{"id":1052,"date":"2024-11-22T18:23:56","date_gmt":"2024-11-23T02:23:56","guid":{"rendered":"https:\/\/www.homeownership-wa.org\/?page_id=1052"},"modified":"2026-05-21T11:50:27","modified_gmt":"2026-05-21T18:50:27","slug":"covenant-homeownership-program","status":"publish","type":"page","link":"https:\/\/www.homeownership-wa.org\/zh\/for-homebuyers\/covenant-homeownership-program\/","title":{"rendered":"\u5951\u7ea6\u623f\u5c4b\u6240\u6709\u6743\u8ba1\u5212"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-back_color-162325-bg row-container\" id=\"row-unique-0\"><div class=\"row-background background-element\" style=\"opacity: 1;\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-overlay_color-162325-bg\" style=\"opacity: 0.65;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_center column_parent col-lg-12 double-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_child col-lg-12 half-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell one-block-padding\" ><div class=\"uncont\" style=\" max-width:80%;\" ><div class=\"empty-space empty-half\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 52%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1069\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/12\/CHAP_WHRC_logo_white.png\" width=\"1289\" height=\"202\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/12\/CHAP_WHRC_logo_white.png 1289w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/12\/CHAP_WHRC_logo_white-300x47.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/12\/CHAP_WHRC_logo_white-1024x160.png 1024w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/12\/CHAP_WHRC_logo_white-768x120.png 768w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/12\/CHAP_WHRC_logo_white-18x3.png 18w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/12\/CHAP_WHRC_logo_white-350x55.png 350w\" sizes=\"(max-width: 1289px) 100vw, 1289px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><div class=\"empty-space empty-double\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"font-635512 h1 fontspace-994669 font-weight-500\" ><span>\u5951\u7ea6\u623f\u5c4b\u6240\u6709\u6743\u8ba1\u5212<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><\/p>\n<h4><span class=\"TextRun MacChromeBold SCXW133359189 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW133359189 BCX0\">\u60a8\u662f\u5426\u68a6\u60f3\u62e5\u6709\u4e00\u4e2a\u5bb6\uff1f<\/span><\/span><\/h4>\n<p><span class=\"TextRun SCXW42041702 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW42041702 BCX0\">\u534e\u76db\u987f\u5dde\u7684\u201c\u76df\u7ea6\u623f\u5c4b\u6240\u6709\u6743\u8ba1\u5212\u201d\u63d0\u4f9b\u9996\u4ed8\u548c\u6210\u4ea4\u8d39\u7528 <\/span><span class=\"NormalTextRun SCXW42041702 BCX0\">\u534f\u52a9<\/span><span class=\"NormalTextRun SCXW42041702 BCX0\"> \u4e3a\u7b26\u5408\u6761\u4ef6\u7684\u9996\u6b21\u8d2d\u623f\u8005\u63d0\u4f9b <\/span><span class=\"NormalTextRun SCXW42041702 BCX0\">0%\u5174\u8da3 <\/span><span class=\"NormalTextRun SCXW42041702 BCX0\">\u4ec5\u6b21\u4e8e\u4e3b\u8981\u62b5\u62bc\u8d37\u6b3e\u7684\u8d37\u6b3e\u3002\u8be5\u8d37\u6b3e\u5728\u51fa\u552e\u6216\u518d\u878d\u8d44\u623f\u5c4b\u65f6\u507f\u8fd8\u3002<\/span><span class=\"NormalTextRun SCXW42041702 BCX0\"> \u7b26\u5408\u6761\u4ef6\u7684\u5bb6\u5ead\u53ef\u80fd\u5728 5 \u5e74\u540e\u83b7\u5f97\u5bbd\u6055\u3002<\/span><\/span><span class=\"EOP SCXW42041702 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row inverted-device-order style-color-ffffff-bg row-internal row-container\"><div class=\"row unequal col-no-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell single-block-padding\" ><div class=\"uncont\" style=\" max-width:85%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h4\" ><span>\u8c01\u6709\u8d44\u683c\u53c2\u52a0\u6b64\u8ba1\u5212\uff1f<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>Eligibility is based on the mandates of the Covenant Homeownership Act and the recommendations of the Covenant Homeownership Program Study. Please see <a href=\"http:\/\/HeretoHome.org\/Covenant\">HeretoHome.org\/Covenant<\/a> or call <a href=\"\/zh\/\u7535\u8bdd\uff1a877-894-4663\/\">877-894-4663<\/a> for detailed eligibility information.<\/p>\n<p>You may be eligible if:<\/p>\n<ul type=\"disc\">\n<li>\u60a8\u6216\u60a8\u7684\u7236\u6bcd\/\u7956\u7236\u6bcd\u5728 1968 \u5e74\u4e4b\u524d\u5c45\u4f4f\u5728\u534e\u76db\u987f\u5dde<\/li>\n<\/ul>\n<ul type=\"disc\">\n<li>The pre-1968 resident is Black, Hispanic, Indigenous, Native Hawaiian\/Pacific Islander or part of another racial group identified in the Covenant study<\/li>\n<li>You and your spouse are first-time homebuyers (as defined in the Covenant Homeownership Act)<\/li>\n<li>You meet income limits for your county (see <a href=\"http:\/\/HeretoHome.org\/Covenant\">HeretoHome.org\/Covenant<\/a>)<\/li>\n<\/ul>\n<p>\n<\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h4\" ><span>What does the Covenant program offer?<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>The program helps homebuyers by offering downpayment assistance loans of up to $150,000 at 0% interest. Homebuyers who are at lower income levels could also be eligible for loan forgiveness after owning their home for five years. See <a href=\"http:\/\/HeretoHome.org\/Covenant\">HeretoHome.org\/Covenant<\/a> for more details.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 177.8%;\"><\/div><img decoding=\"async\" class=\"wp-image-1022\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1385031185_sm-uai-541x962.jpg\" width=\"541\" height=\"962\" alt=\"A young girl smiling with her grandparents\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h4\" ><span>\u4e86\u89e3\u201c\u76df\u7ea6\u623f\u5c4b\u6240\u6709\u6743\u8ba1\u5212\u201d\u7684\u5f71\u54cd<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"h3 fluid-object\" style=\"padding-top: 56.25%\"><iframe width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/sBD-tQikfKo?si=lUxFoRsiJ-MKfXr6\" title=\"YouTube \u89c6\u9891\u64ad\u653e\u5668\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-165755-bg row-container\" id=\"row-unique-2\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2023\/08\/WHRC_Seamless_FPO_white.png);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-165755-bg\" style=\"opacity: 0.95;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row single-top-padding single-bottom-padding double-h-padding full-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-6 half-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell one-block-padding\" ><div class=\"uncont\" style=\" max-width:70%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h4 class=\"font-635512 h5 fontspace-177060 font-weight-600 text-uppercase\" ><span>\u4e86\u89e3 COVENANT \u623f\u5c4b\u6240\u6709\u6743\u8ba1\u5212\u662f\u5426\u9002\u5408\u60a8<\/span><\/h4><div><p>\u4f7f\u7528\u6211\u4eec\u7684\u70ed\u7ebf\u7535\u8bdd\u6216\u5728\u7ebf\u8054\u7cfb\u8868\u3002\u901a\u8fc7\u7535\u8bdd\u63d0\u4f9b 220 \u591a\u79cd\u8bed\u8a00\u7684\u514d\u8d39\u53e3\u8bd1\u670d\u52a1\u3002<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-right align_center column_parent col-lg-3 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container btn-block\" ><a role=\"button\"  href=\"\/zh\/\u7535\u8bdd\uff1a877-894-4663\/\" class=\"custom-link btn btn-custom-typo font-635512 font-weight-600 text-uppercase fontspace-562271 border-width-0 btn-text-skin btn-color-303133 btn-block btn-icon-left\" title=\"\u62e8\u6253 WHRC \u70ed\u7ebf\"><i class=\"fa fa-phone\"><\/i>CALL 877-894-4663<\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-3 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container btn-block\" ><a role=\"button\"  href=\"https:\/\/form.jotform.com\/243375078331154\" class=\"custom-link btn btn-custom-typo font-635512 font-weight-600 text-uppercase fontspace-562271 border-width-0 btn-text-skin btn-color-303133 btn-block btn-icon-left\" title=\"\u7ed9 WHRC \u7559\u8a00\" target=\"_blank\"><i class=\"fa fa-envelope3\"><\/i>\u7ed9\u6211\u4eec\u7559\u8a00<\/a><\/span><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-646393-bg row-container onepage-section\" data-label=\"info-sessions\" data-name=\"info-sessions\" id=\"row-unique-4\"><div class=\"row full-width row-parent\" data-height-ratio=\"60\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row unequal col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><div class=\"tmb tmb-light  tmb-img-ratio tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><div class=\"dummy\" style=\"padding-top: 66.7%;\"><\/div><img decoding=\"async\" class=\"wp-image-1023\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm.jpg\" width=\"1400\" height=\"934\" alt=\"Man sitting on the floor with his dog and laptop.\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm.jpg 1400w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-300x200.jpg 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-1024x683.jpg 1024w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-768x512.jpg 768w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-18x12.jpg 18w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/07\/WHRC_STANDARD-LICENCE_iStock-1397373682_sm-350x234.jpg 350w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" style=\" max-width:80%;\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h2\" ><span>\u8d2d\u623f\u8005\u4fe1\u606f\u53d1\u5e03\u4f1a<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>\u6709\u5174\u8da3\u4e70\u623f\u5417\uff1f\u4e0d\u77e5\u9053\u4ece\u54ea\u91cc\u5f00\u59cb\uff1f\u52a0\u5165 WHRC \u7684\u73b0\u573a\u865a\u62df\u4fe1\u606f\u548c\u95ee\u7b54\u73af\u8282\u3002\u6211\u4eec\u5206\u4eab\u4e86\u534e\u76db\u987f\u53ef\u4f9b\u8d2d\u623f\u8005\u4f7f\u7528\u7684\u8d44\u6e90\u6982\u8ff0\uff0c\u4ee5\u53ca\u5982\u4f55\u5f00\u59cb\u60a8\u7684\u8d2d\u623f\u4e4b\u65c5\u3002<\/p>\n<\/div><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/us06web.zoom.us\/meeting\/register\/tZYvcOqhqDwuH922BhT8WgY7aSoWr2cm5SeA\" class=\"custom-link btn border-width-0 btn-default btn-icon-right\" title=\"\u6ce8\u518c\u53c2\u52a0\u4fe1\u606f\u53d1\u5e03\u4f1a\" target=\"_blank\">\u7acb\u5373\u6ce8\u518c<i class=\"fa fa-external-link\"><\/i><\/a><\/span><span class=\"btn-container\" ><a role=\"button\"  href=\"https:\/\/us06web.zoom.us\/meeting\/register\/tZEud-mtqD0vGNZ0PBTpjkark4loxbRiYUKx#\/registration\" class=\"custom-link btn border-width-0 btn-default btn-outline btn-icon-right\" title=\"\u6ce8\u518c\u53c2\u52a0\u4fe1\u606f\u53d1\u5e03\u4f1a\" target=\"_blank\">\u4eca\u65e5\u6ce8\u518c<i class=\"fa fa-external-link\"><\/i><\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-4\" data-row=\"script-row-unique-4\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-4\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-5\"><div class=\"row double-top-padding double-bottom-padding single-h-padding limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"font-635512 h4 fontspace-177060 font-weight-600 text-uppercase\" ><span>\u7ecf\u5e38\u95ee\u7684\u95ee\u9898<\/span><\/h2><div><p>\u5355\u51fb\u6bcf\u4e2a\u95ee\u9898\u4ee5\u4e86\u89e3\u66f4\u591a\u4fe1\u606f\u3002<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode-accordion wpb_accordion wpb_content_element  sign-size-rg w-border\" data-collapsible=\"no\" data-target=\"\" data-active-tab=\"0\" >\n\t\t<div class=\"panel-group wpb_wrapper wpb_accordion_wrapper\" id=\"accordion_1889240102\" data-no-toggle=\"\">\n\n<div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1889240102\" href=\"#1733254984681-6-4\"><span>\u4e3a\u4f55\u521b\u5efa\u8be5\u8ba1\u5212\uff1f<\/span><\/a><\/p><\/div><div id=\"1733254984681-6-4\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span class=\"TextRun SCXW7336226 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW7336226 BCX0\">2023\u5e74\u6625\u5b63\uff0c\u534e\u76db\u987f\u5dde\u7acb\u6cd5\u673a\u6784\u5728\u4e24\u515a\u652f\u6301\u4e0b\u901a\u8fc7\u4e86\u300a\u5951\u7ea6\u623f\u5c4b\u6240\u6709\u6743\u6cd5\u6848\u300b\u3002\u8be5\u6cd5\u6848\u8bbe\u7acb\u4e86\u4e00\u9879\u65b0\u7684\u8ba1\u5212\u548c\u8d44\u91d1\u6765\u6e90\uff0c\u4ee5\u5e2e\u52a9\u90a3\u4e9b <\/span><span class=\"NormalTextRun SCXW7336226 BCX0\">\u53d7\u5230\u5f71\u54cd<\/span><span class=\"NormalTextRun SCXW7336226 BCX0\"> \u534e\u76db\u987f\u4f4f\u623f\u6b67\u89c6\u7684\u5386\u53f2 <\/span><span class=\"NormalTextRun SCXW7336226 BCX0\">\u53d8\u5f97<\/span><span class=\"NormalTextRun SCXW7336226 BCX0\"> \u623f\u4e3b\u3002<\/span><\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1889240102\" href=\"#1611414367345-3-41732328778423\"><span>\u8c01\u6709\u8d44\u683c\u53c2\u52a0\u6b64\u8ba1\u5212\uff1f<\/span><\/a><\/p><\/div><div id=\"1611414367345-3-41732328778423\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Eligibility is based on the mandates of the Covenant Homeownership Act and the recommendations of the Covenant Homeownership Program Study. Please see <a href=\"http:\/\/HeretoHome.org\/Covenant\">HeretoHome.org\/Covenant<\/a> or call <a href=\"\/zh\/\u7535\u8bdd\uff1a877-894-4663\/\">877-894-4663<\/a> for detailed eligibility information.<\/p>\n<p>You may be eligible if:<\/p>\n<ul type=\"disc\">\n<li>\u60a8\u6216\u60a8\u7684\u7236\u6bcd\/\u7956\u7236\u6bcd\u5728 1968 \u5e74\u4e4b\u524d\u5c45\u4f4f\u5728\u534e\u76db\u987f\u5dde<\/li>\n<\/ul>\n<ul type=\"disc\">\n<li>The pre-1968 resident is Black, Hispanic, Indigenous, Native Hawaiian\/Pacific Islander or part of another racial group identified in the Covenant study<\/li>\n<li>You and your spouse are first-time homebuyers (as defined in the Covenant Homeownership Act)<\/li>\n<li>You meet income limits for your county (see <a href=\"http:\/\/HeretoHome.org\/Covenant\">HeretoHome.org\/Covenant<\/a>)<\/li>\n<\/ul>\n<p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1889240102\" href=\"#1776217444141-12-2\"><span>Has the Covenant Homeownership Program stopped?<\/span><\/a><\/p><\/div><div id=\"1776217444141-12-2\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>No. The Covenant program and its funding are fine. Funds continue to come in each month. The program\u2019s funding is constantly replenished from document recording fees.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1889240102\" href=\"#1776217591504-13-0\"><span>Have the steps to use the Covenant program changed?<\/span><\/a><\/p><\/div><div id=\"1776217591504-13-0\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>The steps to use the Covenant program will be the same, but starting April 20, 2026, most of the steps must now be taken up front before house-hunting. Homebuyers and lenders will need to plan ahead and get all documentation accepted at the beginning. Homebuyers and lenders will then get written authorization from the Commission when they are cleared to house-hunt and go under contract for a home.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1889240102\" href=\"#1776217624954-14-8\"><span>Why has the process changed?<\/span><\/a><\/p><\/div><div id=\"1776217624954-14-8\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Monthly demand for Covenant loans is now outpacing the monthly supply of funds, so a fair and orderly process is needed to put fully prepared homebuyers \u201cin line\u201d for funds when they become available. This process ensures that all homebuyers are completely ready to close before they search for a home and that the Covenant funds are ready for them when needed. Every Covenant homebuyer can proceed from house-hunting to closing with confidence.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1889240102\" href=\"#1732330331069-8-1\"><span>\u8c01\u6709\u8d44\u683c\u6210\u4e3a\u9996\u6b21\u8d2d\u623f\u8005\uff1f<\/span><\/a><\/p><\/div><div id=\"1732330331069-8-1\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>The Covenant Homeownership Act defines \u201cfirst-time homebuyer\u201d broadly. <span data-olk-copy-source=\"MessageBody\">You may be eligible if the following is true for both you and your spouse (if married). Detailed eligibility criteria can be found at\u00a0<a title=\"https:\/\/heretohome.org\/covenant\/\" href=\"https:\/\/heretohome.org\/covenant\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"NotApplicable\" data-linkindex=\"0\">heretohome.org\/covenant.<\/a><\/span><\/p>\n<ul>\n<li>\u8fc7\u53bb\u4e09\u5e74\u5185\u4f60\u6ca1\u6709\u62e5\u6709\u8fc7\u623f\u4ea7<\/li>\n<li>\u60a8\u662f\u4e00\u4f4d\u5355\u4eb2\u7236\u6bcd\uff0c\u5728\u4e0e\u524d\u4efb\u914d\u5076\u7ed3\u5a5a\u671f\u95f4\u53ea\u62e5\u6709\u4e00\u5957\u623f\u5b50\u3002<\/li>\n<li>\u4f60\u662f\u4e00\u540d\u6d41\u79bb\u5931\u6240\u7684\u5bb6\u5ead\u4e3b\u5987\uff0c\u53ea\u4e0e\u914d\u5076\u5171\u540c\u62e5\u6709\u4e00\u5957\u623f\u5b50\u3002<\/li>\n<li>\u60a8\u4ec5\u62e5\u6709\u4e00\u5904\u6ca1\u6709\u6c38\u4e45\u6027\u5730\u57fa\u7684\u4f4f\u5b85\uff08\u4f8b\u5982\u6d3b\u52a8\u623f\uff09<\/li>\n<li>\u60a8\u4ec5\u62e5\u6709\u4e00\u5904\u88ab\u5224\u5b9a\u4e3a\u4e0d\u9002\u5408\u5c45\u4f4f\u7684\u623f\u4ea7\u3002<\/li>\n<\/ul>\n<p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1889240102\" href=\"#1732329990368-5-10\"><span>What is the income limit in my area?<\/span><\/a><\/p><\/div><div id=\"1732329990368-5-10\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>Income limits for the Covenant program are based on 120% of the Area Median Income in the county where the home is to be purchased. You can find specific income limits at <a href=\"http:\/\/Heretohome.org\/covenant\">Heretohome.org\/covenant<\/a>.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1889240102\" href=\"#1732330437923-10-8\"><span>\u6211\u9700\u8981\u4ec0\u4e48\u6837\u7684\u5c45\u4f4f\u548c\u79cd\u65cf\/\u6c11\u65cf\u8bc1\u660e\u6587\u4ef6\uff1f<\/span><\/a><\/p><\/div><div id=\"1732330437923-10-8\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u59d4\u5458\u4f1a\u6253\u7b97\u5c3d\u53ef\u80fd\u7075\u6d3b\u5730\u63a5\u53d7\u79cd\u65cf\u548c 1968 \u5e74\u4e4b\u524d\u5728\u534e\u76db\u987f\u5c45\u4f4f\u7684\u6587\u4ef6\u3002\u540c\u6837\uff0c\u8d2d\u623f\u8005\u5fc5\u987b\u63d0\u4ea4\u8fd9\u4e9b\u6587\u4ef6<strong> \u5bf9\u4e8e 1968 \u5e74\u4e4b\u524d\u5c45\u4f4f\u5728\u534e\u76db\u987f\u7684\u4eba\u6765\u8bf4<\/strong>\u2014\u65e0\u8bba\u8be5\u4eba\u662f\u8d2d\u623f\u8005\u672c\u4eba\u8fd8\u662f\u5176\u7236\u6bcd\/\u7956\u7236\u6bcd\/\u66fe\u7956\u7236\u6bcd\u3002<\/p>\n<p>\u53ef\u63a5\u53d7\u6587\u4ef6\u7684\u4e00\u4e9b\u793a\u4f8b\u5305\u62ec\uff1a<\/p>\n<p>\u2022 \u51fa\u751f\u548c\u6b7b\u4ea1\u8bc1\u660e<br \/>\n\u2022 \u5b66\u6821\u8bb0\u5f55<br \/>\n\u2022 \u6b7b\u4ea1\u8bc1\u660e<br \/>\n\u2022 \u6559\u5802\u8bb0\u5f55<br \/>\n\u2022 \u9057\u5631\u8ba4\u8bc1\u8bb0\u5f55<br \/>\n\u2022 \u62a5\u7eb8\u526a\u62a5<br \/>\n\u2022 \u7ed3\u5a5a\u8bc1<br \/>\n\u2022 \u96c7\u4e3b\u8bb0\u5f55<br \/>\n\u2022 \u519b\u4e8b\u8bb0\u5f55<br \/>\n\u2022 \u6765\u81ea\u53ef\u9760\u6765\u6e90\u7684\u5bb6\u8c31\u8bb0\u5f55<br \/>\n\u2022 \u90e8\u843d\u6210\u5458\u8bb0\u5f55<br \/>\n\u2022 \u5f81\u53ec\u5361<br \/>\n\u2022 \u793e\u4f1a\u4fdd\u969c\u7d22\u8d54\u548c\u7533\u8bf7<br \/>\n\u2022 \u534e\u76db\u987f\u5dde\u9690\u853d\u6b66\u5668\u8bb8\u53ef\u8bc1<br \/>\n\u2022 \u4eba\u53e3\u666e\u67e5\u6570\u636e<br \/>\n\u2022 \u8ba3\u544a<br \/>\n\u2022 \u5386\u53f2\u5b66\u4f1a<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1889240102\" href=\"#1732330511564-11-6\"><span>\u5728\u54ea\u91cc\u53ef\u4ee5\u627e\u5230\u8be5\u6587\u6863\uff1f<\/span><\/a><\/p><\/div><div id=\"1732330511564-11-6\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u60a8\u7684\u8d37\u6b3e\u4eba\u548c\/\u6216\u4f4f\u623f\u987e\u95ee\u5c06\u5e2e\u52a9\u60a8\u6536\u96c6\u6587\u4ef6\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u4e0d\u9519\u7684\u8d44\u6e90\u3002\u59d4\u5458\u4f1a\u5c06\u7ee7\u7eed\u5411\u6b64\u90e8\u5206\u6dfb\u52a0\u8d44\u6e90\u3002<\/p>\n<ul>\n<li><a href=\"https:\/\/doh.wa.gov\/licenses-permits-and-certificates\/vital-records\">\u5dde\u536b\u751f\u90e8\u91cd\u8981\u8bb0\u5f55\u90e8\u95e8<\/a><\/li>\n<li><a href=\"https:\/\/apps.sos.wa.gov\/legacy\/genealogy.aspx\">\u9057\u4ea7\u534e\u76db\u987f<\/a><\/li>\n<li><a href=\"https:\/\/www.familysearch.org\/en\/united-states\/\">\u5bb6\u5ead\u641c\u7d22\u7f51\u7ad9<\/a>\uff1a\u521b\u5efa\u4e00\u4e2a\u514d\u8d39\u5e10\u6237\u6765\u641c\u7d22\u5bb6\u5ead\u8bb0\u5f55\u3002<\/li>\n<li><a href=\"https:\/\/www.ancestry.com\/\">Ancestry.com<\/a>\uff1a\u8fd9\u662f\u4e00\u9879\u4ed8\u8d39\u670d\u52a1\uff0c\u4f46\u60a8\u901a\u5e38\u53ef\u4ee5\u4ece\u5f53\u5730\u56fe\u4e66\u9986\u514d\u8d39\u8bbf\u95ee Ancestry.com\u3002<\/li>\n<li><a href=\"https:\/\/www.newspapers.com\/\">\u62a5\u7eb8\u7f51<\/a><\/li>\n<li><a href=\"https:\/\/www.myheritage.com\/\">MyHeritage.com<\/a><\/li>\n<li>\u516c\u5171\u56fe\u4e66\u9986\uff1a\n<ul>\n<li><a href=\"https:\/\/librarytechnology.org\/libraries\/public.pl?State=Washington\">\u5728\u8fd9\u91cc\u67e5\u627e\u60a8\u5f53\u5730\u7684\u56fe\u4e66\u9986\u3002<\/a><\/li>\n<li><a href=\"https:\/\/www.spl.org\/online-resources\/general-research\">\u897f\u96c5\u56fe\u516c\u5171\u56fe\u4e66\u9986<\/a><\/li>\n<li><a href=\"https:\/\/kcls.org\/resources-types\/databases\/\">\u91d1\u53bf\u56fe\u4e66\u9986\u7814\u7a76<\/a><\/li>\n<li><a href=\"https:\/\/www.tacomalibrary.org\/resource\/\">\u5854\u79d1\u9a6c\u516c\u5171\u56fe\u4e66\u9986<\/a><\/li>\n<li><a href=\"https:\/\/www.spokanelibrary.org\/resources-genealogy\/\">\u65af\u6ce2\u574e\u516c\u5171\u56fe\u4e66\u9986\u7814\u7a76<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1889240102\" href=\"#1611414103-2-01732328778423\"><span>\u5982\u4f55\u7533\u8bf7\u201cCovenant \u623f\u5c4b\u6240\u6709\u6743\u8ba1\u5212\u201d\uff1f<\/span><\/a><\/p><\/div><div id=\"1611414103-2-01732328778423\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p>\u60a8\u53ef\u4ee5\u901a\u8fc7\u4e0e <a href=\"https:\/\/www.wshfc.org\/buyers\/premier.htm\">\u53d7\u8fc7\u4f63\u91d1\u57f9\u8bad\u7684\u8d37\u6b3e\u4eba<\/a> to prequalify for a mortgage loan and establish your eligibility.<\/p>\n<div>\n<p><span data-olk-copy-source=\"MessageBody\">Starting April 20, 2026, the FIRST step is that the lender must upload all the required documentation to the Commission. This includes the lender\u2019s signed pre-approval, all the family history documentation, and the certificate(s) of homebuyer education completion.<\/span><\/p>\n<\/div>\n<div>\n<p>Once the documents are accepted by the Commission, the homebuyer will be placed on the pre-reservation list. Then they wait for written authorization from the Commission to go house-hunting and go under contract for a home.<\/p>\n<\/div>\n<p>The Washington State Homeownership Hotline at <a href=\"tel:1-877-894-4663\">1-877-894-4663<\/a> \u4e5f\u662f\u8f7b\u677e\u8fde\u63a5 Covenant \u623f\u5c4b\u6240\u6709\u6743\u8ba1\u5212\u4ee5\u53ca\u5176\u4ed6\u514d\u8d39\u652f\u6301\u3001\u6307\u5bfc\u548c\u8d22\u52a1\u5e2e\u52a9\u7684\u7edd\u4f73\u65b9\u5f0f\u3002<\/p>\n<div><\/div>\n<p>\u70ed\u7ebf\u5c06\u6839\u636e\u60a8\u7684\u60c5\u51b5\u3001\u76ee\u6807\u548c\u504f\u597d\u5e2e\u52a9\u60a8\u8fc8\u51fa\u4e0b\u4e00\u6b65\u3002\u5982\u679c\u60a8\u5c1a\u672a\u51c6\u5907\u597d\u7533\u8bf7\u62b5\u62bc\u8d37\u6b3e\uff0c\u65e0\u8bba\u60a8\u76ee\u524d\u8eab\u5904\u4f55\u5904\uff0c\u70ed\u7ebf\u90fd\u4f1a\u4e3a\u60a8\u63d0\u4f9b\u514d\u8d39\u7684\u652f\u6301\u548c\u6307\u5bfc\uff0c\u5e2e\u52a9\u60a8\u5b9e\u73b0\u76ee\u6807\u3002<\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group  no-block-padding\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1889240102\" href=\"#1778708878661-10-8\"><span>What is loan forgiveness and who is eligible?<\/span><\/a><\/p><\/div><div id=\"1778708878661-10-8\" class=\"panel-collapse collapse\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span data-olk-copy-source=\"MessageBody\">A 2025 amendment to the Covenant Homeownership Act allows Covenant downpayment assistance loans to be forgiven after five years in certain circumstances.\u00a0The forgiveness applies only to the downpayment assistance loan, not to the main\u00a0mortgage on the property.\u00a0<\/span><\/p>\n<p>Only homebuyers who earned under 80% of Area Median Income at the time they bought their home are eligible for loan forgiveness. Various restrictions apply; see <a title=\"http:\/\/www.heretohome.org\/covenant\" href=\"http:\/\/Heretohome.org\/covenant\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"NotApplicable\" data-linkindex=\"2\">Heretohome.org\/covenant<\/a>\u00a0for more details.<\/p>\n<\/div><\/div><\/div><\/div>\n\t\t<\/div><\/div><div class=\"empty-space empty-single\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-5\" data-row=\"script-row-unique-5\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-5\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-646393-bg row-container\" id=\"row-unique-6\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 20%;\"><a class=\"single-media-link\" href=\"https:\/\/www.wshfc.org\/covenant\/index.htm\" target=\"_blank\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-1078\" src=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/12\/WSHFC-w_tag_cmyk.png\" width=\"890\" height=\"401\" alt=\"\" srcset=\"https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/12\/WSHFC-w_tag_cmyk.png 890w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/12\/WSHFC-w_tag_cmyk-300x135.png 300w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/12\/WSHFC-w_tag_cmyk-768x346.png 768w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/12\/WSHFC-w_tag_cmyk-18x8.png 18w, https:\/\/www.homeownership-wa.org\/wp-content\/uploads\/2024\/12\/WSHFC-w_tag_cmyk-350x158.png 350w\" sizes=\"(max-width: 890px) 100vw, 890px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/a><\/div><\/div><div class=\"uncode_text_column\" ><\/p>\n<p style=\"text-align: center;\">\u4e0e\u534e\u76db\u987f\u5dde\u4f4f\u623f\u91d1\u878d\u59d4\u5458\u4f1a\u5408\u4f5c\uff0c\u8bbf\u95ee <a href=\"https:\/\/heretohome.org\/covenant\/\">heretohome.org\/covenant<\/a> \u4e86\u89e3\u6709\u5173\u300a\u76df\u7ea6\u623f\u5c4b\u6240\u6709\u6743\u8ba1\u5212\u300b\u3001\u300a\u76df\u7ea6\u623f\u5c4b\u6240\u6709\u6743\u6cd5\u6848\u300b\u3001\u300a\u76df\u7ea6\u623f\u5c4b\u6240\u6709\u6743\u7814\u7a76\u300b\u548c\u5176\u4ed6\u8d44\u6e90\u7684\u66f4\u591a\u4fe1\u606f\u3002<\/p>\n<p style=\"text-align: center;\">The information provided on this website is for general information only.\u00a0 All Covenant Homeownership Program eligibility is solely determined by the Washington State Housing Finance Commission and must be confirmed by the homebuyer\u2019s lender with the Commission directly. Washington Homeownership Resource Center (WHRC) is not an employee, contractor or agent of the Commission and is not authorized to approve, determine, or guarantee eligibility for the Covenant Homeownership Program.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-6\" data-row=\"script-row-unique-6\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-6\"));<\/script><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Covenant Homeownership ProgramAre you dreaming of owning a home? Washington state\u2019s Covenant Homeownership Program provides down payment and closing cost [...]","protected":false},"author":5,"featured_media":0,"parent":85,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-1052","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Covenant Homeownership Program - Washington Homeownership Resource Center<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homeownership-wa.org\/zh\/for-homebuyers\/covenant-homeownership-program\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Covenant Homeownership Program - Washington Homeownership Resource Center\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.homeownership-wa.org\/zh\/for-homebuyers\/covenant-homeownership-program\/\" \/>\n<meta property=\"og:site_name\" content=\"Washington Homeownership Resource Center\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-21T18:50:27+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u9884\u8ba1\u9605\u8bfb\u65f6\u95f4\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 \u5206\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homebuyers\\\/covenant-homeownership-program\\\/\",\"url\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homebuyers\\\/covenant-homeownership-program\\\/\",\"name\":\"Covenant Homeownership Program - Washington Homeownership Resource Center\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/#website\"},\"datePublished\":\"2024-11-23T02:23:56+00:00\",\"dateModified\":\"2026-05-21T18:50:27+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homebuyers\\\/covenant-homeownership-program\\\/#breadcrumb\"},\"inLanguage\":\"zh-CN\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homebuyers\\\/covenant-homeownership-program\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homebuyers\\\/covenant-homeownership-program\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.homeownership-wa.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"For Homebuyers\",\"item\":\"https:\\\/\\\/www.homeownership-wa.org\\\/for-homebuyers\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Covenant Homeownership Program\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.homeownership-wa.org\\\/#website\",\"url\":\"https:\\\/\\\/www.homeownership-wa.org\\\/\",\"name\":\"Washington Homeownership Resource Center\",\"description\":\"You have homeownership goals. 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