成功拥有房屋的资源
We've gathered the tools, guidance, and resources to help you protect your home and your rights.
即使在您购买房屋之后，您也可能会遇到需要帮助或更多信息的时候。
You may wish to refinance your loan, take out a Home Equity Line of Credit (HELOC) or Home Equity Loan. You may need additional income to support you in later life and wish to consider a reverse mortgage. WHRC has a wealth of resources to help guide you.
Additionally, if you are a veteran, a senior, or a person with a disability, there are a variety of programs geared towards helping you meet your homeownership goals.
Tools for Sustaining Homeownership in Challenging Times
Your homeownership journey doesn’t stop at the closing table. Join our post-purchase info session to learn what comes next and how to stay on track as a homeowner. We’ll cover key topics including:
- Your rights and resources
- Home maintenance
- Budgeting for homeownership
- Estate planning
- And more!
Manufactured Housing Communities
Access support and resources for manufactured home communities.
NATURAL DISASTER PREPAREDNESS
Be ready for the unexpected and protect what matters most.
HOME REPAIR & MODIFICATIONS ASSISTANCE
Find help to afford repairs or make your home safer for aging in place.
IMMIGRANT HOMEOWNER PREPAREDNESS & PROTECTION
Take steps to protect your home and finances during unexpected disruptions.
PROPERTY TAX EXEMPTION & DEFERRAL PROGRAMS
Discover ways to reduce property taxes and stay secure in your home.
你现在需要帮助吗？
Call our hotline number or fill out a message form to contact us. Free interpretation services are available by phone in over 220 languages.
Additional Resources
单击每个资源以获取更多信息
反向抵押贷款是一种特殊类型的房屋贷款，适用于 62 岁及以上的房主，可让您将部分房屋净值转换为现金。 Home Equity Conversion Mortgage (HECM) 是联邦住房管理局的反向抵押贷款计划，也是最常见的反向抵押贷款。与传统的房屋净值贷款或第二抵押贷款不同，借款人不必立即开始偿还贷款。还款会推迟到您不再使用该房屋作为您的主要住所或直到您未能履行抵押贷款义务。 HECM 是一个安全的计划，可以为年长的美国人提供更大的财务保障。许多老年人用它来补充社会保障、支付意外的医疗费用或改善家庭状况。由于反向抵押贷款会对财产产生留置权，因此在您获得贷款之前需要进行特定类型的咨询。联系 WHRC 与住房顾问取得联系，他可以帮助您确定反向抵押贷款是否适合您。
如果您或您家中的某个人有残疾，您可能有资格获得购房者援助、房屋改造援助等。有多种联邦、州和地方计划可以根据您的需要为您提供帮助。今天联系我们，了解更多信息。
WHRC 专门与购房者和房主合作。如果您是房东被止赎的承租人，您可以在以下地方找到有关您的权利的信息：
如果您正在寻求有关租赁援助或无家可归预防的信息，或需要帮助寻找负担得起的出租房屋，请致电 211 或访问 www.211.org.