Successful Home Ownership

Are you currently a home owner and want to plan for success? Are you thinking about homeownership and need to make a plan?  Are you a home owner having trouble with your mortgage? Do you fit into one of the categories (like you have a family member with a disability or you are a military veteran) who qualify for helpful programs to make homeownership possible?  We have information for all these situations, choose the section that is right for you.

Knowing your current situation and where you are in the process is the first step toward success in homeownership.  If you are a first-time homebuyer, often the best way to start if you have questions is to enroll in a free Homeownership class.  This can also get you a certificate which will help get a tax credit.  To learn more about Homeownership Classes, go to the Buying a Home page.  You can also create a profile which will make it easy for you to connect with helpful non profit agencies that can give you more information and offer you free counseling to figure out your action plan.

 

Successfully Keeping Your Home in Good Condition

Home maintenance and budgeting for large repairs as they come up is part of the process of successfully keeping your home in good condition.  By doing so you will minimize any damage that occurs when homes get into poor condition due to deferred maintenance.  In addition, you will give yourself peace of mind knowing that when the inevitable big ones come up...like the new roof or the paint job or the water heater repairs...you have planned for it and set aside a sum each month so that when those items come up, you are prepared. Go to our Monthly Budget, Home Maintenance, Refinancing Pitfalls, Protecting My Investment and FAQ pages to learn more.

 

Successfully Avoiding Foreclosure

If you are behind on your mortgage or experiencing financial difficulty, there are resources to help you avoid foreclosure.  Start by looking at our Facing Foreclosure section or create a profile to be referred to an appropriate Housing Counseling agency. 

And if you prefer to talk to someone by phone, call WHRC toll free at 877-894-4663.

 

Special Assistance Programs

If you are a vet or have a disabled family member (including yourself) there are good assistance programs out there to lend a hand, such as downpayment assistance, and loans with different requirements that might fit your situation better.  At this time we'd like to ask you to just call us for more information.   WHRC toll free at 877-894-4663.