{"id":85,"date":"2021-01-07T09:37:50","date_gmt":"2021-01-07T17:37:50","guid":{"rendered":"https:\/\/washingtonhome.wpengine.com\/?page_id=85"},"modified":"2026-05-29T10:37:06","modified_gmt":"2026-05-29T17:37:06","slug":"for-homebuyers","status":"publish","type":"page","link":"https:\/\/www.homeownership-wa.org\/uk\/for-homebuyers\/","title":{"rendered":"\u0414\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0436\u0438\u0442\u043b\u0430"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2021\/01\/buying-a-home.jpg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-1b1d1f-bg\" style=\"opacity: 0.7;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row triple-top-padding triple-bottom-padding single-h-padding limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_child col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:696px;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h1 class=\"font-635512 h1 fontspace-994669 font-weight-600\" ><span>\u041a\u0443\u043f\u0456\u0432\u043b\u044f \u0431\u0443\u0434\u0438\u043d\u043a\u0443<\/span><\/h1><div><p>\u0422\u043e\u0436 \u0442\u0438 \u0445\u043e\u0447\u0435\u0448 \u043a\u0443\u043f\u0438\u0442\u0438 \u0431\u0443\u0434\u0438\u043d\u043e\u043a! WHRC \u043c\u043e\u0436\u0435 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0442\u0438 \u0432\u0430\u043c \u043e\u0440\u0456\u0454\u043d\u0442\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u0432 \u0446\u044c\u043e\u043c\u0443 \u0437\u0430\u0445\u043e\u043f\u043b\u044e\u044e\u0447\u043e\u043c\u0443, \u0441\u043a\u043b\u0430\u0434\u043d\u043e\u043c\u0443, \u0430 \u0456\u043d\u043e\u0434\u0456 \u0456 \u043f\u0435\u0440\u0435\u0432\u0430\u0436\u043d\u043e\u043c\u0443 \u043f\u0440\u043e\u0446\u0435\u0441\u0456.<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row inverted-device-order style-color-ffffff-bg row-internal row-container\"><div class=\"row unequal col-no-gutter row-child\" data-height=\"70\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell double-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h4 fontheight-506459 font-weight-600 text-accent-color\" ><span>\u0412\u0430\u0448 \u0431\u0443\u0434\u0438\u043d\u043e\u043a, \u0439\u043c\u043e\u0432\u0456\u0440\u043d\u043e, \u0441\u0442\u0430\u043d\u0435 \u043d\u0430\u0439\u0431\u0456\u043b\u044c\u0448\u043e\u044e \u043f\u043e\u043a\u0443\u043f\u043a\u043e\u044e, \u044f\u043a\u0443 \u0432\u0438 \u043a\u043e\u043b\u0438 -\u043d\u0435\u0431\u0443\u0434\u044c \u0437\u0440\u043e\u0431\u0438\u0442\u0435, \u0456 \u0431\u0443\u0442\u0438 \u0440\u043e\u0437\u0443\u043c\u043d\u0438\u043c \u0441\u043f\u043e\u0436\u0438\u0432\u0430\u0447\u0435\u043c \u043c\u043e\u0436\u0435 \u043e\u0437\u043d\u0430\u0447\u0430\u0442\u0438 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u044e \u0432 \u0442\u0438\u0441\u044f\u0447\u0456 \u0434\u043e\u043b\u0430\u0440\u0456\u0432 - \u043c\u043e\u0436\u043b\u0438\u0432\u043e, \u0434\u0435\u0441\u044f\u0442\u043a\u0438 \u0442\u0438\u0441\u044f\u0447 \u0434\u043e\u043b\u0430\u0440\u0456\u0432.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>\u0414\u0437\u0432\u0456\u043d\u043e\u043a \u0434\u043e WHRC \u0437\u0432\u2019\u044f\u0436\u0435 \u0432\u0430\u0441 \u0456\u0437 \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u0446\u0456\u044f\u043c\u0438 \u0449\u043e\u0434\u043e \u043f\u043e\u043f\u0435\u0440\u0435\u0434\u043d\u044c\u043e\u0433\u043e \u043f\u0440\u0438\u0434\u0431\u0430\u043d\u043d\u044f \u0436\u0438\u0442\u043b\u0430, \u043d\u0430\u0432\u0447\u0430\u043b\u044c\u043d\u0438\u043c\u0438 \u043a\u0443\u0440\u0441\u0430\u043c\u0438 \u0434\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0436\u0438\u0442\u043b\u0430, \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0430\u043c\u0438 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0438 \u0449\u043e\u0434\u043e \u043f\u0435\u0440\u0448\u0438\u0445 \u0432\u043d\u0435\u0441\u043a\u0456\u0432 \u0442\u0430 \u0430\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u043d\u0438\u043c\u0438 \u043c\u043e\u0434\u0435\u043b\u044f\u043c\u0438 \u0432\u043b\u0430\u0441\u043d\u043e\u0441\u0442\u0456 \u043d\u0430 \u0431\u0443\u0434\u0438\u043d\u043e\u043a, \u0442\u0430\u043a\u0438\u043c\u0438 \u044f\u043a \u0437\u0435\u043c\u0435\u043b\u044c\u043d\u0456 \u0444\u043e\u043d\u0434\u0438 \u0433\u0440\u043e\u043c\u0430\u0434\u0438 \u0442\u0430 \u0441\u0430\u043c\u043e\u0432\u0440\u044f\u0434\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u043b\u0430\u0441\u043d\u043e\u0441\u0442\u0456 \u043d\u0430 \u0431\u0443\u0434\u0438\u043d\u043e\u043a (\u0434\u0443\u043c\u0430\u044e, \u0425\u0430\u0431\u0456\u0442\u0430\u0442 \u0434\u043b\u044f \u0433\u0443\u043c\u0430\u043d\u043d\u043e\u0441\u0442\u0456). WHRC \u043d\u0430\u0434\u0430\u0454 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u044e \u0442\u0430 \u0440\u0435\u0441\u0443\u0440\u0441\u0438 \u0437 \u0443\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f\u043c \u0432\u0430\u0448\u043e\u0433\u043e \u043c\u0456\u0441\u0446\u0435\u0437\u043d\u0430\u0445\u043e\u0434\u0436\u0435\u043d\u043d\u044f, \u0434\u043e\u0445\u043e\u0434\u0443 \u0442\u0430 \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u0438\u0445 \u043f\u043e\u0442\u0440\u0435\u0431.<\/p>\n<\/div><div class=\"uncode_text_column\" ><p><strong>\u041c\u0438 \u0442\u0443\u0442, \u0449\u043e\u0431 \u043d\u0430\u0434\u0456\u043b\u0438\u0442\u0438 \u0432\u0430\u0441 \u0437\u043d\u0430\u043d\u043d\u044f\u043c\u0438 \u0442\u0430 \u0456\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0430\u043c\u0438, \u043d\u0435\u043e\u0431\u0445\u0456\u0434\u043d\u0438\u043c\u0438 \u0434\u043b\u044f \u0437\u0434\u0456\u0439\u0441\u043d\u0435\u043d\u043d\u044f \u043c\u0440\u0456\u0439 \u0449\u043e\u0434\u043e \u0432\u043b\u0430\u0441\u043d\u043e\u0441\u0442\u0456 \u0431\u0443\u0434\u0438\u043d\u043a\u0443.<\/strong><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-bottom pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\" style=\"min-height: 60vh;\"><div class=\"uncell single-block-padding\" ><div class=\"column-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_AdobeStock_188343173-scaled.jpeg);background-repeat: no-repeat;background-position: center bottom;background-size: cover;\" data-o_src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_AdobeStock_188343173-scaled.jpeg\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"uncont\" ><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-165755-bg row-container\" id=\"row-unique-2\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2023\/08\/WHRC_Seamless_FPO_white.png);background-repeat: no-repeat;background-position: center top;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.91;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal col-half-gutter single-top-padding single-bottom-padding quad-h-padding full-width row-parent\" data-height-ratio=\"25\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-6 half-internal-gutter\"><div class=\"uncol style-spec style-dark\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:90%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h4 class=\"font-635512 h5 fontspace-177060 font-weight-600 text-color-ffffff-color text-uppercase\" ><span>\u0422\u043e\u0431\u0456 \u0437\u0430\u0440\u0430\u0437 \u043f\u043e\u0442\u0440\u0456\u0431\u043d\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0430?<\/span><\/h4><div class=\"text-top-reduced\"><p>Call our hotline number or fill out a message form to contact us. Free interpretation services are available by phone in over 220 languages.<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-3 no-internal-gutter\"><div class=\"uncol style-spec style-dark\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container btn-block\" ><a role=\"button\"  href=\"\/uk\/\u0442\u0435\u043b.:877-894-4663\/\" class=\"custom-link btn btn-custom-typo font-635512 font-weight-600 text-uppercase fontspace-177060 border-width-0 btn-color-1b1d1f btn-flat btn-block btn-icon-left\" title=\"\u0422\u0435\u043b\u0435\u0444\u043e\u043d\u0443\u0439\u0442\u0435 \u043d\u0430 \u0433\u0430\u0440\u044f\u0447\u0443 \u043b\u0456\u043d\u0456\u044e WHRC\"><i class=\"fa fa-phone\"><\/i>Call 877-894-4663<\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-left align_center column_parent col-lg-3 single-internal-gutter\"><div class=\"uncol style-light\" style=\"max-width:80%; margin-left:auto; margin-right:auto;\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container btn-block\" ><a role=\"button\"  href=\"https:\/\/form.jotform.com\/221147626100039\" class=\"custom-link btn btn-custom-typo font-635512 font-weight-600 text-uppercase fontspace-177060 border-width-0 btn-color-1b1d1f btn-flat btn-block btn-icon-left\" title=\"\u041d\u0430\u043f\u0438\u0448\u0456\u0442\u044c \u043d\u0430\u043c\"><i class=\"fa fa-envelope3\"><\/i>\u041d\u0430\u043f\u0438\u0448\u0456\u0442\u044c \u043d\u0430\u043c<\/a><\/span><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-3\"><div class=\"row triple-top-padding triple-bottom-padding quad-h-padding full-width row-parent\" data-height-ratio=\"35\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row unequal col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-3 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/uk\/homebuyers-journey\/\" target=\"_blank\" title=\"\u041a\u0430\u0440\u0442\u0430 \u043f\u043e\u0434\u043e\u0440\u043e\u0436\u0456 \u043f\u043e\u043a\u0443\u043f\u0446\u044f \u0436\u0438\u0442\u043b\u0430\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-1558\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2025\/05\/WHRC_STANDARD_LICENSE_AdobeStock_1038183347-scaled-uai-2152x1435.jpeg\" width=\"2152\" height=\"1435\" alt=\"Decorative\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>\u041a\u0430\u0440\u0442\u0430 \u043f\u043e\u0434\u043e\u0440\u043e\u0436\u0456 \u043f\u043e\u043a\u0443\u043f\u0446\u044f \u0436\u0438\u0442\u043b\u0430<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span><a href=\"https:\/\/www.homeownership-wa.org\/uk\/homebuyers-journey\/\" target=\"_blank\" rel=\"noopener\">10 \u043a\u0440\u043e\u043a\u0456\u0432 \u0434\u043b\u044f \u043f\u0440\u043e\u0445\u043e\u0434\u0436\u0435\u043d\u043d\u044f \u0448\u043b\u044f\u0445\u0443 \u0434\u043e \u0432\u043e\u043b\u043e\u0434\u0456\u043d\u043d\u044f \u0432\u043b\u0430\u0441\u043d\u0438\u043c \u0436\u0438\u0442\u043b\u043e\u043c.<\/a><\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/uk\/homebuyers-journey\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"\u041a\u0430\u0440\u0442\u0430 \u043f\u043e\u0434\u043e\u0440\u043e\u0436\u0456 \u043f\u043e\u043a\u0443\u043f\u0446\u044f \u0436\u0438\u0442\u043b\u0430\" target=\"_blank\">\u0420\u043e\u0437\u043f\u043e\u0447\u043d\u0456\u0442\u044c \u0441\u0432\u043e\u044e \u043f\u043e\u0434\u043e\u0440\u043e\u0436<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-3 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/uk\/for-homebuyers\/#info-sessions\" title=\"\u0414\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0436\u0438\u0442\u043b\u0430\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-1023\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm.jpg\" width=\"1400\" height=\"934\" alt=\"Man sitting on the floor with his dog and laptop.\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm.jpg 1400w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-300x200.jpg 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-1024x683.jpg 1024w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-768x512.jpg 768w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-18x12.jpg 18w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-350x234.jpg 350w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>\u0406\u041d\u0424\u041e\u0420\u041c\u0410\u0426\u0406\u0419\u041d\u0406 \u0421\u0415\u0421\u0406\u0407 \u0414\u041b\u042f \u041f\u041e\u041a\u0423\u041f\u0426\u0406\u0412 \u0416\u0418\u0422\u041b\u0410<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span><a href=\"https:\/\/www.homeownership-wa.org\/uk\/for-homebuyers\/#info-sessions\">\u0412\u0456\u0434\u0432\u0456\u0434\u0430\u0439\u0442\u0435 \u0432\u0456\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u0443 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0439\u043d\u0443 \u0441\u0435\u0441\u0456\u044e \u0434\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0436\u0438\u0442\u043b\u0430.<\/a><\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/uk\/for-homebuyers\/#info-sessions\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"\u0406\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0439\u043d\u0456 \u0441\u0435\u0441\u0456\u0457 \u0434\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0436\u0438\u0442\u043b\u0430\">\u0417\u0430\u0440\u0435\u0454\u0441\u0442\u0440\u0443\u0439\u0442\u0435\u0441\u044c \u0441\u044c\u043e\u0433\u043e\u0434\u043d\u0456<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-3 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/uk\/bhi\/\" target=\"_blank\" title=\"\u0406\u043d\u0456\u0446\u0456\u0430\u0442\u0438\u0432\u0430 \u00ab\u0427\u043e\u0440\u043d\u0438\u0439 \u0434\u0456\u043c\u00bb.\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-348\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2023\/04\/BHI-Family-on-porch_6-5-uai-2190x1460.jpg\" width=\"2190\" height=\"1460\" alt=\"A Black father and mother holding their young son and daughter while smiling as they sit down in front of a home.\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>\u0406\u043d\u0456\u0446\u0456\u0430\u0442\u0438\u0432\u0430 \u00ab\u0427\u043e\u0440\u043d\u0438\u0439 \u0434\u0456\u043c\u00bb.<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span><a href=\"https:\/\/www.homeownership-wa.org\/uk\/bhi\/\" target=\"_blank\" rel=\"noopener\">\u0423\u0441\u0443\u043d\u0435\u043d\u043d\u044f \u0440\u043e\u0437\u0440\u0438\u0432\u0443 \u043c\u0456\u0436 \u0440\u0430\u0441\u043e\u0432\u0438\u043c \u0431\u0430\u0433\u0430\u0442\u0441\u0442\u0432\u043e\u043c \u0447\u0435\u0440\u0435\u0437 \u0432\u043e\u043b\u043e\u0434\u0456\u043d\u043d\u044f \u0431\u0443\u0434\u0438\u043d\u043a\u0430\u043c\u0438.<\/a><\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/uk\/bhi\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"\u0406\u043d\u0456\u0446\u0456\u0430\u0442\u0438\u0432\u0430 \u00ab\u0427\u043e\u0440\u043d\u0438\u0439 \u0434\u0456\u043c\u00bb.\" target=\"_blank\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-3 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><a class=\"single-media-link\" href=\"https:\/\/www.homeownership-wa.org\/uk\/covenant-homeownership-program\/\" target=\"_blank\" title=\"\u041f\u0440\u043e\u0433\u0440\u0430\u043c\u0430 \u0434\u043e\u043c\u043e\u0432\u043b\u0430\u0441\u043d\u0438\u0446\u0442\u0432\u0430 Covenant\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.6%;\"><\/div><img decoding=\"async\" class=\"wp-image-1022\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1385031185_sm-uai-1400x933.jpg\" width=\"1400\" height=\"933\" alt=\"A young girl smiling with her grandparents\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"fontsize-503545 fontspace-177060 text-color-777777-color text-uppercase\" ><span>\u041f\u0440\u043e\u0433\u0440\u0430\u043c\u0430 \u0434\u043e\u043c\u043e\u0432\u043b\u0430\u0441\u043d\u0438\u0446\u0442\u0432\u0430 Covenant<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h5 fontheight-506459\" ><span><a href=\"https:\/\/www.homeownership-wa.org\/uk\/covenant-homeownership-program\/\" target=\"_blank\" rel=\"noopener\">\u041f\u043e\u0442\u0440\u0456\u0431\u043d\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0430 \u0437 \u043f\u0435\u0440\u0448\u0438\u043c \u0432\u043d\u0435\u0441\u043a\u043e\u043c? \u041f\u0435\u0440\u0435\u0432\u0456\u0440\u0442\u0435, \u0447\u0438 \u043c\u0430\u0454\u0442\u0435 \u0432\u0438 \u043d\u0430 \u0446\u0435 \u043f\u0440\u0430\u0432\u043e.<\/a><\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/uk\/covenant-homeownership-program\/\" class=\"custom-link btn-custom-typo font-413692 font-weight-600 text-initial no-letterspace border-width-0 text-color-4169e1-color btn-icon-right\" title=\"\u041f\u0440\u043e\u0433\u0440\u0430\u043c\u0430 \u0434\u043e\u043c\u043e\u0432\u043b\u0430\u0441\u043d\u0438\u0446\u0442\u0432\u0430 Covenant\" target=\"_blank\">\u0414\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435<i class=\"fa fa-chevron-right3\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-3\" data-row=\"script-row-unique-3\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-3\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-646393-bg row-container onepage-section\" data-label=\"info-sessions\" data-name=\"info-sessions\" id=\"row-unique-4\"><div class=\"row full-width row-parent\" data-height-ratio=\"60\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row unequal col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-1023\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm.jpg\" width=\"1400\" height=\"934\" alt=\"Man sitting on the floor with his dog and laptop.\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm.jpg 1400w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-300x200.jpg 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-1024x683.jpg 1024w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-768x512.jpg 768w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-18x12.jpg 18w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-350x234.jpg 350w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:80%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h2\" ><span>\u0406\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0439\u043d\u0456 \u0441\u0435\u0441\u0456\u0457 \u0434\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0436\u0438\u0442\u043b\u0430<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>\u0417\u0430\u0446\u0456\u043a\u0430\u0432\u043b\u0435\u043d\u0456 \u0432 \u043a\u0443\u043f\u0456\u0432\u043b\u0456 \u0436\u0438\u0442\u043b\u0430? \u041d\u0435 \u0437\u043d\u0430\u0454\u0442\u0435, \u0437 \u0447\u043e\u0433\u043e \u043f\u043e\u0447\u0430\u0442\u0438? \u041f\u0440\u0438\u0454\u0434\u043d\u0443\u0439\u0442\u0435\u0441\u044f \u0434\u043e WHRC \u0434\u043b\u044f \u0432\u0456\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u043e\u0457 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0439\u043d\u043e\u0457 \u0441\u0435\u0441\u0456\u0457 \u0442\u0430 \u0441\u0435\u0430\u043d\u0441\u0443 \u0437\u0430\u043f\u0438\u0442\u0430\u043d\u044c \u0456 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0435\u0439. \u041c\u0438 \u0434\u0456\u043b\u0438\u043c\u043e\u0441\u044f \u043e\u0433\u043b\u044f\u0434\u043e\u043c \u0440\u0435\u0441\u0443\u0440\u0441\u0456\u0432, \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u0438\u0445 \u0434\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0436\u0438\u0442\u043b\u0430 \u0443 \u0412\u0430\u0448\u0438\u043d\u0433\u0442\u043e\u043d\u0456, \u0456 \u0442\u0438\u043c, \u044f\u043a \u0432\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u043f\u043e\u0447\u0430\u0442\u0438 \u0441\u0432\u0456\u0439 \u0448\u043b\u044f\u0445 \u0434\u043e \u0432\u043e\u043b\u043e\u0434\u0456\u043d\u043d\u044f \u0436\u0438\u0442\u043b\u043e\u043c.<\/p>\n<\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/us06web.zoom.us\/meeting\/register\/tZYvcOqhqDwuH922BhT8WgY7aSoWr2cm5SeA\" class=\"custom-link btn border-width-0 btn-default btn-icon-right\" title=\"\u0417\u0430\u0440\u0435\u0454\u0441\u0442\u0440\u0443\u0439\u0442\u0435\u0441\u044c \u043d\u0430 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0439\u043d\u0443 \u0441\u0435\u0441\u0456\u044e\" target=\"_blank\">\u0417\u0410\u0420\u0415\u0404\u0421\u0422\u0420\u0423\u0419\u0422\u0415\u0421\u042f \u0421\u042c\u041e\u0413\u041e\u0414\u041d\u0406<i class=\"fa fa-external-link\"><\/i><\/a><\/span><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/us06web.zoom.us\/meeting\/register\/tZEud-mtqD0vGNZ0PBTpjkark4loxbRiYUKx#\/registration\" class=\"custom-link btn border-width-0 btn-default btn-outline btn-icon-right\" title=\"\u0417\u0430\u0440\u0435\u0454\u0441\u0442\u0440\u0443\u0439\u0442\u0435\u0441\u044c \u043d\u0430 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0439\u043d\u0443 \u0441\u0435\u0441\u0456\u044e\" target=\"_blank\">\u0417\u0430\u0440\u0435\u0454\u0441\u0442\u0440\u0443\u0432\u0430\u0442\u0438\u0441\u044f Hoy<i class=\"fa fa-external-link\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-4\" data-row=\"script-row-unique-4\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-4\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-208545-bg row-container\" id=\"row-unique-5\"><div class=\"row unequal single-top-padding single-bottom-padding single-h-padding full-width row-parent\" data-height-ratio=\"74\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell single-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h2\" ><span>Looking for help with your down payment or closing costs?<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p><a href=\"https:\/\/downpaymentresource.com\/are-you-eligible\/\">Down Payment Resource<\/a> connects you with programs that can make homeownership more affordable. In just a few minutes, you can explore grants, assistance programs, and other resources available where you live. Click below to see what options may be available to you.<\/p>\n<\/div><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 40%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-2138\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Logo.png\" width=\"579\" height=\"135\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Logo.png 579w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Logo-300x70.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Logo-18x4.png 18w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Logo-350x82.png 350w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Logo-280x65.png 280w\" sizes=\"(max-width: 579px) 100vw, 579px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/downpaymentresource.com\/are-you-eligible\/\" class=\"custom-link btn border-width-0 btn-default btn-icon-left\" title=\"FIND DOWN PAYMENT HELP\" target=\"_blank\">FIND DOWN PAYMENT HELP<\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell single-block-padding\" ><div class=\"column-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Hero-Image.png);background-repeat: no-repeat;background-position: center center;background-size: cover;\" data-o_src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2026\/03\/DPR-Hero-Image.png\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"uncont\" ><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-5\" data-row=\"script-row-unique-5\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-5\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-6\"><div class=\"row double-top-padding double-bottom-padding single-h-padding limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-left align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell\" ><div class=\"uncont no-block-padding col-custom-width\" style=\" max-width:85%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"h4 fontspace-177060 text-uppercase\" ><span>\u041f\u0438\u0442\u0430\u043d\u043d\u044f \u0449\u043e \u0447\u0430\u0441\u0442\u043e \u0437\u0430\u0434\u0430\u044e\u0442\u044c\u0441\u044f<\/span><\/h3><div><p>\u041d\u0430\u0442\u0438\u0441\u043d\u0456\u0442\u044c \u043d\u0430 \u043a\u043e\u0436\u043d\u0435 \u0437\u0430\u043f\u0438\u0442\u0430\u043d\u043d\u044f, \u0449\u043e\u0431 \u0434\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f \u0431\u0456\u043b\u044c\u0448\u0435 \u043f\u0440\u043e \u043a\u0443\u043f\u0456\u0432\u043b\u044e \u0436\u0438\u0442\u043b\u0430<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode-accordion wpb_accordion wpb_content_element  sign-size-rg w-border\" data-collapsible=\"no\" data-target=\"\" data-active-tab=\"0\" >\n\t\t<div class=\"panel-group wpb_wrapper wpb_accordion_wrapper\" id=\"accordion_995492205\" data-no-toggle=\"\">\n\n<div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_995492205\" href=\"#1609175727-1-481746830086301\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u0429\u043e \u0442\u0430\u043a\u0435 \u043e\u0441\u0432\u0456\u0442\u0430 \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0434\u043e\u043c\u0443 \u0456 \u043d\u0430\u0432\u0456\u0449\u043e \u0432\u043e\u043d\u0430 \u043c\u0435\u043d\u0456 \u043f\u043e\u0442\u0440\u0456\u0431\u043d\u0430?<\/span><\/a><\/p><\/div><div data-id=\"1609175727-1-481746830086301\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u041a\u0443\u0440\u0441 \u043d\u0430\u0432\u0447\u0430\u043d\u043d\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0436\u0438\u0442\u043b\u0430-\u0446\u0435 \u043e\u043d\u043b\u0430\u0439\u043d\u043e\u0432\u0438\u0439 \u0430\u0431\u043e \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u0438\u0439 \u043a\u0443\u0440\u0441, \u044f\u043a\u0438\u0439 \u0432\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u043f\u0440\u043e\u0439\u0442\u0438, \u0449\u043e\u0431 \u043a\u0440\u0430\u0449\u0435 \u0437\u0440\u043e\u0437\u0443\u043c\u0456\u0442\u0438 \u043f\u0440\u043e\u0446\u0435\u0441 \u043f\u043e\u0448\u0443\u043a\u0443, \u043a\u0443\u043f\u0456\u0432\u043b\u0456 \u0442\u0430 \u0432\u043e\u043b\u043e\u0434\u0456\u043d\u043d\u044f \u0431\u0443\u0434\u0438\u043d\u043a\u043e\u043c. \u041d\u0430\u0432\u0447\u0430\u043d\u043d\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u044f \u0436\u0438\u0442\u043b\u0430 \u043c\u043e\u0436\u0435 \u0431\u0443\u0442\u0438 \u0432\u0438\u043c\u043e\u0433\u043e\u044e \u0432\u0430\u0448\u043e\u0433\u043e \u0456\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430 \u0430\u0431\u043e \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043e\u044e, \u044f\u043a\u0430 \u043f\u0440\u043e\u043f\u043e\u043d\u0443\u0454 \u0432\u0430\u043c \u043f\u0435\u0440\u0448\u0456 \u0432\u043d\u0435\u0441\u043a\u0438 \u0430\u0431\u043e \u0456\u043d\u0448\u0443 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0443 \u043f\u043e\u043a\u0443\u043f\u0446\u044e. \u041d\u0430\u0432\u0456\u0442\u044c \u044f\u043a\u0449\u043e \u0432\u0430\u043c \u043d\u0435 \u043f\u043e\u0442\u0440\u0456\u0431\u043d\u043e \u043f\u0440\u043e\u0445\u043e\u0434\u0438\u0442\u0438 \u043d\u0430\u0432\u0447\u0430\u043d\u043d\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u044f \u0436\u0438\u0442\u043b\u0430, \u0432\u0456\u0434\u0432\u0456\u0434\u0443\u0432\u0430\u043d\u043d\u044f \u0443\u0440\u043e\u043a\u0443 \u043f\u0440\u043e\u044f\u0441\u043d\u0438\u0442\u044c \u043f\u0440\u043e\u0446\u0435\u0441 \u043a\u0443\u043f\u0456\u0432\u043b\u0456 \u0431\u0443\u0434\u0438\u043d\u043a\u0443 \u0442\u0430 \u0434\u0430\u0441\u0442\u044c \u0432\u0430\u043c \u043c\u043e\u0436\u043b\u0438\u0432\u0456\u0441\u0442\u044c \u0437\u0430\u0434\u0430\u0442\u0438 \u0431\u0443\u0434\u044c -\u044f\u043a\u0456 \u043f\u0438\u0442\u0430\u043d\u043d\u044f, \u044f\u043a\u0456 \u0443 \u0432\u0430\u0441 \u043c\u043e\u0436\u0443\u0442\u044c \u0432\u0438\u043d\u0438\u043a\u043d\u0443\u0442\u0438.<\/p>\n<p>\u041d\u0430\u0439\u0431\u0456\u043b\u044c\u0448 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u0456 \u0437\u0430\u043d\u044f\u0442\u0442\u044f \u0441\u043f\u043e\u043d\u0441\u043e\u0440\u0443\u044e\u0442\u044c\u0441\u044f \u041a\u043e\u043c\u0456\u0441\u0456\u0454\u044e \u0437 \u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044f \u0436\u0438\u0442\u043b\u043e\u0432\u043e\u0433\u043e \u0431\u0443\u0434\u0456\u0432\u043d\u0438\u0446\u0442\u0432\u0430 \u0448\u0442\u0430\u0442\u0443 \u0412\u0430\u0448\u0438\u043d\u0433\u0442\u043e\u043d \u0456 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u0456 \u0432 \u0431\u0456\u0431\u043b\u0456\u043e\u0442\u0435\u043a\u0430\u0445 \u043f\u043e \u0432\u0441\u044c\u043e\u043c\u0443 \u0448\u0442\u0430\u0442\u0443, \u0430 \u0442\u0430\u043a\u043e\u0436 \u0432 \u0406\u043d\u0442\u0435\u0440\u043d\u0435\u0442\u0456. \u0422\u0440\u0438\u0432\u0430\u043b\u0456\u0441\u0442\u044c \u043f&#039;\u044f\u0442\u0438 \u0433\u043e\u0434\u0438\u043d \u0443 \u043a\u043b\u0430\u0441\u0456 \u041a\u043e\u043c\u0456\u0441\u0456\u0457 \u0432\u0438\u043a\u043b\u0430\u0434\u0430\u044e\u0442\u044c \u0440\u0456\u0435\u043b\u0442\u043e\u0440\u0438, \u043d\u0435\u043a\u043e\u043c\u0435\u0440\u0446\u0456\u0439\u043d\u0456 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\u0436\u0438\u0442\u043b\u043e, \u0446\u0435 \u0430\u0433\u0435\u043d\u0442\u0441\u0442\u0432\u043e \u043c\u043e\u0436\u0435 \u0432\u0438\u043c\u0430\u0433\u0430\u0442\u0438 \u043a\u043b\u0430\u0441\u0443 \u041a\u043e\u043c\u0456\u0441\u0456\u0457, \u0437\u0430\u043c\u0456\u043d\u0438\u0442\u0438 \u0439\u043e\u0433\u043e \u0430\u0431\u043e \u0434\u043e\u043f\u043e\u0432\u043d\u0438\u0442\u0438 \u0432\u043b\u0430\u0441\u043d\u0438\u043c \u043a\u043b\u0430\u0441\u043e\u043c \u0430\u0431\u043e \u0441\u0435\u0440\u0456\u0454\u044e \u043a\u043b\u0430\u0441\u0456\u0432. \u041f\u0456\u0441\u043b\u044f \u0432\u0456\u0434\u0432\u0456\u0434\u0443\u0432\u0430\u043d\u043d\u044f \u0443\u0440\u043e\u043a\u0443 \u0412\u0438 \u043e\u0442\u0440\u0438\u043c\u0430\u0454\u0442\u0435 \u0441\u0435\u0440\u0442\u0438\u0444\u0456\u043a\u0430\u0442 \u043f\u0440\u043e \u0437\u0430\u043a\u0456\u043d\u0447\u0435\u043d\u043d\u044f. \u041d\u0430\u0442\u0438\u0441\u043d\u0456\u0442\u044c <a href=\"http:\/\/wshfc.org\/buyers\/schedule.htm\">\u0442\u0443\u0442<\/a> \u0449\u043e\u0431 \u0437\u043d\u0430\u0439\u0442\u0438 \u043a\u043b\u0430\u0441 \u043e\u0441\u0432\u0456\u0442\u0438 \u0434\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0436\u0438\u0442\u043b\u0430 \u0443 \u0432\u0430\u0448\u043e\u043c\u0443 \u0440\u0430\u0439\u043e\u043d\u0456 \u0430\u0431\u043e \u0437\u0430\u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0443\u0432\u0430\u0442\u0438 \u043d\u0430 \u0433\u0430\u0440\u044f\u0447\u0443 \u043b\u0456\u043d\u0456\u044e WHRC.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_995492205\" href=\"#1746830354402-1-1\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u042f\u043a\u0430 \u0440\u0456\u0437\u043d\u0438\u0446\u044f \u043c\u0456\u0436 \u043e\u0441\u0432\u0456\u0442\u043e\u044e \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0431\u0443\u0434\u0438\u043d\u043a\u0443 \u0442\u0430 \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u0446\u0456\u0454\u044e \u043f\u0435\u0440\u0435\u0434 \u043f\u043e\u043a\u0443\u043f\u043a\u043e\u044e?<\/span><\/a><\/p><\/div><div data-id=\"1746830354402-1-1\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u041d\u0430\u0432\u0447\u0430\u043d\u043d\u044f \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0431\u0443\u0434\u0438\u043d\u043a\u0443 \u0442\u0430 \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0443\u0432\u0430\u043d\u043d\u044f \u043f\u0435\u0440\u0435\u0434 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\u0441\u0456\u043c\u2019\u0457, \u0437\u0430\u043f\u0440\u043e\u043f\u043e\u043d\u0443\u0454 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u044e \u043f\u0440\u043e \u0440\u0456\u0437\u043d\u0456 \u0432\u0438\u0434\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u0445 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0456\u0432 \u0442\u0430 \u043f\u043e\u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u0454 \u0432\u0438\u043a\u043e\u043d\u0430\u0442\u0438 \u043f\u043e\u0434\u0430\u043b\u044c\u0448\u0456 \u043a\u0440\u043e\u043a\u0438, \u0449\u043e\u0431 \u043f\u043e\u0434\u043e\u043b\u0430\u0442\u0438 \u043f\u043e\u0442\u0435\u043d\u0446\u0456\u0439\u043d\u0456 \u0431\u0430\u0440\u2019\u0454\u0440\u0438 \u0442\u0430 \u043f\u0440\u043e\u0434\u043e\u0432\u0436\u0443\u0432\u0430\u0442\u0438 \u0440\u0443\u0445\u0430\u0442\u0438\u0441\u044f \u0434\u043e \u0441\u0432\u043e\u0454\u0457 \u043c\u0435\u0442\u0438.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_995492205\" href=\"#1746830702519-2-4\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u042f\u043a \u0432\u0438\u0431\u0440\u0430\u0442\u0438 \u0456\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430?<\/span><\/a><\/p><\/div><div data-id=\"1746830702519-2-4\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u0412\u0438\u0431\u0456\u0440 \u0456\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430 - \u0432\u0430\u0436\u043b\u0438\u0432\u0435 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\u0432\u043d\u0435\u0441\u043a\u0456\u0432 \u0443 \u0412\u0430\u0448\u0438\u043d\u0433\u0442\u043e\u043d\u0456 \u0442\u0430 \u0447\u0438 \u043c\u0430\u0454 \u0432\u043e\u043d\u0438 \u0434\u043e\u0441\u0432\u0456\u0434 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0438 \u043a\u043b\u0456\u0454\u043d\u0442\u0430\u043c \u0443 \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u0456 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0438 \u043f\u0440\u0438 \u043f\u0435\u0440\u0448\u0456\u0439 \u043e\u043f\u043b\u0430\u0442\u0456 \u0434\u043b\u044f \u043a\u0443\u043f\u0456\u0432\u043b\u0456 \u0436\u0438\u0442\u043b\u0430?<\/li>\n<li>\u0412\u0430\u043c \u043a\u043e\u043c\u0444\u043e\u0440\u0442\u043d\u043e \u0441\u043f\u0456\u043b\u043a\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u0437 \u043d\u0438\u043c\u0438 \u0442\u0430 \u0437\u0430\u0434\u0430\u0432\u0430\u0442\u0438 \u043f\u0438\u0442\u0430\u043d\u043d\u044f? \u041a\u0443\u043f\u0456\u0432\u043b\u044f \u0431\u0443\u0434\u0438\u043d\u043a\u0443, \u043e\u0441\u043e\u0431\u043b\u0438\u0432\u043e \u044f\u043a \u043f\u043e\u043a\u0443\u043f\u0446\u044f \u043f\u0435\u0440\u0448\u043e\u0433\u043e \u0431\u0443\u0434\u0438\u043d\u043a\u0443, \u043c\u043e\u0436\u0435 \u0431\u0443\u0442\u0438 \u043d\u0430\u0434\u0437\u0432\u0438\u0447\u0430\u0439\u043d\u0438\u043c \u043f\u0440\u043e\u0446\u0435\u0441\u043e\u043c, \u0456 \u0432\u0430\u0436\u043b\u0438\u0432\u043e, \u0449\u043e\u0431 \u0432\u0430\u0448 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440 \u043c\u0456\u0433 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0441\u0442\u0438 \u043d\u0430 \u0432\u0430\u0448\u0456 \u0437\u0430\u043f\u0438\u0442\u0430\u043d\u043d\u044f.<\/li>\n<li>\u0427\u0438 \u043c\u043e\u0436\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440 \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u0438 \u0440\u0456\u0437\u043d\u0456 \u0432\u0438\u0434\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0456\u0432, \u0432\u043a\u043b\u044e\u0447\u0430\u044e\u0447\u0438 \u0437\u0432\u0438\u0447\u0430\u0439\u043d\u0456, \u043a\u0440\u0435\u0434\u0438\u0442\u0438 VA, FHA \u0442\u0430 USDA?<\/li>\n<\/ol>\n<p>WHRC \u0432\u0435\u0434\u0435 \u043a\u0430\u0442\u0430\u043b\u043e\u0433 \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u0435\u043d\u0438\u0445 \u0441\u043f\u0435\u0446\u0456\u0430\u043b\u0456\u0441\u0442\u0456\u0432 \u0437 \u0456\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f, \u044f\u043a\u0456 \u043c\u0430\u044e\u0442\u044c \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u044e \u043d\u0430 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0443 \u0443 \u0412\u0430\u0448\u0438\u043d\u0433\u0442\u043e\u043d\u0456. \u041d\u0435\u0437\u0432\u0430\u0436\u0430\u044e\u0447\u0438 \u043d\u0430 \u0442\u0435, \u0449\u043e \u043c\u0438 \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u044f\u0454\u043c\u043e 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\u0441\u0445\u0432\u0430\u043b\u0435\u043d\u043d\u044f\u043c \u0431\u0443\u0434\u044c-\u044f\u043a\u043e\u0433\u043e \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430 \u0447\u0438 \u043f\u0440\u043e\u0444\u0435\u0441\u0456\u043e\u043d\u0430\u043b\u0430. \u042f\u043a\u0449\u043e \u0432\u0438 \u0437\u0430\u0446\u0456\u043a\u0430\u0432\u043b\u0435\u043d\u0456 \u0432 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0456\u044f\u0445 \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u0435\u043d\u0438\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0456\u0432, \u0431\u0443\u0434\u044c \u043b\u0430\u0441\u043a\u0430, \u0437\u0432\u2019\u044f\u0436\u0456\u0442\u044c\u0441\u044f \u0437 \u043d\u0430\u0448\u043e\u044e \u0433\u0430\u0440\u044f\u0447\u043e\u044e \u043b\u0456\u043d\u0456\u0454\u044e \u0430\u0431\u043e \u043d\u0430\u043f\u0438\u0448\u0456\u0442\u044c \u043d\u0430\u043c \u0437\u0430 \u0430\u0434\u0440\u0435\u0441\u043e\u044e <a href=\"mailto:info@homeownership-wa.org\">info@homeownership-wa.org<\/a>. To view the directory click on the button below.<\/p>\n<\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/uk\/vetted-lending-and-real-estate-referral-partner-directory\/#lending-partners\" class=\"custom-link btn border-width-0 btn-accent btn-icon-left\" title=\"List of Lending Agents\" target=\"_blank\"><i class=\"fa fa-user-circle-o\"><\/i>Directory of Vetted Lending Agents<\/a><\/span><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_995492205\" href=\"#1746830724958-3-10\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u042f\u043a \u0432\u0438\u0431\u0440\u0430\u0442\u0438 \u0430\u0433\u0435\u043d\u0442\u0430 \u0437 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u043e\u0441\u0442\u0456?<\/span><\/a><\/p><\/div><div data-id=\"1746830724958-3-10\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u041f\u043e\u0448\u0443\u043a \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u043d\u043e\u0433\u043e \u0430\u0433\u0435\u043d\u0442\u0430 \u0437 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u043e\u0441\u0442\u0456 - \u0432\u0430\u0436\u043b\u0438\u0432\u0438\u0439 \u043a\u0440\u043e\u043a \u0443 \u043f\u043e\u0448\u0443\u043a\u0430\u0445 \u0432\u0430\u0448\u043e\u0433\u043e \u043d\u043e\u0432\u043e\u0433\u043e \u0431\u0443\u0434\u0438\u043d\u043a\u0443. \u041f\u0435\u0440\u0448 \u0437\u0430 \u0432\u0441\u0435, \u0432\u0430\u0448 \u0430\u0433\u0435\u043d\u0442 \u0437 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u043e\u0441\u0442\u0456 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u044f\u0454 \u0432\u0430\u0441 \u043f\u0456\u0434 \u0447\u0430\u0441 \u043f\u0440\u043e\u0446\u0435\u0441\u0443 \u043f\u043e\u043a\u0443\u043f\u043a\u0438 \u0436\u0438\u0442\u043b\u0430. \u0412\u043e\u043d\u0438 \u043f\u043e\u0432\u0438\u043d\u043d\u0456 \u0434\u043e\u0431\u0440\u0435 \u0440\u043e\u0437\u0443\u043c\u0456\u0442\u0438 \u043c\u0456\u0441\u0446\u0435\u0432\u0438\u0439 \u0440\u0438\u043d\u043e\u043a \u0436\u0438\u0442\u043b\u0430, \u043c\u0430\u0442\u0438 \u0441\u0438\u043b\u044c\u043d\u0443 \u0437\u0434\u0430\u0442\u043d\u0456\u0441\u0442\u044c \u0432\u0435\u0441\u0442\u0438 \u043f\u0435\u0440\u0435\u0433\u043e\u0432\u043e\u0440\u0438 \u0442\u0430 \u0434\u043e\u0431\u0440\u0435 \u0437\u043d\u0430\u0442\u0438 \u0441\u043f\u0456\u043b\u044c\u043d\u043e\u0442\u0443, \u0432 \u044f\u043a\u0456\u0439 \u0432\u0438 \u0437\u0431\u0438\u0440\u0430\u0454\u0442\u0435\u0441\u044c \u043a\u0443\u043f\u0438\u0442\u0438 \u0436\u0438\u0442\u043b\u043e. \u042f\u043a\u0449\u043e \u0432\u0438 \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u043e\u0432\u0443\u0454\u0442\u0435 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0443 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0438 \u043f\u043e\u043a\u0443\u043f\u0446\u0435\u0432\u0456 \u0431\u0443\u0434\u0438\u043d\u043a\u0443, \u0449\u043e\u0431 \u043f\u0440\u0438\u0434\u0431\u0430\u0442\u0438 \u0441\u0432\u043e\u0454 \u0436\u0438\u0442\u043b\u043e, \u0430\u0433\u0435\u043d\u0442 \u0437 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u043e\u0441\u0442\u0456, \u044f\u043a\u0438\u0439 \u0437\u043d\u0430\u0439\u043e\u043c\u0438\u0439 \u0437 \u0446\u0438\u043c\u0438 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0430\u043c\u0438, \u043c\u043e\u0436\u0435 \u0431\u0443\u0442\u0438 \u0431\u0456\u043b\u044c\u0448 \u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0438\u043c, \u043d\u0456\u0436 \u0442\u043e\u0439, \u0445\u0442\u043e \u0446\u044c\u043e\u0433\u043e \u043d\u0435 \u0440\u043e\u0431\u0438\u0442\u044c. WHRC \u043d\u0435 \u0434\u0430\u0454 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0456\u0439 \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u0438\u043c \u0430\u0433\u0435\u043d\u0442\u0430\u043c \u0437 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u043e\u0441\u0442\u0456, \u0430\u043b\u0435 \u0432\u0430\u0448\u0430 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0430 \u043f\u043e\u043a\u0443\u043f\u0446\u044f \u0436\u0438\u0442\u043b\u0430 (\u044f\u043a\u0449\u043e \u0432\u0438 \u0457\u0457 \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u043e\u0432\u0443\u0454\u0442\u0435) \u043c\u043e\u0436\u0435 \u043c\u0430\u0442\u0438 \u043a\u0456\u043b\u044c\u043a\u0430 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0456\u0439 \u0432\u0430\u043c.<\/p>\n<p><strong>\u041f\u043e\u0434\u0443\u043c\u0430\u0439\u0442\u0435 \u043f\u0440\u043e \u0442\u0435, \u0449\u043e\u0431 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0442\u0438 \u0432\u0430\u043c \u043f\u0440\u0438\u0439\u043d\u044f\u0442\u0438 \u043f\u0440\u0430\u0432\u0438\u043b\u044c\u043d\u0435 \u0440\u0456\u0448\u0435\u043d\u043d\u044f:<\/strong><\/p>\n<ol>\n<li>\u0412\u0438 \u043f\u0440\u043e\u0444\u0435\u0441\u0456\u0439\u043d\u0438\u0439 \u0430\u0433\u0435\u043d\u0442 \u0437 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u043e\u0441\u0442\u0456 \u043d\u0430 \u043f\u043e\u0432\u043d\u0438\u0439 \u0440\u043e\u0431\u043e\u0447\u0438\u0439 \u0434\u0435\u043d\u044c?<\/li>\n<li>\u042f\u043a \u0434\u0430\u0432\u043d\u043e \u0432\u0438 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u044f\u0454\u0442\u0435 \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432?<\/li>\n<li>\u0423 \u0432\u0430\u0441 \u0454 \u043a\u043e\u043c\u0430\u043d\u0434\u0430, \u044f\u043a\u0430 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u0443\u0454 \u0432\u0430\u0448\u0438\u0445 \u043a\u043b\u0456\u0454\u043d\u0442\u0456\u0432? \u042f\u043a\u0449\u043e \u0442\u0430\u043a, \u0442\u043e \u0445\u0442\u043e \u0431\u0443\u0434\u0435 \u0437\u0432\u2019\u044f\u0437\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u0437\u0456 \u043c\u043d\u043e\u044e \u043f\u0440\u043e\u0442\u044f\u0433\u043e\u043c \u0443\u0441\u0456\u0454\u0457 \u043c\u043e\u0454\u0457 \u043f\u043e\u043a\u0443\u043f\u043a\u0438 \u0442\u0430 \u043d\u0430 \u044f\u043a\u0438\u0439 \u0447\u0430\u0441 \u0440\u043e\u0437\u0440\u0430\u0445\u0443\u043d\u043a\u0443 \u044f \u043c\u043e\u0436\u0443 \u043e\u0447\u0456\u043a\u0443\u0432\u0430\u0442\u0438, \u043a\u043e\u043b\u0438 \u044f \u0437\u0430\u043f\u0438\u0442\u0430\u044e?<\/li>\n<li>\u042f\u043a \u0432\u0438 \u0431\u0430\u0447\u0438\u0442\u0435, \u044f\u043a \u043f\u0440\u0430\u0446\u044e\u0454 \u043f\u0440\u043e\u0446\u0435\u0441 \u0434\u043e\u043c\u0430\u0448\u043d\u044c\u043e\u0433\u043e \u043f\u043e\u0448\u0443\u043a\u0443-\u0437\u0430\u043a\u0440\u0438\u0442\u0442\u044f?<\/li>\n<li>\u042f\u043a \u0432\u0438\u0437\u043d\u0430\u0447\u0438\u0442\u0438, \u044f\u043a\u0456 \u0431\u0443\u0434\u0438\u043d\u043a\u0438 \u043c\u0435\u043d\u0456 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0438?<\/li>\n<li>\u042f\u043a \u0432\u0438\u0437\u043d\u0430\u0447\u0438\u0442\u0438, \u0447\u0438 \u043f\u0440\u0430\u0432\u0438\u043b\u044c\u043d\u0430 \u0446\u0456\u043d\u0430 \u0431\u0443\u0434\u0438\u043d\u043a\u0443?<\/li>\n<li>\u042f\u043a\u0456 \u043f\u0440\u043e\u0444\u0435\u0441\u0456\u0439\u043d\u0456 \u0437\u0432\u0430\u043d\u043d\u044f \u0443 \u0432\u0430\u0441 \u0454?<\/li>\n<li>\u0412\u0438 \u043f\u0440\u0430\u0446\u044e\u0432\u0430\u043b\u0438 \u0437 \u043f\u043e\u043a\u0443\u043f\u0446\u044f\u043c\u0438 \u0436\u0438\u0442\u043b\u0430 \u0432\u043f\u0435\u0440\u0448\u0435?<\/li>\n<li>\u0427\u0438 \u0437\u043d\u0430\u0439\u043e\u043c\u0456 \u0432\u0438 \u0437 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043e\u044e \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0438 \u043f\u043e\u043a\u0443\u043f\u0446\u044f\u043c \u0436\u0438\u0442\u043b\u0430, \u044f\u043a\u0443 \u044f \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u043e\u0432\u0443\u044e \u0434\u043b\u044f \u043a\u0443\u043f\u0456\u0432\u043b\u0456 \u0441\u0432\u043e\u0433\u043e \u0431\u0443\u0434\u0438\u043d\u043a\u0443?<\/li>\n<\/ol>\n<p>WHRC \u0432\u0435\u0434\u0435 \u043a\u0430\u0442\u0430\u043b\u043e\u0433 \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u0435\u043d\u0438\u0445 \u0441\u043f\u0435\u0446\u0456\u0430\u043b\u0456\u0441\u0442\u0456\u0432 \u0437 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u043e\u0441\u0442\u0456. \u041d\u0435\u0437\u0432\u0430\u0436\u0430\u044e\u0447\u0438 \u043d\u0430 \u0442\u0435, \u0449\u043e \u043c\u0438 \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u044f\u0454\u043c\u043e \u043e\u0431\u043b\u0456\u043a\u043e\u0432\u0456 \u0434\u0430\u043d\u0456, \u0449\u043e\u0431 \u043f\u0435\u0440\u0435\u043a\u043e\u043d\u0430\u0442\u0438\u0441\u044f, \u0449\u043e \u0432\u043e\u043d\u0438 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u044e\u0442\u044c \u0432\u0438\u043c\u043e\u0433\u0430\u043c \u043b\u0456\u0446\u0435\u043d\u0437\u0443\u0432\u0430\u043d\u043d\u044f, \u0456 \u0437\u043e\u0431\u043e\u0432\u2019\u044f\u0437\u0443\u0454\u043c\u043e\u0441\u044f \u0434\u043e\u0442\u0440\u0438\u043c\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u043d\u0430\u0448\u0438\u0445 \u0446\u0456\u043d\u043d\u043e\u0441\u0442\u0435\u0439 \u0443 \u0441\u0444\u0435\u0440\u0456 \u0432\u043b\u0430\u0441\u043d\u043e\u0441\u0442\u0456 \u043d\u0430 \u0436\u0438\u0442\u043b\u043e, \u0432\u043a\u043b\u044e\u0447\u0435\u043d\u043d\u044f \u0434\u043e \u0446\u044c\u043e\u0433\u043e \u043a\u0430\u0442\u0430\u043b\u043e\u0433\u0443 \u043d\u0435 \u0454 \u0441\u0445\u0432\u0430\u043b\u0435\u043d\u043d\u044f\u043c \u0431\u0443\u0434\u044c-\u044f\u043a\u043e\u0433\u043e \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u043e\u0433\u043e \u0441\u043f\u0435\u0446\u0456\u0430\u043b\u0456\u0441\u0442\u0430 \u0437 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u043e\u0441\u0442\u0456. \u042f\u043a\u0449\u043e \u0432\u0438 \u0437\u0430\u0446\u0456\u043a\u0430\u0432\u043b\u0435\u043d\u0456 \u0432 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0456\u044f\u0445 \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u0435\u043d\u0438\u0445 \u0430\u0433\u0435\u043d\u0442\u0456\u0432 \u0437 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u043e\u0441\u0442\u0456, \u0431\u0443\u0434\u044c \u043b\u0430\u0441\u043a\u0430, \u0437\u0432\u2019\u044f\u0436\u0456\u0442\u044c\u0441\u044f \u0437 \u043d\u0430\u0448\u043e\u044e \u0433\u0430\u0440\u044f\u0447\u043e\u044e \u043b\u0456\u043d\u0456\u0454\u044e \u0430\u0431\u043e \u043d\u0430\u043f\u0438\u0448\u0456\u0442\u044c \u043d\u0430\u043c \u0437\u0430 \u0430\u0434\u0440\u0435\u0441\u043e\u044e <a href=\"mailto:info@homeownership-wa.org\">info@homeownership-wa.org<\/a>. To view the directory of vetted realty agents click on the button below.<\/p>\n<\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/www.homeownership-wa.org\/uk\/vetted-lending-and-real-estate-referral-partner-directory\/#realty-partners\" class=\"custom-link btn border-width-0 btn-accent btn-icon-left\" title=\"List of Realty Agents\" target=\"_blank\"><i class=\"fa fa-user-circle-o\"><\/i>Directory of Vetted Realty Agents<\/a><\/span><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_995492205\" href=\"#1746830742685-4-10\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u042f\u043a\u0438\u0439 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u0439 \u0440\u0435\u0439\u0442\u0438\u043d\u0433 \u043c\u0435\u043d\u0456 \u043f\u043e\u0442\u0440\u0456\u0431\u0435\u043d, \u0449\u043e\u0431 \u043a\u0443\u043f\u0438\u0442\u0438 \u0431\u0443\u0434\u0438\u043d\u043e\u043a?<\/span><\/a><\/p><\/div><div data-id=\"1746830742685-4-10\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u0412\u0456\u0434\u043c\u0456\u043d\u043d\u0438\u0439 \u043a\u0440\u0435\u0434\u0438\u0442 (\u0432\u0438\u0449\u0435 720 \u0437\u0430 \u0448\u043a\u0430\u043b\u043e\u044e FICO) \u043d\u0430\u0434\u0430\u0441\u0442\u044c \u0432\u0430\u043c \u0434\u043e\u0441\u0442\u0443\u043f \u0434\u043e \u043d\u0430\u0439\u043d\u0438\u0436\u0447\u0438\u0445 \u0441\u0442\u0430\u0432\u043e\u043a \u0442\u0430 \u043d\u0430\u0439\u0432\u0438\u0433\u0456\u0434\u043d\u0456\u0448\u0438\u0445 \u043f\u0440\u043e\u0433\u0440\u0430\u043c \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f, \u0430\u043b\u0435 \u0443 \u0442\u0438\u0445, \u0445\u0442\u043e \u043c\u0430\u0454 \u0445\u043e\u0440\u043e\u0448\u0443 \u0447\u0438 \u0441\u043f\u0440\u0430\u0432\u0435\u0434\u043b\u0438\u0432\u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0443 \u0456\u0441\u0442\u043e\u0440\u0456\u044e, \u0449\u0435 \u0454 \u043c\u043e\u0436\u043b\u0438\u0432\u0456\u0441\u0442\u044c \u0432\u0438\u0431\u043e\u0440\u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u0443. \u041c\u0456\u043d\u0456\u043c\u0430\u043b\u044c\u043d\u0438\u0439 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u0439 \u0440\u0435\u0439\u0442\u0438\u043d\u0433 \u0437\u043c\u0456\u043d\u044e\u0454\u0442\u044c\u0441\u044f \u0434\u043b\u044f \u043a\u043e\u0436\u043d\u043e\u0433\u043e \u0432\u0438\u0434\u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u0443. \u0417\u0432\u0438\u0447\u0430\u0439\u043d\u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u0438 \u0437\u0430\u0437\u0432\u0438\u0447\u0430\u0439 \u0432\u0438\u043c\u0430\u0433\u0430\u044e\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0433\u043e \u0431\u0430\u043b\u0430 620 \u0430\u0431\u043e \u0432\u0438\u0449\u0435, \u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0438 FHA \u0437\u0430\u0437\u0432\u0438\u0447\u0430\u0439 \u0432\u0438\u043c\u0430\u0433\u0430\u044e\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0433\u043e \u0431\u0430\u043b\u0430 580 \u0430\u0431\u043e \u0432\u0438\u0449\u0435.<\/p>\n<p>\u0412\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0440\u0430\u0437 \u043d\u0430 \u0442\u0438\u0436\u0434\u0435\u043d\u044c \u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u043e \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u044f\u0442\u0438 \u0441\u0432\u0456\u0439 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u0439 \u0440\u0435\u0439\u0442\u0438\u043d\u0433 \u0443 3 \u043e\u0441\u043d\u043e\u0432\u043d\u0438\u0445 \u0431\u044e\u0440\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0457 \u0437\u0432\u0456\u0442\u043d\u043e\u0441\u0442\u0456 Equifax, Transunion \u0456 Experian. \u0412\u0430\u0448 \u0431\u0430\u043d\u043a \u0430\u0431\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0430 \u0441\u043f\u0456\u043b\u043a\u0430 \u0442\u0430\u043a\u043e\u0436 \u043c\u043e\u0436\u0435 \u0437\u0430\u043f\u0440\u043e\u043f\u043e\u043d\u0443\u0432\u0430\u0442\u0438 \u0432\u0430\u043c \u043e\u0442\u0440\u0438\u043c\u0430\u0442\u0438 \u0431\u0435\u0437\u043a\u043e\u0448\u0442\u043e\u0432\u043d\u0438\u0439 \u0434\u043e\u0441\u0442\u0443\u043f \u0434\u043e \u043e\u0446\u0456\u043d\u043a\u0438 FICO. \u041a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u043d\u0442 \u0437 \u043f\u0438\u0442\u0430\u043d\u044c \u0436\u0438\u0442\u043b\u0430, \u0441\u0435\u0440\u0442\u0438\u0444\u0456\u043a\u043e\u0432\u0430\u043d\u0438\u0439 HUD, \u043c\u043e\u0436\u0435 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0442\u0438 \u0432\u0430\u043c \u043e\u0446\u0456\u043d\u0438\u0442\u0438, \u0447\u0438 \u043f\u043e\u043a\u0440\u0430\u0449\u0438\u0442\u044c \u043f\u0456\u0434\u0432\u0438\u0449\u0435\u043d\u043d\u044f \u0432\u0430\u0448\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0433\u043e \u0440\u0435\u0439\u0442\u0438\u043d\u0433\u0443 \u0432\u0430\u0448\u0456 \u0432\u0430\u0440\u0456\u0430\u043d\u0442\u0438 \u043a\u0443\u043f\u0456\u0432\u043b\u0456 \u0436\u0438\u0442\u043b\u0430. \u042f\u043a\u0449\u043e \u0432\u0430\u043c \u043f\u043e\u0442\u0440\u0456\u0431\u043d\u043e \u043f\u0456\u0434\u0432\u0438\u0449\u0438\u0442\u0438 \u0441\u0432\u0456\u0439 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u0439 \u0440\u0435\u0439\u0442\u0438\u043d\u0433, \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0456 \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u0446\u0456\u0457 \u043c\u043e\u0436\u0443\u0442\u044c \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0442\u0438. \u0417\u0430\u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0443\u0439\u0442\u0435 WHRC, \u0449\u043e\u0431 \u043f\u0456\u0434\u043a\u043b\u044e\u0447\u0438\u0442\u0438\u0441\u044f \u0434\u043e \u0446\u0438\u0445 \u0440\u0435\u0441\u0443\u0440\u0441\u0456\u0432.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_995492205\" href=\"#1746830762186-5-5\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u042f\u043a\u0443 \u0447\u0430\u0441\u0442\u0438\u043d\u0443 \u0441\u0432\u043e\u0433\u043e \u0434\u043e\u0445\u043e\u0434\u0443 \u044f \u043f\u043e\u0432\u0438\u043d\u0435\u043d \u0432\u0438\u0442\u0440\u0430\u0447\u0430\u0442\u0438 \u043d\u0430 \u0449\u043e\u043c\u0456\u0441\u044f\u0447\u043d\u0443 \u0432\u0438\u043f\u043b\u0430\u0442\u0443 \u0456\u043f\u043e\u0442\u0435\u043a\u0438?<\/span><\/a><\/p><\/div><div data-id=\"1746830762186-5-5\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u041a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0438 \u0442\u0430 \u0435\u043a\u0441\u043f\u0435\u0440\u0442\u0438 \u0437 \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0433\u0440\u043e\u0448\u0438\u043c\u0430 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u044e\u0442\u044c \u0443\u0442\u0440\u0438\u043c\u0443\u0432\u0430\u0442\u0438 \u0449\u043e\u043c\u0456\u0441\u044f\u0447\u043d\u0438\u0439 \u043f\u043b\u0430\u0442\u0456\u0436 \u0437\u0430 \u0431\u0443\u0434\u0438\u043d\u043e\u043a (\u0432\u043a\u043b\u044e\u0447\u0430\u044e\u0447\u0438 \u043f\u043e\u0434\u0430\u0442\u043a\u0438, \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u0442\u0430 \u0431\u0443\u0434\u044c -\u044f\u043a\u0456 \u0432\u043d\u0435\u0441\u043a\u0438 \u0410\u0441\u043e\u0446\u0456\u0430\u0446\u0456\u0457 \u0432\u043b\u0430\u0441\u043d\u0438\u043a\u0456\u0432 \u0436\u0438\u0442\u043b\u0430) \u043d\u0430 \u0440\u0456\u0432\u043d\u0456 28% \u0430\u0431\u043e \u043c\u0435\u043d\u0448\u0435 \u0432\u0430\u0448\u043e\u0433\u043e \u0432\u0430\u043b\u043e\u0432\u043e\u0433\u043e \u043c\u0456\u0441\u044f\u0447\u043d\u043e\u0433\u043e \u0434\u043e\u0445\u043e\u0434\u0443. \u0415\u043a\u0441\u043f\u0435\u0440\u0442\u0438 \u0442\u0430\u043a\u043e\u0436 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u044e\u0442\u044c \u0443\u0442\u0440\u0438\u043c\u0443\u0432\u0430\u0442\u0438 \u0437\u0430\u0433\u0430\u043b\u044c\u043d\u0443 \u0441\u0443\u043c\u0443 \u0431\u043e\u0440\u0433\u0456\u0432 - \u0432\u043a\u043b\u044e\u0447\u0430\u044e\u0447\u0438 \u0456\u043f\u043e\u0442\u0435\u043a\u0443, \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0456 \u043a\u0430\u0440\u0442\u043a\u0438, \u0442\u0440\u0430\u043d\u0441\u043f\u043e\u0440\u0442\u043d\u0456 \u0437\u0430\u0441\u043e\u0431\u0438, \u0448\u043a\u0456\u043b\u044c\u043d\u0456 \u043f\u043e\u0437\u0438\u043a\u0438 \u0442\u0430 \u0431\u0443\u0434\u044c -\u044f\u043a\u0456 \u0456\u043d\u0448\u0456 \u0431\u043e\u0440\u0433\u0438 - \u0434\u043e 36% \u0430\u0431\u043e \u043c\u0435\u043d\u0448\u0435 \u0449\u043e\u043c\u0456\u0441\u044f\u0447\u043d\u043e\u0433\u043e \u0434\u043e\u0445\u043e\u0434\u0443. \u041d\u0430\u043f\u0440\u0438\u043a\u043b\u0430\u0434, \u044f\u043a\u0449\u043e \u0432\u0438 \u0432\u043d\u043e\u0441\u0438\u0442\u0435 $5000 \u043d\u0430 \u043c\u0456\u0441\u044f\u0446\u044c, \u0437\u0430\u0433\u0430\u043b\u044c\u043d\u0430 \u0441\u0443\u043c\u0430 \u0431\u043e\u0440\u0433\u0443 \u0432 \u0440\u043e\u0437\u043c\u0456\u0440\u0456 $1800 \u0430\u0431\u043e \u043c\u0435\u043d\u0448\u0435 \u0454 \u0456\u0434\u0435\u0430\u043b\u044c\u043d\u043e\u044e. \u0414\u0435\u044f\u043a\u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0438 \u043c\u043e\u0436\u0443\u0442\u044c \u043f\u0435\u0440\u0435\u0432\u0438\u0449\u0443\u0432\u0430\u0442\u0438 \u0446\u0435, \u0437\u0430\u043b\u0435\u0436\u043d\u043e \u0432\u0456\u0434 \u043e\u0431\u0441\u0442\u0430\u0432\u0438\u043d, \u0430\u043b\u0435 \u0441\u043f\u0456\u0432\u0432\u0456\u0434\u043d\u043e\u0448\u0435\u043d\u043d\u044f \u0431\u043e\u0440\u0433\u0443 \u0434\u043e \u0434\u043e\u0445\u043e\u0434\u0443 (DTI) \u043f\u043e\u043d\u0430\u0434 43% \u0440\u043e\u0431\u0438\u0442\u044c \u0437\u0430\u0442\u0432\u0435\u0440\u0434\u0436\u0435\u043d\u043d\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u0443 \u043c\u0430\u043b\u043e\u0439\u043c\u043e\u0432\u0456\u0440\u043d\u0438\u043c.<\/p>\n<p>\u041a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u043d\u0442 \u0437 \u043f\u0438\u0442\u0430\u043d\u044c \u0436\u0438\u0442\u043b\u0430 \u043c\u043e\u0436\u0435 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0442\u0438 \u0432\u0430\u043c \u043f\u0435\u0440\u0435\u0433\u043b\u044f\u043d\u0443\u0442\u0438 \u0432\u0430\u0448 \u0434\u043e\u043c\u0430\u0448\u043d\u0456\u0439 \u0431\u044e\u0434\u0436\u0435\u0442, \u0432\u043a\u043b\u044e\u0447\u0430\u044e\u0447\u0438 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0456\u0457 \u0449\u043e\u0434\u043e \u0441\u043f\u043e\u0441\u043e\u0431\u0456\u0432 \u0437\u043c\u0435\u043d\u0448\u0435\u043d\u043d\u044f \u0431\u043e\u0440\u0433\u0443 \u0434\u043b\u044f \u0434\u043e\u0441\u044f\u0433\u043d\u0435\u043d\u043d\u044f \u0432\u0430\u0448\u0438\u0445 \u0446\u0456\u043b\u0435\u0439 \u0432\u043b\u0430\u0441\u043d\u043e\u0441\u0442\u0456 \u043d\u0430 \u0431\u0443\u0434\u0438\u043d\u043e\u043a.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_995492205\" href=\"#1746830783567-6-4\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u0421\u043a\u0456\u043b\u044c\u043a\u0438 \u044f \u043f\u043e\u0432\u0438\u043d\u0435\u043d \u0437\u0430\u043e\u0449\u0430\u0434\u0438\u0442\u0438 \u0434\u043b\u044f \u043f\u0435\u0440\u0448\u043e\u0433\u043e \u0432\u043d\u0435\u0441\u043a\u0443?<\/span><\/a><\/p><\/div><div data-id=\"1746830783567-6-4\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>&quot;\u041f\u0435\u0440\u0448\u0438\u0439 \u0432\u043d\u0435\u0441\u043e\u043a&quot; - \u0446\u0435 \u0441\u0443\u043c\u0430, \u044f\u043a\u0443 \u0432\u0438 \u0432\u043d\u043e\u0441\u0438\u0442\u0435 \u043d\u0430 \u043f\u0440\u0438\u0434\u0431\u0430\u043d\u043d\u044f \u0431\u0443\u0434\u0438\u043d\u043a\u0443, \u0430\u0431\u043e \u0437 \u0432\u0430\u0448\u0438\u0445 \u0432\u043b\u0430\u0441\u043d\u0438\u0445 \u0433\u0440\u043e\u0448\u0435\u0439, \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0438 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0438 \u0437 \u043f\u0435\u0440\u0448\u043e\u0433\u043e \u0432\u043d\u0435\u0441\u043a\u0443 \u0430\u0431\u043e \u043e\u0431\u043e\u0445. \u0411\u0430\u0433\u0430\u0442\u043e \u043f\u043e\u043a\u0443\u043f\u0446\u0456\u0432 \u0436\u0438\u0442\u043b\u0430, \u044f\u043a\u0456 \u0432\u043f\u0435\u0440\u0448\u0435 \u043a\u0443\u043f\u0443\u044e\u0442\u044c \u0436\u0438\u0442\u043b\u043e, \u0432\u0432\u0430\u0436\u0430\u044e\u0442\u044c, \u0449\u043e \u0457\u043c \u043f\u043e\u0442\u0440\u0456\u0431\u0435\u043d \u043c\u0456\u043d\u0456\u043c\u0430\u043b\u044c\u043d\u0438\u0439 \u043f\u043e\u0447\u0430\u0442\u043a\u043e\u0432\u0438\u0439 \u0432\u043d\u0435\u0441\u043e\u043a \u0443 \u0440\u043e\u0437\u043c\u0456\u0440\u0456 20%. \u0414\u043b\u044f \u0431\u0430\u0433\u0430\u0442\u044c\u043e\u0445 \u043b\u044e\u0434\u0435\u0439 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u044f \u0446\u0456\u0454\u0457 \u0441\u0443\u043c\u0438 \u043c\u043e\u0436\u0435 \u0441\u0442\u0430\u0442\u0438 \u0432\u0435\u043b\u0438\u0447\u0435\u0437\u043d\u043e\u044e \u043f\u0435\u0440\u0435\u0448\u043a\u043e\u0434\u043e\u044e, \u0430 \u0456\u043d\u043e\u0434\u0456 \u0456 \u0454\u0434\u0438\u043d\u043e\u044e \u043f\u0440\u0438\u0447\u0438\u043d\u043e\u044e \u0442\u043e\u0433\u043e, \u0449\u043e \u0432\u043e\u043d\u0438 \u0432\u0456\u0434\u0447\u0443\u0432\u0430\u044e\u0442\u044c, \u0449\u043e \u043d\u0435 \u0433\u043e\u0442\u043e\u0432\u0456 \u0441\u0442\u0430\u0442\u0438 \u0432\u043b\u0430\u0441\u043d\u0438\u043a\u043e\u043c \u0431\u0443\u0434\u0438\u043d\u043a\u0443.<\/p>\n<p>\u0412\u0438\u0432\u0435\u0434\u0435\u043d\u043d\u044f \u0437 \u043b\u0430\u0434\u0443 20% \u041d\u0415 \u0454 \u043e\u0431\u043e\u0432\u2019\u044f\u0437\u043a\u043e\u0432\u043e\u044e \u0443\u043c\u043e\u0432\u043e\u044e \u0434\u043b\u044f \u043f\u0440\u0438\u0434\u0431\u0430\u043d\u043d\u044f \u0431\u0443\u0434\u0438\u043d\u043a\u0443. \u0412 \u0441\u0435\u0440\u0435\u0434\u043d\u044c\u043e\u043c\u0443 \u043f\u043e\u043a\u0443\u043f\u0446\u0456 \u0436\u0438\u0442\u043b\u0430 \u0432\u0456\u0434\u043a\u043b\u0430\u0434\u0430\u044e\u0442\u044c 6%, \u0430 \u0434\u0435\u044f\u043a\u0456 \u0432\u0438\u0434\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0456\u0432 \u0432\u0438\u043c\u0430\u0433\u0430\u044e\u0442\u044c \u0449\u0435 \u043c\u0435\u043d\u0448\u0435. \u041d\u0430\u043f\u0440\u0438\u043a\u043b\u0430\u0434, \u043a\u0440\u0435\u0434\u0438\u0442\u0438 FHA \u0432\u0438\u043c\u0430\u0433\u0430\u044e\u0442\u044c \u043b\u0438\u0448\u0435 3,5% \u0432\u043d\u0438\u0437, \u0430 \u043f\u043e\u0437\u0438\u043a\u0438 USDA \u0442\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0438 VA \u0432\u0437\u0430\u0433\u0430\u043b\u0456 \u043d\u0435 \u0432\u0438\u043c\u0430\u0433\u0430\u044e\u0442\u044c \u043f\u0435\u0440\u0448\u043e\u0433\u043e \u0432\u043d\u0435\u0441\u043a\u0443. \u0412\u0438\u0449\u0438\u0439 \u043f\u043e\u0447\u0430\u0442\u043a\u043e\u0432\u0438\u0439 \u0432\u043d\u0435\u0441\u043e\u043a \u0437\u043d\u0438\u0437\u0438\u0442\u044c \u0432\u0430\u0448\u0456 \u0449\u043e\u043c\u0456\u0441\u044f\u0447\u043d\u0456 \u043f\u043b\u0430\u0442\u0435\u0436\u0456 \u0442\u0430 \u0437\u0430\u0433\u0430\u043b\u044c\u043d\u0443 \u0432\u0430\u0440\u0442\u0456\u0441\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442\u0443.<\/p>\n<p>\u0417\u0440\u0435\u0448\u0442\u043e\u044e, \u0441\u0443\u043c\u0430, \u044f\u043a\u0443 \u0432\u0438 \u0432\u0456\u0434\u043a\u043b\u0430\u0434\u0430\u0454\u0442\u0435 \u043d\u0430 \u0430\u0432\u0430\u043d\u0441\u043e\u0432\u0438\u0439 \u0432\u043d\u0435\u0441\u043e\u043a, \u0437\u0430\u043b\u0435\u0436\u0438\u0442\u044c \u0432\u0456\u0434 \u0432\u0430\u0448\u043e\u0433\u043e \u043c\u0456\u0441\u044f\u0447\u043d\u043e\u0433\u043e \u0434\u043e\u0445\u043e\u0434\u0443, \u0432\u0430\u0448\u0438\u0445 \u043f\u043e\u0442\u043e\u0447\u043d\u0438\u0445 \u0437\u0430\u043e\u0449\u0430\u0434\u0436\u0435\u043d\u044c, \u0441\u0430\u043c\u043e\u0433\u043e \u0440\u0438\u043d\u043a\u0443 \u0436\u0438\u0442\u043b\u0430 \u0442\u0430 \u0432\u0430\u0448\u0438\u0445 \u0437\u0430\u0433\u0430\u043b\u044c\u043d\u0438\u0445 \u0446\u0456\u043b\u0435\u0439. \u041a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u043d\u0442 \u0437 \u043f\u0438\u0442\u0430\u043d\u044c \u0436\u0438\u0442\u043b\u0430 \u043c\u043e\u0436\u0435 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0442\u0438 \u0432\u0430\u043c \u0432\u0438\u0437\u043d\u0430\u0447\u0438\u0442\u0438, \u044f\u043a\u0438\u0439 \u0440\u043e\u0437\u043c\u0456\u0440 \u0430\u0432\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u0432\u043d\u0435\u0441\u043a\u0443 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u0454 \u0432\u0430\u0448\u043e\u043c\u0443 \u0431\u044e\u0434\u0436\u0435\u0442\u0443.<\/p>\n<p>\u0414\u043b\u044f \u0436\u0438\u0442\u0435\u043b\u0456\u0432 \u0412\u0430\u0448\u0438\u043d\u0433\u0442\u043e\u043d\u0430 \u0456\u0441\u043d\u0443\u0454 \u043a\u0456\u043b\u044c\u043a\u0430 \u043f\u0440\u043e\u0433\u0440\u0430\u043c \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0438 \u0437 \u043f\u043e\u0447\u0430\u0442\u043a\u043e\u0432\u0438\u043c \u0432\u043d\u0435\u0441\u043a\u043e\u043c, \u0456 \u0434\u0435\u044f\u043a\u0456 \u043f\u043e\u043a\u0443\u043f\u0446\u0456 \u0436\u0438\u0442\u043b\u0430 \u0432\u0438\u044f\u0432\u043b\u044f\u0442\u044c, \u0449\u043e \u0432\u043e\u043d\u0438 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\u0432\u043d\u0435\u0441\u043a\u043e\u043c, \u0456 \u043f\u043e\u043f\u0440\u0430\u0446\u044e\u0439\u0442\u0435 \u0437 \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u043d\u0442\u043e\u043c \u0437 \u0436\u0438\u0442\u043b\u043e\u0432\u0438\u0445 \u043f\u0438\u0442\u0430\u043d\u044c, \u0441\u0435\u0440\u0442\u0438\u0444\u0456\u043a\u043e\u0432\u0430\u043d\u0438\u043c HUD, \u0449\u043e\u0431 \u0440\u043e\u0437\u043f\u043e\u0447\u0430\u0442\u0438 \u0441\u0432\u0456\u0439 \u0448\u043b\u044f\u0445 \u0443 \u0432\u043b\u0430\u0441\u043d\u0456\u0441\u0442\u044c.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_995492205\" href=\"#1773284309575-8-5\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>Where can I find help with a down payment or closing costs?<\/span><\/a><\/p><\/div><div data-id=\"1773284309575-8-5\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><a href=\"https:\/\/downpaymentresource.com\/are-you-eligible\/\">Down Payment Resource<\/a> connects you with programs that can make homeownership more affordable. In just a few minutes, you can explore grants, assistance programs, and other resources available where you live. Click the <a href=\"https:\/\/downpaymentresource.com\/are-you-eligible\/\">link<\/a> to see what options may be available to you.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_995492205\" href=\"#1746830800799-7-9\" data-tab-history=\"true\" data-tab-history-changer=\"push\" data-tab-history-update-url=\"true\"><span>\u0421\u043a\u0456\u043b\u044c\u043a\u0438 \u044f \u043f\u043e\u0432\u0438\u043d\u0435\u043d \u0431\u0443\u0432 \u0437\u0430\u043e\u0449\u0430\u0434\u0438\u0442\u0438 \u043d\u0430 \u043e\u0431\u0441\u043b\u0443\u0433\u043e\u0432\u0443\u0432\u0430\u043d\u043d\u044f \u0431\u0443\u0434\u0438\u043d\u043a\u0443 \u0430\u0431\u043e \u0435\u043a\u0441\u0442\u0440\u0435\u043d\u0456 \u0441\u0438\u0442\u0443\u0430\u0446\u0456\u0457?<\/span><\/a><\/p><\/div><div data-id=\"1746830800799-7-9\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u0413\u0430\u043b\u0443\u0437\u0435\u0432\u0456 \u0435\u043a\u0441\u043f\u0435\u0440\u0442\u0438 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u044e\u0442\u044c \u0449\u043e\u0440\u0456\u0447\u043d\u043e \u0432\u0438\u0434\u0456\u043b\u044f\u0442\u0438 1-3% \u0432\u0430\u0440\u0442\u043e\u0441\u0442\u0456 \u0431\u0443\u0434\u0438\u043d\u043a\u0443 \u043d\u0430 \u043e\u0431\u0441\u043b\u0443\u0433\u043e\u0432\u0443\u0432\u0430\u043d\u043d\u044f \u0442\u0430 \u0440\u0435\u043c\u043e\u043d\u0442. \u0406\u043d\u0448\u0438\u0439 \u0441\u043f\u043e\u0441\u0456\u0431 \u0432\u0438\u0437\u043d\u0430\u0447\u0438\u0442\u0438 \u0446\u044e \u0441\u0443\u043c\u0443 - 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