关于我们

我们的任务

The mission of the Washington Homeownership Resource Center (WHRC) is to increase and preserve homeownership in Washington state by serving as a hub for education, resources, and partnerships.

OUR VISION

Washingtonians experience the stability, opportunity, and generational wealth that homeownership can provide.

OUR VALUES

Welcome

We create inclusive spaces where people, including those historically excluded from homeownership, are treated with dignity and respect.

家

We believe that safe, stable homeownership is foundational to financial security, community well-being, and generational opportunity.

Reach

We expand statewide access to homeownership through education, resource sharing, and policy advocacy that strengthens equitable pathways to attain, maintain, and sustain a home.

Collaboration

We forge partnerships and collective action to increase and preserve homeownership.

我们的工作

Through our hotline, website, and statewide outreach, we provide our clients with personalized information and referral to vetted homeownership supports, including:

购房者援助计划
购买前教育和咨询
Mortgage, HOA, and property tax foreclosure intervention counseling
反向抵押贷款咨询
业主自用维修援助
Post-purchase education and tools
Legal aid services
Credit, student loans, and financial counseling
Fraud and scam prevention and intervention

除了与房主合作帮助他们实现住房拥有目标外，WHRC 还与民选官员、政府机构、贷款机构、

和社区组织倡导资源、计划和保护，以支持华盛顿各地的房主。

As a 501(c)(3) organization, we are community-supported and financed through government grants, corporate philanthropic contributions, and individual donations. This support allows us to provide unbiased, free information and referrals. We do not accept payment from any lending or real estate professional to be on our referral list nor do we charge clients for our services.

WHRC 不是贷方或贷款服务商。我们不向客户提供贷款或财务援助。但是，我们可以帮助购房者和房主在可用时与经济援助计划联系起来。

我们的历史

WHRC 成立为 Community Home Ownership Center (CHOC) in 1995 by members of the Seattle Mortgage Bankers Association, the Washington State Housing Finance Commission (WSHFC), and non-profit housing agencies, all of whom shared the goal of connecting the community to resources necessary to break down the barriers to successful homeownership.

CHOC served as a Puget Sound-area clearinghouse of resources available to first-time homebuyers and homeowners, particularly those with low-to-moderate incomes.

In 1999, CHOC expanded its service area to the entire state of Washington and launched a statewide toll-free hotline. The Community Home Ownership Center changed its name to the Washington Homeownership Resource Center (WHRC) in 2008.

随着 2008 年抵押贷款危机的爆发，拨打 WHRC 热线的电话从寻求购房信息的消费者转变为寻求防止止赎信息的消费者。

作为回应，WHRC 在其热线提供的房主支持服务中增加了止赎预防咨询和法律援助。 2011 年，WHRC 被选中运营《止赎公平法》规定的全州范围内的免费止赎预防热线，巩固了止赎预防在我们的服务组合中的作用。

在经济衰退后的整个复苏过程中，WHRC 继续满足华盛顿房主的新兴需求。防止与税收留置权止赎相关的住房损失已成为 WHRC 的第三个重要转介。我们与县财长和评估员以及法律援助机构的强大推荐合作伙伴关系为努力履行财产税义务的房主提供支持。由于这些房主绝大多数是年长的房主，我们与老年中心和 AARP 建立了牢固的合作伙伴关系，将老年人与税收减免计划联系起来，并倡导扩大对老年人的税收减免。

Post-purchase education and tools
Legal aid services
Credit, student loans, and financial counseling
Fraud and scam prevention and intervention

Our Impact

2025 was a year that tested nonprofits across the country — and reminded us why this work matters. Despite funding uncertainty and a shifting landscape, WHRC served more than 14,000 households, helped over 1,000 first-time buyers of color achieve homeownership, and helped pass landmark foreclosure protection legislation. The full story is in the numbers, the policy wins, and the people behind them. Download our 2025 Annual Report to see it all.

Download 2025 Annual Report