u0440\u0456\u0442\u044c \u0436\u0438\u0442\u043b\u043e \u0442\u0430 \u0437\u0440\u043e\u0431\u0456\u0442\u044c \u043f\u0440\u043e\u043f\u043e\u0437\u0438\u0446\u0456\u044e!<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u0412\u0430\u0448 \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u043d\u0442 \u0437 \u043f\u0438\u0442\u0430\u043d\u044c \u0436\u0438\u0442\u043b\u0430 \u0442\u0430 \u0430\u0433\u0435\u043d\u0442 \u0437 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u043e\u0441\u0442\u0456 \u043c\u043e\u0436\u0443\u0442\u044c \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0442\u0438 \u0432\u0430\u043c \u0437\u0440\u043e\u0431\u0438\u0442\u0438 \u043e\u0431\u0491\u0440\u0443\u043d\u0442\u043e\u0432\u0430\u043d\u0443 \u043f\u0440\u043e\u043f\u043e\u0437\u0438\u0446\u0456\u044e \u0449\u043e\u0434\u043e \u0436\u0438\u0442\u043b\u0430. \u042f\u043a\u0449\u043e \u0432\u0430\u0448\u0443 \u043f\u0440\u043e\u043f\u043e\u0437\u0438\u0446\u0456\u044e \u043d\u0435 \u043f\u0440\u0438\u0439\u043c\u0443\u0442\u044c, \u043d\u0435 \u0437\u0430\u0441\u043c\u0443\u0447\u0443\u0439\u0442\u0435\u0441\u044c! \u0426\u0435 \u043f\u043e\u0448\u0438\u0440\u0435\u043d\u0435 \u044f\u0432\u0438\u0449\u0435, \u0456 \u0432\u0430\u0448 \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u043d\u0442 \u0437 \u043f\u0438\u0442\u0430\u043d\u044c \u0436\u0438\u0442\u043b\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0436\u0435 \u0432\u0430\u043c \u0443\u0434\u043e\u0441\u043a\u043e\u043d\u0430\u043b\u0438\u0442\u0438 \u0432\u0430\u0448 \u043f\u043b\u0430\u043d \u0442\u0430 \u043f\u0440\u043e\u0434\u043e\u0432\u0436\u0438\u0442\u0438 \u0432\u0430\u0448 \u0448\u043b\u044f\u0445.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-7\" data-row=\"script-row-unique-7\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-7\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-205004-bg row-container onepage-section\" data-label=\"8-Prepare for Closing\" data-name=\"8-prepare-for-closing\" id=\"row-unique-8\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/07\/WHRC_STANDARD_LICENSE_AdobeStock_574600696_web.jpg);background-repeat: no-repeat;background-position: right center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-445487-bg\" style=\"opacity: 0.7;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746798244091\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1440\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk.png\" width=\"707\" height=\"707\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk.png 707w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/04\/8_prepare_dk-348x348.png 348w\" sizes=\"(max-width: 707px) 100vw, 707px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-733979-color\" ><span>\u041a\u0420\u041e\u041a 08<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h1 text-color-733979-color\" ><span>\u041f\u0456\u0434\u0433\u043e\u0442\u0443\u0439\u0442\u0435\u0441\u044f<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column text-color-733979-color\" ><\/p>\n<p style=\"font-family: 'poppins'; font-size: 18px; letter-spacing: .015em;\">\u042f\u043a\u0449\u043e \u0432\u0430\u0448\u0443 \u043f\u0440\u043e\u043f\u043e\u0437\u0438\u0446\u0456\u044e \u0431\u0443\u0434\u0435 \u043f\u0440\u0438\u0439\u043d\u044f\u0442\u043e, \u0442\u043e \u0432\u0430\u0448 \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u043d\u0442 \u0437 \u043f\u0438\u0442\u0430\u043d\u044c \u0436\u0438\u0442\u043b\u0430, \u0430\u0433\u0435\u043d\u0442 \u0437 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u043e\u0441\u0442\u0456 \u0442\u0430 \u0444\u0430\u0445\u0456\u0432\u0435\u0446\u044c \u0437 \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f \u2013 \u0432\u0430\u0448\u0430 \u043a\u043e\u043c\u0430\u043d\u0434\u0430 \u0437 \u043f\u0438\u0442\u0430\u043d\u044c \u0432\u043b\u0430\u0441\u043d\u043e\u0441\u0442\u0456 \u0436\u0438\u0442\u043b\u0430! \u2013 \u043f\u0440\u043e\u0432\u0435\u0434\u0443\u0442\u044c \u0432\u0430\u0441 \u0447\u0435\u0440\u0435\u0437 \u0447\u0430\u0441\u043e\u0432\u0456 \u0440\u0430\u043c\u043a\u0438 \u0434\u043b\u044f \u0437\u0430\u043a\u0440\u0438\u0442\u0442\u044f \u0443\u0433\u043e\u0434\u0438 \u0442\u0430 \u043d\u0430\u0441\u0442\u0443\u043f\u043d\u0456 \u043a\u0440\u043e\u043a\u0438, \u0432\u043a\u043b\u044e\u0447\u0430\u044e\u0447\u0438 \u043e\u0433\u043b\u044f\u0434 \u0431\u0443\u0434\u0438\u043d\u043a\u0443, \u043e\u0446\u0456\u043d\u043a\u0443 \u0442\u0430 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0456\u0432.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-8\" data-row=\"script-row-unique-8\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-8\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-121914-bg row-container onepage-section\" data-label=\"9-Close\" data-name=\"9-close\" id=\"row-unique-9\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/07\/WHRC_STANDARD_LICENSE_AdobeStock_1034565138_web.jpg);background-repeat: no-repeat;background-position: right bottom;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.6;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1746798276316\" style=\"padding-bottom: 0px ;\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:80%;\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner row-inner-force\"><div class=\"wpb_column pos-top pos-center align_center column_child col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 60%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1398\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close.png\" width=\"354\" height=\"354\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close.png 354w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close-300x300.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close-150x150.png 150w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close-12x12.png 12w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close-350x350.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/03\/step_9_close-348x348.png 348w\" sizes=\"(max-width: 354px) 100vw, 354px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-8 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h5 text-color-ffffff-color\" ><span>\u041a\u0420\u041e\u041a 09<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div 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