O NAMA

Naša misija

The mission of the Washington Homeownership Resource Center (WHRC) is to increase and preserve homeownership in Washington state by serving as a hub for education, resources, and partnerships.

Naš rad

Through our hotline, website, and statewide outreach, we provide our clients with personalized information and referral to vetted homeownership supports, including:

Programi pomoći kupcu kuće
Edukacija i savjetovanje prije kupovine
Mortgage, HOA, and property tax foreclosure intervention counseling
Savjetovanje o povratnoj hipoteci
Pomoć pri popravci u vlasništvu vlasnika
Post-purchase education and tools
Legal aid services
Credit, student loans, and financial counseling
Fraud and scam prevention and intervention

Osim što radi s vlasnicima kuća kako bi im pomogao da ispune svoje ciljeve u vlasništvu, WHRC blisko sarađuje s izabranim zvaničnicima, vladinim agencijama, zajmodavcima,

i organizacije zajednice da se zalažu za resurse, programe i zaštitu za podršku vlasnicima kuća širom Washingtona.

As a 501(c)(3) organization, we are community-supported and financed through government grants, corporate philanthropic contributions, and individual donations. This support allows us to provide unbiased, free information and referrals. We do not accept payment from any lending or real estate professional to be on our referral list nor do we charge clients for our services.

WHRC nije zajmodavac ili serviser kredita. Ne odobravamo kredite niti pružamo financijsku pomoć klijentima. Međutim, možemo pomoći kupcima i vlasnicima kuća da se povežu s programima financijske pomoći kada su dostupni.

Naša istorija

WHRC je osnovan kao Community Home Ownership Center (CHOC) in 1995 by members of the Seattle Mortgage Bankers Association, the Washington State Housing Finance Commission (WSHFC), and non-profit housing agencies, all of whom shared the goal of connecting the community to resources necessary to break down the barriers to successful homeownership.

CHOC served as a Puget Sound-area clearinghouse of resources available to first-time homebuyers and homeowners, particularly those with low-to-moderate incomes.

In 1999, CHOC expanded its service area to the entire state of Washington and launched a statewide toll-free hotline. The Community Home Ownership Center changed its name to the Washington Homeownership Resource Center (WHRC) in 2008.

S početkom hipotekarne krize 2008. godine, pozivi na hitnu liniju WHRC -a drastično su se preusmjerili sa potrošača koji traže informacije o kupovini kuće na one koji traže informacije o sprječavanju ovrhe.

Kao odgovor, WHRC je dodao savjetovanje o sprječavanju ovrhe i pravnu pomoć uslugama podrške vlasnicima kuća dostupnim putem njihove vruće linije. U 2011. godini WHRC je izabran za rad na cijeloj državnoj, besplatnoj telefonskoj liniji za sprječavanje ovrhe, predviđenoj Zakonom o pravičnosti ovrhe, čime je učvršćena uloga sprječavanja ovrhe u našem portfelju usluga.

Tijekom oporavka nakon recesije, WHRC nastavlja služiti novonastalim potrebama vlasnika kuća u Washingtonu. Sprječavanje stambenih gubitaka povezanih s oduzimanjem poreznog zaloga postalo je treća značajna preporuka za WHRC. Naše snažno partnerstvo za upućivanje sa županijskim rizničarima i procjeniteljima te agencijama za pravnu pomoć podržava vlasnike kuća koji se bore s podmirivanjem poreznih obveza. Kako su ti vlasnici većinom stariji vlasnici, razvili smo snažna partnerstva sa centrima za starije osobe i AARP -om radi povezivanja starijih osoba s programima poreskih olakšica i zalaganja za proširenje poreskih olakšica za starije osobe.

Post-purchase education and tools
Legal aid services
Credit, student loans, and financial counseling
Fraud and scam prevention and intervention

Our Impact

2025 was a year that tested nonprofits across the country — and reminded us why this work matters. Despite funding uncertainty and a shifting landscape, WHRC served more than 14,000 households, helped over 1,000 first-time buyers of color achieve homeownership, and helped pass landmark foreclosure protection legislation. The full story is in the numbers, the policy wins, and the people behind them. Download our 2025 Annual Report to see it all.

Download 2025 Annual Report