A Homeowners Journey

The Washington State Housing Finance Commission sponsors homebuyer education courses virtually and in-person throughout the state. This 5-hour course reviews the home purchase process and completions of the class is required by certain down payment assistance and affordable lending programs.

Consider traditional, market-rate home purchasing as well as learn about additional opportunities such as:

WHRC maintains a directory of vetted mortgage lending and realty partners. If you’re interested in referrals, contact our hotline.

Your housing counselor and real estate can help you make an informed offer on a home. If your offer is not accepted, don’t get discouraged! This is common, and your housing counselor will help you refine your plan and continue your path.

If your offer is accepted, then your housing counselor, real estate agent, and lending professional – your home homeownership team! – will guide you through the timeline to closing and next steps, including home inspection, appraisal, and paperwork.

The “closing” or settlement, is the final step before your officially take ownership of the home. Funds are exchanged and key documents are signed to finalize the sale.

But you’re not done yet. take time to learn all you can to help you sustain homeownership. your housing counselor offers post-purchase counseling, which includes strategies for maintaining your home, and what to do if you encounter financial challenges.